CryptoRich | CRICH

현재 업비트에서 내 카르다노 지갑으로 에이다(ADA) 100만 원 이상은 못 보냅니다. 2027년 2월부터는 1원도 못 보내구요. 업비트 개인지갑 목록 : 메타마스크, 카이아, 팬텀, 폴카닷, 케플러. 카르다노 지갑은 지원하지 않습니다. 그래서 다들 계정주 확인 시스템이 연계된 해외 거래소(바이낸스, OKX Gate io 등)를 억지로 가입해서 거쳐 가거나, USDC로 바꿔 브리지 타고 다시 ADA로 스왑하는 실정입니다. FATF 권고 규정은 '본인 소유지갑임이 확인되면 입출금 가능'인데, '이 지갑앱만 된다'는 거래소가 정한 목록일 뿐입니당. 여기에 기회가 있습니다. 1. 유저 : 해외 거래소 가입 없이 내 지갑에서 스테이킹 풀 위임, 거버넌스(DRep 위임 등) 활동 가능. 2. 거래소 : 지갑 리스팅을 늘릴수록 "여기는 개인지갑 입출금 자유롭게 된대 !" 입소문나는 차별화 포인트를 얻게되고, 3. 이터널·레이스 : 한국 거래소와 트래블룰 대응을 공식으로 같이 개발하면서 한국 점유율 가져갈 절호의 기회라는 점. (요로이도 마침 문 닫았고요) 4. 과세 당국 : 해외 반출은 이런 방식(positive식 선별)으로 막는다고 막아지지 않는 법. 오히려 개인지갑을 화이트리스팅하면 자산 흐름이 투명해져서 과세 표준 잡기가 쉬워집니다. 미국은 2029년에야 코인 과세 정보 교환에 참여한다는데, 해외 거래소로 나간 코인보다 국내에서 확인된 지갑이 백번 낫겠죠? 코인 과세가 언제 시행되든(지금 또 유예 논의 중) 이런 사업이 미리 깔아 둘 '과세체계 및 인프라'라고 사료됩니다. @anyangmin 모든 주체 입장에서 기회가 눈에 보이는데 아무도 안 하는 이유? 첫 번째 몰라서. 두 번째 나태해서임. 시장성장과 양성화, 이용자를 생각한다면 진작 누가 먼저랄 것도 없이 추진했을 것임. 그래서 오늘 DRep으로서 이터널·레이스에 제안서 보냈습니다. 한국 쪽 일(조사·번역·거래소 미팅)은 제가 맡습니다. @eternlwallet @lace_io @Official_Upbit @BithumbOfficial @CoinoneOfficia @IOHK_Charles @IOGroup @lace_io (내가 볼 땐 코인원은 물불가릴 때가 아니라 이런거부터 개발해야되는디...)

유예 이유가 '과세 인프라 미비'라면, 이번엔 정말로 그 공백부터 메워야 할 시점입니다. 본인 소유가 확인된 개인지갑으로는 입출금을 자유롭게 해야 국내 자산의 해외 반출이 줄고 세원이 투명하게 관리됩니다. 해외 거래소는 국내에 거래 내역을 낼 의무조차 없으니까요. (10.22일 재경위 국감에서도 나온 지적) 이더리움이든 솔라나, 카이아, 카르다노든 체인은 상관없이요. 지금처럼 거래소가 지갑 앱 목록을 정하는 방식이 아니라, 전자서명 같은 '소유 인증 기준'만 통과하면 어느 체인 지갑이든 등록되게 개편될 수 있도록 지도해주셨으면 합니다. (홍콩은 이미 지갑 앱이 아니라 소유 인증 방식으로 봅니다)

카르다노 생태계 분들, 퍼날라 주시면 큰 힘이 됩니다. 한국 홀더 목소리가 커질수록 빨리 움직입니다. :)

Sources: • Proposal: github.com/Trivolvetech-PFMS… • e-Sakshya at 15,899 police stations (MHA, Feb 2026): kashmirdespatch.com/status-o… • Telangana 2025 cases: telanganatoday.com/crime-rat… • Live tally: AdaStat, PFMS governance action My vote and rationale are on-chain. DRep ID: drep1yfkn463gfmajw3v0nva9cds6cvzghsvv6pdgn2ywmqv684q9u7ph4

Update on PFMS, the 9.6M ADA treasury request. DRep Yes is now 17.9% of active stake. It needs 67%. About two-thirds of that Yes is EMURGO and Yoroi (₳612M), and both de-register on Nov 30, ten days after the final count. Without them, Yes would be about 6%. The 76.5% that hasn't voted counts as No. Source: AdaStat, Oct 29, 09:26 UTC. My full case for voting No is in the quoted post.

진짜 조심할 건 새 나간 정보로 거래소·증권사인 척 접근하는 2차 피해임.🙏🙏 빗썸·대신증권·미래에셋운용 해킹 총정리(feat. 거래소에 둔 내 코인은?) (출처 : 크립토 리치 | 네이버 블로그) m.blog.naver.com/joseph_suan…

The 9.6M ADA PFMS proposal (a police evidence system in India, built on Cardano) looks like a tech question. It's really a sales question. Here's my reasoning, and why I'd want my DRep to vote No. What the law requires • Police in India keep case evidence as files. Under India's new criminal laws, in force since July 2024, electronic evidence submitted to court must come with a certificate that includes its hash value: a digital fingerprint showing the file is the original. • That's the opening PFMS is built for. It stamps those fingerprints on Cardano. But a blockchain isn't the only answer • I can't find a single Indian court ruling that accepts a hash on a public blockchain as that proof. • The government already has its own tool. e-Sakshya is the official evidence app that India's Home Minister launched in August 2024 for the new criminal laws. Police record evidence in it, and it's kept on a government evidence server that courts can access. • The 54-page proposal doesn't mention e-Sakshya once. Spending 9.6M ADA on this? Fine. Paying for it from the treasury? For the sake of argument, fine too. The problem is how the money is supposed to come back. How the money comes back • The only revenue is paid verification. A lawyer or a prosecutor pays to check a record, from $1.89 per request, and 70% goes to the treasury. Now run the numbers • Say 100,000 police case files get stamped on Cardano. • Say 10,000 of them end up contested in court, through victims' challenges and other disputes. • Say 1,000 of those turn on whether the evidence is genuine, so a lawyer or a prosecutor wants it checked. • Most of those 1,000 will use the government's own system, e-Sakshya. How many will treat the hash on Cardano as the only way to settle it? For that number to be large, three things have to be true 1. Trust in the existing government system is close to zero across the country. 2. No working habits or vested interests keep police, lawyers and courts on that system. 3. Courts accept the hash on Cardano as verified proof. So the real question isn't whether Trivolve Tech can build it. It's whether Trivolve can sell it to India's legal world: courts, prosecutors and defence lawyers. The proposal has no plan for that, and I don't see that capability. Build it, by all means. Just not on the Cardano treasury's budget. Your ADA doesn't vote on this. Your DRep does. Voting closes Nov 20.

Charles is building a new programming language for Cardano. What would actually change for you as an ADA holder? Here's the full picture, from what you'd tap to what happens behind the screen. First, what it is (and isn't) • A language, not an app. You'll never use it directly, the same way you never "use HTML". You use websites built with it. • Developers will write Cardano apps in it, like they use Aiken or Plutus today. • Not AI "type in English, get code." It's built around two ideas: intents and zero-knowledge proofs. • No name, code or release date yet. Charles says it runs on Cardano as it is today. No hard fork needed. Who does what • The language: the rulebook. "This ADA can only leave if the user gets at least 2,000 X within 10 minutes." • Apps: wallets and DEXs (Lace, Eternl, VESPR, Minswap...) could build new screens with it. • Solvers: independent operators who compete to fill your order. • You: you keep using the app you already use. Example 1: swapping ADA for a token Today 1. Open a DEX like Minswap, pick the pair. 2. Set slippage and sign. 3. Your order waits for that DEX's batcher. 4. If the price moves past your slippage, it isn't filled. You cancel and retry. With intents 1. Open the same wallet or DEX, once it adds intent-based swaps. 2. Fill in three fields: what you give (1,000 ADA), the minimum you want (2,000 X), how long the offer stays open (10 min). 3. Tap Swap. Your wallet signs that order, not one fixed route. 4. Solvers compete to fill it from any liquidity on Cardano. The best one sends you the tokens. 5. If nobody fills it in time, it expires and you keep your ADA. You decide the outcome. The app finds the route. Example 2: proving things without exposing yourself Today To use a KYC'd or region-restricted service, you upload your ID to each app. And once your wallet is linked to you, anyone can read your full history. With zero-knowledge proofs 1. Get verified once. Your wallet stores the credential. 2. When an app asks "are you eligible?", tap Prove. 3. The app sees only the answer, like "verified, not in a restricted country" or "holds 10,000+ ADA". Not your name, balance or wallet. Isn't this already a thing elsewhere? Partly. That's what makes it interesting. • Ethereum: intent swaps like UniswapX and CoW Swap are widely used, but as add-ons. ZK apps use separate languages (like Noir on Aztec). • Solana: can verify the same type of proof (Groth16), but intents and privacy are built app by app in Rust. • Anoma: built around intents and privacy with its own language (Juvix). Live on Ethereum via an adapter since Nov 2025, still little usage. • Midnight: has its own privacy language, Compact, for the Midnight chain. • ADA already swaps through NEAR Intents (since Sept 2025), but on NEAR's network, not inside Cardano apps. What's different: one language for both ideas, native to Cardano's main chain, using features Cardano already has. And Cardano's transaction model already works on "only if these conditions are met". That's basically what an intent is. What holders could see • Swaps that work like limit orders across all of Cardano. • One signature for multi-step actions, like swap then stake or lend. • Compliant products (RWA, institutional DeFi) without handing over your wallet history. • Airdrop and governance eligibility checks that don't expose who you are. None of this is live yet. The point is the direction: the chain already supports it, the language gives builders the tools, and the apps you already use are where you'd see it.