Cowrywise (@cowrywise) header
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Building wealth takes time. We make the wait worth it. Start easy and safe with automated savings and ₦aira & U$D investments. Licensed by the SEC.

Lagos, Nigeria
Joined July 2016
Photo by Cowrywise (@cowrywise)Photo by Cowrywise (@cowrywise)Photo by Cowrywise (@cowrywise)Photo by Cowrywise (@cowrywise)Photo by Cowrywise (@cowrywise)Photo by Cowrywise (@cowrywise)Photo by Cowrywise (@cowrywise)Photo by Cowrywise (@cowrywise)Photo by Cowrywise (@cowrywise)Photo by Cowrywise (@cowrywise)
Three cool kids of Cowrywise ❤️🎉 I love these guys so much, the Aro meta of Cowrywise unilorin chapter. If you want to have a peaceful hangout don’t just put us together 😂
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Between Lagos rent, transport, family responsibilities and trying to enjoy life, many of us are financially trying and many things are tugging at our money. Most of us are still figuring out how to spend our money, how much to save, and whether we're even doing it right. So, let's make things a little easier.💙
Drop your salary. I'll budget it in the replies.💙
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You can explore investing through Cowrywise. Depending on your goals and risk tolerance, you can explore eligible mutual funds or Nigerian stocks, especially now that we have stock recommendations (Curated picks). Remember: investments carry risk, and stocks can fall in value. Don't invest money you'll need for rent, urgent bills or family emergencies.
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If your budget doesn't look like someone else's, it doesn't automatically mean you're doing it wrong. Start with what you earn. Be honest about what your money needs to cover (don't stretch it too much). Build a plan around your actual life, then adjust as things change. You don't have to get everything right today. You just need to start. 💙 Explore Cowrywise: cowrywise.com
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You have 20 seconds to guess which Cowrywise department each slide is about. 🌚 Swipe, crack the teams, and tell us which one you’d pick for the One-Day Internship. No peeking at the comments before you crack it.🌚
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Do rock, paper, scissors. The person that wins packs everything🙂‍↔️
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Drop your salary. I'll budget it in the replies.💙
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To make this more productive, share a little gist about your life: Rent and housing costs Transport Married, single, dependants? Family you’re responsible for Monthly expenses and debts Financial goals Basically, what is your money fighting? Or not.🌚
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All budgets are a guide. Tailor to suit you💙
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iPhone 16 as the goal? I suggest an ambition upgrade, not a phone upgrade🙊 Anyway, let’s do this:
Replying to @cowrywise
75k Stays with my parents Single Not responsible for anybody Data/airtime -15k Financial goals - iPhone 16 🌚
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Data & airtime: ₦15,000 Contribution at home: ₦15,000 (buy gas or something here and there 💙) Transport: ₦10,000 Books & learning: ₦10,000 Personal expenses: ₦10,000 Miscellaneous: ₦5,000 Savings: ₦10,000 (build an emergency fund before you think of that iPhone) At ₦15k monthly, that iPhone will take a while, my love. Let’s hope Apple doesn’t launch the iPhone 30 before you get there. 🙂‍↔️
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₦300k for a family of 3? I didn’t tell you I perform miracles, but I’ll try my best.
Replying to @cowrywise
300k but live in remote place in my Ibadan Own my house, family man of 3
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Food & groceries: ₦100,000 Transport: ₦30,000 Electricity & utilities: ₦50,000 Data & subscriptions: ₦20,000 Healthcare (HMO): ₦25,000 Miscellaneous: ₦15,000 Savings (emergency fund): ₦60,000 Total: ₦300,000 I’m assuming school fees have a separate budget because if they’re hiding inside this ₦300k… well, I recommend HC🌚
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