CoinJar UK

Stablecoins and bank deposit tokens: what is changing? The US banking regulator OCC has finalised stablecoin rules, due to take effect in January 2027. Meanwhile, JPMorgan has brought its deposit token to Ethereum for approved institutional clients, and HSBC has launched a Hong Kong dollar stablecoin. This edition of Offchain explains the developments in the USA and how banks are using blockchain for payments. Read the full breakdown. coinjar.com/uk/blog/us-final… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Why did Bitcoin briefly fall below $80K? Hotter-than-expected US inflation renewed concerns about further interest rate rises. Bitcoin fell below US$80,000 on 15 October before recovering to around US$82,600 by Sunday. This edition of Offchain explains the inflation figures, the Fed’s response and why companies holding Bitcoin could face changes to their stock index membership. Crypto prices can fall quickly, and a recovery is never guaranteed. Read the full breakdown. coinjar.com/uk/blog/bitcoin-… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Bitcoin slips towards $80K as the Fed turns hawkish "Uptober" has hit its first speed bump. Fed minutes showed most officials think another US rate hike is likely before the end of the year, and the 10-year US Treasury yield hit its highest level since 2002. Bitcoin fell to a low of $80,329 on 8 October. Plus: why you should only buy a hardware wallet from the manufacturer or an authorised seller. Crypto prices can fall quickly, and leveraged trading can magnify losses. Here's what moved the market and what to watch next. coinjar.com/uk/blog/bitcoin-… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Is "Uptober" back on the cards? September's gloom is lifting. Weaker US jobs and inflation data have cooled fears of another Fed rate hike, and US regulators are pushing ahead with new crypto rules. But nothing is guaranteed. September's US inflation figures land on 14 October and could change the outlook quickly, and crypto prices can fall as fast as they rise. Here's what to watch this month. coinjar.com/uk/blog/is-uptob… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Buying the dip means purchasing crypto after a price drop, aiming to lower your average cost before a recovery. Picking the exact bottom is notoriously hard, and not every dip is temporary. Some are a warning, not a discount. Full breakdown here: coinjar.com/uk/learn/when-is… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Why September Matters for Crypto August was a good month for crypto. September could shake things up, with four major central banks all making rate decisions within three weeks of each other. September 10: European Central Bank The ECB has been cutting or holding rates all year, but that could change. Inflation in the eurozone is creeping up (2.9% in July, driven by energy costs from the Middle East conflict), and markets now think a rate hike is more likely than not. Why it matters: this would be the first major central bank to turn tighter this year, and tighter policy usually pulls money out of risk assets like crypto. A hold would likely be the better outcome for crypto. September 15–16: US Federal Reserve The big one. This is Kevin Warsh's third meeting as Fed Chair, and the first where he's giving less guidance than usual, so what he says matters more than what he's said before. Rates have been steady all year, and it's close to a coin toss between another hold and a hike. Why it matters: the Fed has the biggest influence on global money flows, so this is the decision crypto watches closest. A hold with calm language could be good for crypto. A hike, or any hint of more hikes coming, probably isn't. September 17: Bank of England UK rates are already high, and inflation ticked up to 2.9% in July. The bank is expected to hold steady, but the vote was close last time and could get closer. Why it matters: the UK doesn't move global markets the way the US does, but if the Bank of England leans hawkish too, it adds to the sense that central banks everywhere are turning tighter at once, and that mood drags on crypto. September 29: Reserve Bank of Australia After three hikes earlier in the year, the RBA has now held steady twice. It doesn't expect inflation back to target until late 2027, and headline inflation is still running at 3.6%. Why it matters: a hold is expected, so it's really about tone. If the RBA hints more hikes could be coming, that's bad for local risk appetite. Softer language could be a mild positive. The bigger picture Four rate decisions, inflation still above target in most of the world, oil near US$94 a barrel, and a Fed chair who's deliberately telling markets less than usual. Add a quarterly crypto derivatives expiry on 25 September, and September is shaping up to be a volatile month rather than a clear-direction one. Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

What is Staking? Staking lets you lock up certain cryptocurrencies to help secure the blockchain network they run on, and earn rewards for doing it. It's not without risk. Lock-up periods, slashing, and price swings can all eat into returns, and "guaranteed" high yields are usually a red flag. Learn how staking actually works. coinjar.com/uk/learn/what-is… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Bull market. Bear market. Same asset, completely different mood. A bull market means rising prices and growing confidence. A bear market means falling prices and more caution. Neither seems to last forever, and both come with real risk. Some investors see a bear market as a buying opportunity while others use downturns to average into positions steadily rather than trying to time the bottom. Others sit it out entirely. There's no single right answer, only the one that fits your own risk appetite. Learn the basics: coinjar.com/uk/learn/bull-an… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

CoinJar Exchange is now live on TradingView. Connect your account and trade directly from TradingView's charts. Analyse and execute in one window, without switching platforms. CoinJar is the first spot crypto exchange in the UK to offer a TradingView trading integration. What you get: - Place market and limit orders on CoinJar Exchange's live order book - Trade straight from the chart on Supercharts - Track positions, orders and balance in real time - Access 15+ chart types, hundreds of indicators and Pine Script strategies Maker/taker fees from 0% to 0.1%, scaling down as your volume grows. No cost to connect, just a free TradingView account needed. The broker integration cannot withdraw funds from your CoinJar Exchange account. Your existing login and security settings still apply. Available now to verified customers in the UK using a browser. Learn how to connect: coinjar.com/uk/blog/coinjar-… UK Disclaimer: Don't invest unless you are prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary.

Tickets Giveaway! CoinJar has 6 pairs of tickets to give away for the Concourse of Elegance at Hampton Court Palace this September! Concours of Elegance gathers around 60 of the world's rarest cars in the palace gardens — many appearing in the UK for the first time, alongside nearly 500 other collector and performance cars. Craftsmanship, provenance and design, judged by the owners themselves. Entering the draw is free and takes about 15 seconds. No CoinJar Account, cryptocurrency purchase, or investment is required. Open to UK residents aged 18+. Entries close 31 August 2026. Terms apply (coinjar.com/uk/coe-terms-tic…). Link to enter: coinjar.com/uk/coe

Corporate treasuries in the USA are starting to look a lot less conservative. A recent Deloitte survey found that 23% of CFOs expect their treasury departments to use crypto for investments or payments within the next two years, and that number jumps to nearly 40% at companies earning over $10 billion a year. Stablecoins for faster cross-border payments, DeFi for treasury yield, even crypto payments to vendors: the use cases are getting practical, not just experimental. Learn more about how corporate finance is embracing crypto. coinjar.com/uk/learn/corpora… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Ever wonder how the biggest crypto investors, known as whales, move massive amounts of Bitcoin and Ethereum without causing wild price swings? They often use over-the-counter (OTC) desks. These private marketplaces allow large trades to happen discreetly, away from public exchanges. This may dampen sudden volatility in the broader market. Learn more about how the crypto world handles big money behind the scenes. coinjar.com/uk/learn/what-is… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Pounds, dollars, and euros are regional tools. They stop working the moment you cross a border. Bitcoin doesn't. Built natively for the internet, Bitcoin is a single, borderless network. One Bitcoin is worth one Bitcoin everywhere on Earth. As the world becomes entirely digital, there could come a day where the Bitcoin symbol is as familiar as £, $, and €. So perhaps it is time to find out how to type the Bitcoin symbol ₿: coinjar.com/uk/learn/how-to-… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Millennials are set to inherit trillions from older generations, and they may prefer Bitcoin over real estate. The younger generation could view portable digital assets more favourably than maintenance-heavy properties. A major generational shift could be underway. Full breakdown here: coinjar.com/uk/learn/millenn… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Banks once dismissed crypto. Now they are racing into digital asset custody. Is this mainstream validation or an attempt to regain control? Deep dive into what it means for users: coinjar.com/uk/learn/banks-c… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Own a slice of a skyscraper for £50? Real world asset tokenisation is turning physical assets like property, art and gold into digital tokens anyone can buy, sell or trade. This means fractional ownership. Like any investment, there are risks involved, and it is worth understanding exactly what rights a token gives you before diving in. coinjar.com/uk/learn/real-wo… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Why June Matters for Crypto May was one of the busiest macro months in recent memory. June picks up right where it left off. June 11: ECB Rate Decision The European Central Bank finally steps back into the frame. After holding in April and skipping May entirely, the ECB meets on June 11 with markets pricing in a real chance of a hike. Eurozone inflation has been running hotter than expected, partly driven by energy costs tied to the Middle East conflict. A hike from the ECB would reinforce a global tightening narrative, historically a headwind for crypto. If they hold, relief could be short-lived if their forward guidance signals more to come. June 16: RBA Rate Decision After three consecutive hikes in 2026, the RBA has signalled it now has room to pause and monitor how the economy absorbs the tightening so far. The cash rate sits at 4.35%, the highest in years. A hold would give households some breathing room and could provide a modest lift to risk sentiment. But with inflation still above target and the Middle East conflict continuing to push fuel prices higher, the door to further hikes hasn't closed. Markets will be watching closely for any shift in language from the Board. June 16-17: Fed Meeting: Warsh's First as Chair This is the big one. Kevin Warsh chairs his first FOMC meeting after being confirmed by the Senate on May 13 in the most divisive vote in Fed history. Warsh has called for "regime change" at the Fed and has publicly argued rates can be lower over time. But, he's inheriting an environment of sticky inflation and rising energy costs. Markets are pricing near-certainty that rates hold at 3.50-3.75%. Every word of his post-meeting press conference will be parsed for signals on what the new era of Fed leadership actually means in practice. Any surprise could ripple across crypto fast. The Bigger Picture Three major central bank decisions in one month, all against a backdrop of elevated inflation, Middle East uncertainty, and a brand-new Fed chair finding his footing. June has the ingredients for significant volatility. Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Sell in May and go away. This week's Onchain newsletter has a lot to say about that. The US Clarity Act cleared a Senate panel. A regulatory framework for crypto is coming, with KYC, AML, and surveillance requirements included. Thorchain lost over $10M to an exploit. A patch was ready. It never deployed. The network is now paused. The Ethereum Foundation lost two more researchers this week, continuing a wave of departures that has included all three protocol leads. And this is the last Onchain from Naomi. It has been a real pleasure. Thank you, Naomi. coinjar.com/uk/blog/sell-in-… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Who actually invented Bitcoin? There seem to be some new contenders. Over 15 years since Bitcoin changed the world, and we still have no idea who actually created it. Satoshi Nakamoto walked away from the internet in 2010 and has never been heard from since. The Bitcoin whitepaper, the genesis block, the entire foundation of modern crypto, all the work of a ghost. We take a look at the leading suspects and the clues that have kept the world guessing. coinjar.com/uk/learn/who-is-… Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary

Crypto's new move: skip the exploit, hire a lawyer. This week a law firm tried to redirect frozen Lazarus funds to its own clients, Justin Sun is in a full courtroom brawl with the Trump crypto project, and crypto has become the most muted topic on X, yes, beating politics. Full breakdown here: coinjar.com/uk/blog/lawsuits… Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more: coinjar.com/uk/risk-summary