American Association of Individual Investors VP, AAII Journal Editor & AAII Wealth-Building Process creator. Speaker, author, & KU alum. #🟦
Chicago
Joined March 2009
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Interest rate hikes aren't necessarily bad for stocks — especially when they're expected. Wednesday's hike was expected.
You can't control monetary policy, economic conditions or Mr. Market. You can choose to stay focused on your long-term strategy.
aaii.com/investor-update/art…
AAII’s October Charts of Interest:
💰 AAA muni bonds yielding 6%-8%+ (tax-equivalent, 40.8% rate)
🤖 AI buildout spending to exceed hyperscaler cash flow through 2028 (Goldman)
📈 Tech credit spreads widened to 91 bps from 51 bps in Sept 2025
aaii.com/investor-update/art…
Sharsheret has provided amazing support to my wife during her breast cancer journey. For #BreastCancerAwarenessMonth, I’m raising money for Sharsheret while preparing to run the 2026 TCS NYC Marathon with #TeamAbbott.
Please consider donating: sharsheret-org.givecloud.co/…
🤖 Made with AI
A 35-year-old with $236,000 saved today reaches $1.8M by 65 at a 7% real return. That's "Coast FI."
At a 5% return, that same $1.8M requires $416,000 today. Same target, very different starting point.
What the Coast FI math misses: aaii.com/investor-update/art…
#CoastFI
The September AAII Journal is now online. Featured articles include what to look for in small-cap stocks, an examination of our most popular stock screen and more. lnkd.in/eGxS8E7
Would you be comfortable holding your stocks as digital tokens in a wallet?
Several AAII members raised that question — with caution.
Transfer agent Computershare announced plans to support U.S.-listed companies issuing tokenized stocks (ISTs).
aaii.com/investor-update/art…
Rising long-bond yields aren't just a U.S. story. 🌍
While 30-year Treasury hit 5.31% Tuesday. Other developed markets are seeing the same pressure at the long end. (Chart per @Hedgey)
More in this month's Charts of Interest: aaii.com/investor-update
I asked ChatGPT for a portfolio. 45/15/30/5/5.
Notice anything? Every slice is a multiple of five.
New MIT/Stanford study found the same: 30% of AI-suggested savings rates were multiples of 10%, a third of dollar amounts multiples of $5,000.
aaii.com/investor-update
FYI, we just launched a completely redesigned AAII Sentiment Survey page. You can see it at: aaii.com/sentimentsurvey
Tokenized shares of stock are coming.
Not third-party wrappers. Actual shares, issued directly by the company, held in your digital wallet.
Peter Duggan of @Computershare explains issuer-sponsored tokens (ISTs) in the August AAII Journal:
aaii.com/journal/article/521…
Operating margins are expanding across both the S&P 500 and the broader S&P 1500.
That's genuinely good news, but margins can only go so high. Ultimately, revenue growth is required to increase earnings.
aaii.com/investor-update/art…
#Investing
The August issue of the AAII Journal is now online. We talk about the benefits and caveats of Trump accounts, the forthcoming tokenization of stocks, covered call strategies, steps to take if you receive a large windfall/inheritance and more. aaii.com/journal
Charles Runs the NYC Marathon for Sharsheret and for Marni sharsheret-org.givecloud.co/…
Charles Rotblut, CFA 🏃♂️ retweeted
@TheRealDTrain37 of @NewConstructs in #TheDangerZone on why data/pricing concerns could sink OpenAI & Anthropic fortunes, @vijay_hedges on @CME launching single-stock futures & more, @charlesraaii on @aaiisentiment & Martha Moore on today's @nabe_econ #BusinessConditions survey
It’s official! I’m running the New York Marathon this November as part of the Abbott Marathon team! 🙂🏃
Where is AI infrastructure spending showing up?
📊 47.3% of S&P 500 stocks beating the index — broadest leadership since 2022
💰 $1.52T corporate debt issued in H1
📈 30-year yields above 5% longest since 2007
🏘️ 53% oppose local AI data centers
aaii.com/investor-update/art…
Unusually high or low levels of accruals deserve investors' attention.
Companies at both extremes of the accruals distribution — the lowest 20% and the highest 20% — are mispriced more severely than companies with accruals closer to the median.
aaii.com/investor-update/art…
Perpetual futures - Most AAII members will avoid it but you/someone you know might be consideringthem.
24/7 trading. Up to 10x leverage on Coinbase. Funding costs every 8 hours on Kalshi. A combination that makes it easy to lose money fast.
aaii.com/investor-update/art…
The Fed dot plot now shows a 3.8% federal funds rate by year-end, up from 3.4% three months ago.
@CMEGroup's FedWatch Tool shows a 47.3% chance of two rate hikes by year-end — versus 18% three months ago. 📈
More from my June Charts of Interest: aaii.com/investor-update/art…
What "the market" is doing vs. what most stocks are doing aren't the same right now.
The S&P 500's top 10 make up 41.5% of the index. The cap-weighted version has beaten the equal-weighted version by 2.2 pp in three months.
3 ways to diversify: aaii.com/investor-update/art…
