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Dad, Rugby Coach, Commercial Insurance Broker for Business Owners/Contractors and Start Ups 415-841-3038 #GoGate

San Francisco, CA
Joined April 2008
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Regulations Prevent Progress in Solving CA's Insurance Crisis #insurance #propertyinsurance #claimshappen
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Replying to @CourtAnne1225
So insurance pro tip, if your home is getting a fortified discount for having the hurricane shutters (among other things), depending on the claim situation, you will be obligated to have used them and not using opening protection could potentially affect the claim payout. Get those bad boys on.
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CONSUL Ins retweeted
Sacramento @brokerbrews coming in hot Thurs Sept 9/10! luma.com/7m6ugyrh We have a leads group coming in OC too! Bonus ⛳️ - Last but not least, the Broker Brews Bay Area guys have a golf tournament shaping up for Friday 10/16. Please holler if you have any questions. – at Costa Mesa, CA
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"Insurance is a 4 Letter Word" episode 1 in the box!!!! Thank you, @TyRobben #insurance #4letterwords #claimshappen
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Well, there he goes building again...
We keep hearing “I’ve just wished for years that I had a platform that did XYZ” from risk advisors, and it’s so awesome when 9/10 times we can show them XYZ, and 1/10 times show them X with a clear path to YZ in a few months or less. Industry-specific harnesses are cheat codes.
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There's more
1. Please report this jerk off for me 2. I will never ask you for crypto or sell you anything in your DMs 🤦😂
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Only with people who want to work with you. Sounds obvious. Key concept is WORK. Hardest but best advice for the new broker, as my new "kids" are learning! #claimshappen
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1/ An insurance startup pitches you on switching your business, trucking, or sports club insurance to them. Here are the Q’s you need to ask to protect yourself, your business, and your stakeholders. Bonus questions at the end for the pitch a lot of you are probably hearing.
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CONSUL Ins retweeted
I'm tired of being told that, to be a progressive, I now must swear allegiance to crazy ideas. I'm a strong Democrat, with a winning bipartisan track record. I'm rooted in progressive ideals and policies: criminal justice reform, Green New Deal, Medicare for All, free education, clean air and water. These are ideas I have fought for my entire adult life. But some people in groups like the DSA are pushing an agenda FAR outside those ideals. Supporting Hamas is not progressive. "No police, no prisons, no borders" is not progressive. Celebrating the murder of Israeli civilians is not progressive. These ideas are REGRESSIVE. If there were no police or prisons, if anyone in your neighborhood could do whatever they wanted, while politicians cheered on terror groups — would that represent PROGRESS to you? No, that would be a step back. Those are REGRESSIVE ideas. On the other hand, if everybody could see a doctor when they got sick, get a good, free education and breathe clean air — would that represent progress? Yes. Those are PROGRESSIVE ideas. They are NOT the same thing. And the difference matters. Some defend the far left by claiming they only want Nordic-style social democracy. If that were true, I might applaud them. I want those policies, too! But what does universal healthcare have to do with Hamas? With abolishing all law enforcement? With erasing all borders? With treating every wealthy person as a villain? Ideas matter. And these are terrible ideas. Right now, extremists are trying to sneak backwards proposals into our party, hoping mainstream Democrats are too frustrated with MAGA and the Democratic Party establishment to notice. But we see you. Yes, we want our Democratic Party to be a big tent. But we don’t need "party poopers. So STOP pooping in the punch bowl — and telling us the turds are ice cubes. They aren't. And we are smart enough to know the difference. 💩
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Mike Rowe says he visited a Texas data center and met three “debt-free” electricians under 30 making “north of $240,000/year.” All three have been “poached” three times in the last 18 months because the demand for electricians is crazy high. ROWE: “I was in Plano, Texas… got a tour of a data center.” “I ran into three electricians, all under 30, all making north of 240 grand a year, all debt-free.” “Now here’s the craziest part. All three had been poached three times in the prior 18 months.” “The shortages are so acute that the companies don’t have time to train. They have to poach.” “Great news for an electrician. But it’s a little weird for the economy overall.”
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bets still on the table America, yet.
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Never waste your suffering! Even in our hardest challenges, there is always something to be gained, whether it be strength, perspective, or growth. It doesn’t take away the pain, but it can give your challenge purpose. #quadriplegic #robertpaylor #paralyzedtopowerful
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CONSUL Ins retweeted
Fuck yeah, AMERICA! 🇺🇸
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Absolutely horrified at what happened to @PeteButtigieg and his family. I am so sick of dirty, cruel politics and am truly deeply upset by the involvement of his children. It is wildly fucked up. This world has to do better.
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Facts, and they're the best
The best salespeople aren't in SF. They are in Arizona, Texas, Utah... You don't need to pay them 6 figures. 75k base pay and 8% commission is all they want. Not overpriced housing and lifestyle costs.
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People ask me how I stay so optimistic. The honest answer: I read the data, not the headlines.
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Facts
Every time you say “it’s faster if I just do it,” you’re taking out a payday loan against your own capacity. You get instant relief. The work gets done. You feel productive. But the interest shows up later as burnout, bottlenecks, and a business that can’t move without you. And the interest compounds. The more you make yourself the solution, the harder it gets to remove yourself from the equation. Here’s the part nobody admits: Most leaders are addicted to being needed. Being the person who solves everything in real time is a dopamine hit, so they quietly confuse “everyone depends on me” with “I’m great at this.” Those are opposite things. One builds a team. The other builds a hostage situation with extra steps. You don’t grow by doing more. You grow by building people who can decide, act, and solve without you in the room. The first time you step back and it runs fine without you, you’ll feel weirdly useless for a couple weeks. That feeling isn’t failure. It’s the sound of the thing you built learning to stand on its own.
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I just counted a possible 48 endorsements available on the Travelers Homeowner quoting portal. Please let people buy insurance online, zero chance they screw it up. – at Athens, AL
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The stupidest thing in real estate is how long it takes to get a building permit
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The conventional wisdom on insurtech has been wrong for about a decade. The story that got funded was DTC. Skip the agent, sell direct, win on UX. Billions of dollars later, the agency channel still writes the majority of P&C premium in this country and is not going anywhere. The carriers know it. The reinsurers know it. The customers, when something actually goes wrong, definitely know it. The real opportunity was never replacing the agent. It was equipping the agent. The agency channel is undertooled, underbuilt, and undervalued by the people writing the checks. The work is hard, the margins are real, and the technology serving it has been a graveyard of half finished CRMs and rebranded ACORD forms. I have been running Portal Insurance through this whole cycle. I have watched the producer shortage, the rising E&O exposure, the carrier consolidation, and the tooling gap converge into a problem too big for any single agency to solve on its own. While we have built our own tools to compensate but nothing and I mean nothing compares to what we experienced when we signed up with Outmarket AI as a customer. This is why I invested in this round. Vishal Sankhla, Anshu Jain and the team are building the platform the channel actually needed all along. Submissions, automation, leverage. The work, finally respected. $17M Series A live this morning. The thesis is correct and the timing is right. This is the best piece of tech by two of the best founders I've seen in a long time.
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