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'Tax surcharge on banks is confirmed at 3%, lower than some had feared. Scrapping Cash ISA reforms will also please many in the sector.' Rob Morgan, Chief Analyst. Investment involves risk. #Budget2026

'This appears to be a pragmatic move. Cash ISA reforms had a sensible objective but weren't very well targeted. They removed important flexibility from the ISA system & risked making the rules harder to understand.' Rob Morgan, Chief Analyst. Investment involves risk. #Budget2026

'The wedge between earned income and savings or property income to widen, but dividend income is left alone which will be a relief to investors that have had to withstand a significant rise already.' Rob Morgan, Chief Analyst. Investment involves risk. #Budget2026

'Another ISA adds to a cluttered regime but is well intentioned in terms of encouraging cash hoarders to switch & grow their wealth more effectively. Awareness & education are the ingredients to make it a success.' Rob Morgan, Chief Analyst. Investment involves risk. #Budget2026

'To counter dragging thousands of low-income pensioners into paying small amounts of tax there’s effectively a rise in the tax-free allowance for low-income pensioners to £13,036.' Rob Morgan, Chief Analyst. Investment involves risk. #Budget2026

'The relentless march of higher taxation continues in the background. Income tax thresholds are still frozen until 2031 & that will ramp up the tax burden on all taxpayers as incomes rise and the bands stay fixed.' Rob Morgan, Chief Analyst. Investment involves risk. #Budget2026

'An extra 2p, on property & savings income from next tax year, on top of Rachel Reeves' announcement. This continues the trend of less favourable tax treatment for investment income outside tax-efficient wrappers.' Rob Morgan, Chief Analyst. Investment involves risk. #Budget2026

'Greater tax on savings highlights the benefits of ISAs as a valuable shield from the higher burden, and all investors will at least retain the £20,000 allowance across both Cash and Stocks & Shares.' Rob Morgan, Chief Analyst. Investment involves risk. #Budget2026

'Removal of electricity standing charges favours lower users of energy and more directly rewards lower use, but will inevitably mean unit costs rise.' Rob Morgan, Chief Analyst. Investment involves risk. #Budget2026

'The OBR anticipates GDP to expand by 1.2% this year, better than the outlook in March. But for 2027 it forecasts 1%, significantly less than previous expectations of 1.6%, painting a picture of a challenging year.' Rob Morgan, Chief Analyst. Investment involves risk. #Budget2026

'Cash ISA reforms were complex & removed important flexibility from the ISA system, making it harder for people to adjust their strategy as circumstances, goals & tolerance for investment risk changed over time.' Rob Morgan, Chief Analyst. Investment involves risk. #Budget2026

'Bond yields falling a little as Chancellor affirms adherence to fiscal rules and references discipline despite a “new approach”.' Rob Morgan, Chief Analyst. Investment involves risk. #Budget2026

'Budget bombshells don’t appear likely. Instead, a cautious but perhaps corrective Budget is anticipated. So far bond markets remain calm with all signals pointing to a low-key affair, but let’s see what unfolds…' Rob Morgan, Chief Analyst. Investment involves risk. #Budget2026

'To his credit, the lead up to this Budget has been a calmer affair. There’s been far less unhelpful rhetoric around a ‘painful Budget’ or ‘difficult decisions’, which in some cases led to people making hasty moves.' Rob Morgan, Chief Analyst. Investment involves risk. #Budget

Live #AutumnBudget Commentary: join us on X for real-time insights and expert analysis as the Autumn Budget unfolds. Date: 28 October from 12:30pm at @CStanleyDirect Be part of the conversation. Ask questions, share thoughts, and stay informed with our team of specialists.

With the Autumn Budget approaching, Chancellor faces difficult choices as he balances the public finances. But not every measure needs to bring higher taxes. We explore steps he could take to provide greater clarity for you: bit.ly/4izeu8v Investment involves risk

ISAs remain one of the simplest ways to save on tax. A Stocks & Shares ISA allows you to shelter investment returns from tax each year, making it a popular choice for investors. Read our tips to make the most of your allowance: bit.ly/3NdmnDD Investment involves risk