🏡 Loan Officer serving ME | MA | NH | 👨👩👧👦 Dad Life | 💪 Fitness Obsessed
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Joined July 2011
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The most successful people I know run their own race and focus on improving, not on keeping up with and comparing themselves to others.
When it’s been a stressful day some people reach for a smoke or a drink.
I need a McDonald’s Diet Coke so cold it hurts.
More walks.
More reading.
More workouts.
More conversations.
The basic and boring stuff that will actually build the life and business I want.
Nobody puts “stop taking vacations” on their house wish list.
But that can become part of the deal when you shop at the very top of your approval.
Run the household budget before falling in love with the kitchen.
When I’m getting my steps in daily.
Many of those steps outdoors.
I feel better.
Probably not a coincidence.
I want you to love the house and still have money for your life.
Vacations.
Dinner out.
Ice cream with the kids without checking your account first.
Those things belong in the budget, too.
If you have to text “any updates?” three times, your lender has made you the project manager.
You’re buying a house. You shouldn’t have to manage your loan officer too.
Trying to keep it simple as I get older and have less time to train.
4 lifts a week (2 upper, 2 lower)
120-180 of zone 2 cardio a week
Checking the box for both strength work and cardiovascular work.
“You’re approved for $800,000!”
Cool. Can I still afford groceries and a vacation?
Your preapproval tells you what you CAN borrow.
A conversation about your actual life helps you decide what you WANT to spend.
Your lender should have both conversations.
“Just refinance later” is doing a lot of heavy lifting for a payment you already hate.
Buy with a payment you can live with.
A future refinance should be a bonus.