Helping employees build wealth | Former analyst with 4k subs | Join the Portfolios & Bedtime Stories newsletter 💼🌙 | Not financial advice
Oregon, USA
Joined March 2023
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Join the newsletter for busy employees building wealth, written by a busy employee building wealth. No entrepreneurship needed. portfoliosbedtimestories.kit…
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Closing your oldest credit card can hurt your score by raising utilization and shortening your credit history. Put one small subscription on it with autopay and keep it open.
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I've decided to sell my $NOW position at a loss. The Stock Based Compensation is eating too much of cash flow to justify the multiple. Sure, the company could outgrow its SBC problem. But that's a bet I'm unwilling to make.
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Before you cancel that credit card with the $95 or $550 annual fee, make one phone call. It takes about 10 minutes and often pays for itself.
Common results: bonus points, a statement credit, a waived fee, or a downgrade to a no-fee card that keeps...
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Renting your modem costs $10 to $15 a month. Buying one costs $80 to $150. It pays for itself in 8 to 12 months and keeps $600 to $900 in your pocket over 5 years.
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If you drive less than 10,000 miles a year, you're probably overpaying for car insurance. Here's how to fix it and one more discount most homeowners miss.
Best fits: remote workers, retirees, one-car-commuter households, anyone whose car sits in the...
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Buying a house is going long inflation.
Renting is going short inflation.
Which would you rather do?
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The Boomer Bucket List Portfolio is up 10% this month, beating $SCHD, $SPY, and $QQQ. Read:
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Is the stock market crashing?
Fresh newsletter!
The answer is: no.
$QQQ $SCHD $SPY
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Garrett🔸️CheatCode Wealth retweeted
Do yourself a favour and buy hyperscalers while the market doesn't love them.
Your insurance company is counting on you not shopping around. And they're counting on you filing small claims that cost you more than they pay.
Move 1: re-rate at every renewal. Insurers quietly raise rates on loyal customers.
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Now we have begun to see signs of exhaustion in $QQQ.
-RSI is oversold
-channel touched
-within range of the previous high to retest
-high volume
Nothing confirmed yet.
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Before you file an insurance claim, check the math. If the damage is under 2x your deductible, paying it yourself is often cheaper. Claims can follow you for 3 to 5 years.
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You paid tens of thousands for your degree. Your alumni association might pay you back a little every year and you've never checked.
Here's the cheat code: go to your school's alumni site and look for benefits or member perks.
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