Great talking to Jackson from @TheStreet Roundtable at Ondo Summit about @EstateProtocol and what we’re doing
📽️ WATCH: Estate Protocol CEO Parv Prabhakar says tokenizing only 10% of the U.S. real estate unlocks $7 trillion in liquidity.
Interview by Jackson H.
@EstateProtocol
Estate Protocol retweeted
Besides the cracked Arbitrum teams and network that we’ll be working closely with, we’re honoured to be building alongside:
× @CarbonTerminal
× @PrismFi_
× @t3tris_finance
× @twynexyz
× @capa_fi
× @EstateProtocol
× @reinforce_fi
× @tiltprotocol
× @Kustodia_mx
× LayerV, and others.
The programmable economy needs new businesses and 13 early state teams are building it.
1. @CarbonTerminal: brings offchain liquidity onchain with 750+ markets and tighter spreads
2. @PrismFi_: a DeFi superapp for trading, launching, and prediction markets
3. LayerV: institutional-grade options trading built onchain
4. @t3tris_finance: infrastructure for asset managers to run onchain strategies
5. @twynexyz: unlocks unused borrowing power with credit delegation
6. @capa_fi: cross-border payments infrastructure for emerging markets
7. @EstateProtocol (USDre): standardizes real estate to use as DeFi collateral
8. @reinforce_fi: a self-custodial yield-bearing onchain dollar
9. @tiltprotocol: turns strategies into tokenized, investable funds
10. @bondoncredit: credit scoring and lending for AI agents
11. @Kustodia_mx: onchain escrow for high-value transactions in LATAM
12. Project 1: announcing soon
13. Project 2: announcing soon
The conversation around @Whop’s new yield product on @Plasma is interesting to me. They promised up to 6% and DeFi folks couldn’t believe it. Turns out most of the delivered yield would be closer to 3% coming from @aave markets.
We have delivered consistent 6-8% yields (and occasionally more) for 18+ months on properties we’ve listed on @EstateProtocol
Yield comes from normal people living their lives and paying their rent in their UAE and US properties. Consistent and reliable.
Secondary liquidity is low, but we’re working on solving for it. You’d soon be able to pool, borrow, and loop real estate onchain.
Estate Protocol retweeted
Any token → real estate assets 🏠
@EstateProtocol now powered by Bungee ⚡️
Real estate investing just got cross-chain.
@BungeeExchange is now live on @EstateProtocol.
Swap tokens from 25+ chains directly into tokenized properties.
One seamless flow | $250 to start | Up to 15% IRR | Monthly USDC rentals
Your crypto is ready for real assets on @Arbitrum.
If you bought real estate onchain on @EstateProtocol any time in the last two years you’ve outperformed every single crypto token and gotten yield on it
invest like the top founders in DeFi do
buy real estate with your crypto earnings on @EstateProtocol
According to Bloomberg, Aave founder Stani Kulechov purchased a five-story Victorian mansion in London’s Notting Hill for £22 million (around $30 million), making it one of the most expensive residential transactions in London over the past year. The deal was completed in November, with the final price about £2 million below the broker’s initial guidance. The property offers panoramic views over Notting Hill. bloomberg.com/news/articles/…
Estate Protocol retweeted
房地产代币化真的不在是大家嘴上说说的范畴了
@EstateProtocol 把佛罗里达拉戈这套水岸民宿彻底做成了一个可验证、可分红、可流通的链上资产
它把链上买房这个长期被讨论的概念,第一次以成熟产品形态落地在 @arbitrum 上
Estate Protocol平台背景
🔹成立时间: 2021 年
🔹总部: 美国迈阿密
🔹运营主体: Estate International Inc.
🔹业务定位: 房地产区块链代币化,降低投资门槛(50–250 美元即可入场)
🔹平台规模(截至 2025 年底):
27 处已代币化房产、1237 万美元 TVL(Arbitrum)
🔹核心团队:
CEO @Parv_EP(加密交易背景、WazirX 撰稿人)
联创 Ryan Smith(资深房地产融资,曾募资 5 亿美元+)
🔹愿景:让全球投资者随时购买、交易、持有真实地产资产。
Largo水岸物业概览
🔸官方发布时间: 2025 年 12 月 3 日
🔸位置: 佛罗里达州拉戈,运河水岸
🔸规格:
4 间卧室
105 英尺运河前沿
泳池、热水浴缸、船只升降机
最多 16 位客人
🔸用途: Airbnb 短租民宿
该物业是 Estate Protocol 向美国市场扩张的延续。在此之前,平台主攻迪拜高需求区域,并于 2025 年 10 月在佐治亚州 Lizella 上线了首个美国房产。
收益模型与经济结构
每处房产都会生成专属 NFT 作为碎片化所有权凭证,并由真实资产背书,代币可在链上自由交易并按月获得 USDC 租金收益。
投资门槛为 250 美元,通过 Bungee 可将 BTC、ETH 等资产跨链兑换成 Arbitrum 上的 USDC 后直接购买,代币同时具备 DeFi 抵押与低成本交易特性。
收益结构方面,预期年化最高可达 12.4% APY,来源包括 Airbnb 月度租金与房产年度增值,月度以USDC 分发。
个人看法
这波 Arbitrum 向我们展现了一个完整的RWA 房地产代币化的真实可落地场景——能入住、能收租、能链上分红的实体资产。
估计接下来会有更多高质量 RWA 资产开始主动“上链”,一旦 Arbitrum、Base、Mantle 这些高性能 L2 把 RWA 结算、收益分发、合规托管三件事跑顺,RWA 的资本深度会远超我们现在看到的 TVL 数字。
难怪都在说2026 年RWA赛道会成为链上经济的主力增量来源之一,铁子们可以期待一下。
japan is the largest foreign holder of US debt at $1.2 trillion
their 40-year bond yield just hit an all-time record
when JGB yields spike, Japanese capital stops flowing into America, it goes back home
this is the most important chart for US real estate that nobody’s watching
higher treasury yields = higher mortgage rates = housing correction
But crises create infrastructure
2008 gave us Bitcoin and fintech. This cycle will give us tokenized real estate
Estate Protocol retweeted
When @EstateProtocol launched its first tokenized property on @arbitrum in September 2024, it wasn’t just testing a new #RWA model, it was testing whether real estate could actually live and breathe #Onchain.
Thirteen months later, the results speak for themselves.
✅ Property sold out.
✅ Rent paid every single month.
✅ Zero missed payments.
This isn’t a proof of concept anymore. It’s proof of performance.
A Year of On-Chain Rent. No Misses. No Excuses.
Real estate has always been considered one of the hardest assets to bring fully on-chain; ownership structures, legal compliance, cash flow reconciliation, and off-chain property management all make it a complex beast.
Estate Protocol just simplified the equation:
🔹Buy real property → Tokenize it → Distribute yield through Arbitrum → Track everything transparently on-chain.
Over the past 13 months, that model has done exactly what #DeFi promised but few RWAs have delivered consistent, verified, decentralized cash flow.
Each month’s rent payment has been recorded and distributed, showing that yield generation from physical assets can operate seamlessly within Arbitrum’s infrastructure.
Why Arbitrum Makes It Work
This isn’t just a win for Estate Protocol, it’s a validation of Arbitrum’s unique advantage in the RWA space:
🔹Low-cost transactions mean investors receive their share of rent without high network fees eating into yield.
🔹Fast finality enables reliable, near-real-time rent distribution.
🔹Robust developer ecosystem allows integration with DeFi protocols for collateralization, #Liquidity, or reinvestment.
In other words: Arbitrum provides the stability and #scalability needed to make real-world assets actually investable on-chain, not just “tokenized” for show.
From Speculation to Sustainability
Most #blockchain narratives focus on “what could be.”
Estate Protocol’s story focuses on what already is.
Thirteen months of uninterrupted rent payments signal that we’ve officially crossed the bridge from speculation to sustainability.
It also highlights an important evolution in #Web3:
The best protocols aren’t chasing hype cycles, they’re quietly building consistent, real-world value loops that compound over time.
RWAs: The Next Yield Frontier on Arbitrum
With protocols like Estate Protocol proving real-world yield works, Arbitrum is quickly becoming the hub for sustainable, asset-backed income in DeFi.
The RWA narrative isn’t about tokenizing for novelty anymore, it’s about connecting investors directly to productive assets through trustless, transparent rails.
And Estate Protocol just gave the ecosystem its strongest data point yet:
> “Rent paid every single month for 13 months. Zero missed payments.”
That’s not marketing. That’s math.
The Bottom Line
The success of Estate Protocol’s first property on Arbitrum marks a turning point for both DeFi and #RWAs.
It proves that tokenized ownership can deliver real yield, reliably, #Onchain.
Arbitrum isn’t just a home for #DeFi trading and Layer-2 innovation, it’s quietly becoming the foundation for an entirely new asset class: digitally native, cash-flowing real estate.
the creators of the dollar are telling you to exchange your dollars for real estate
do it onchain on @EstateProtocol
BREAKING: Secretary of State, Marco Rubio, overseeing Greenland acquisition — $500-$700 billion offer being prepared.
23% chance it happens.
poly.market/GqrSjHe
they should invest in US real estate on @EstateProtocol
Estate Protocol retweeted
We’ve spent the last decade trying to automate everything. We’ve built smarter contracts, faster algorithms, and sleeker dashboards.
But in the process, we forgot one thing: Real estate is an emotional asset.
It’s easy to build a platform where someone can click "buy."
Estate Protocol retweeted
Replying to @flowithgoodnews
Love this take. In a hands-off Web3 world, @EstateProtocol
adding real human support might be the smartest upgrade.
Confidence, convenience. Respect.
Estate Protocol retweeted
Real estate has always been one of the most durable stores of value.
What changed over time wasn’t the asset it was the infrastructure around it.
For thousands of years, ownership lived on clay tablets, stone walls, and paper ledgers. Access was limited, records were slow to verify, and participation was restricted to those with capital, connections, or geography on their side.
Even modern systems improved distribution, but they stayed heavy on intermediaries, paperwork, and long settlement cycles. Fractional ownership existed, yet it remained gated and inefficient.
Moving real estate onchain is the next quiet shift.
By using @arbitrum, ownership becomes transparent, programmable, and liquid. Smart contracts replace manual processes. Verification happens instantly. Capital can participate without waiting months or navigating closed systems.
Same real-world asset.
Upgraded rails.
This isn’t about changing what real estate is it’s about finally making it accessible, verifiable, and usable at internet scale.
#Arbitrum everywhere.
The history of real estate is a 5000 year journey from clay tablets to smart contracts.
While the core asset "land" hasn't changed, the "rails" it rides on have undergone three major revolutions.
1. The era of physical records (3000 BC – 1800s)
In ancient Mesopotamia, property sales were recorded on clay tablets. In medieval times, land grants were etched into stone temple walls or copper plates to ensure they would last for generations.
For most of history, land ownership was a "closed loop." It was tied to social hierarchy and feudal systems where the king or local lords held ultimate control. If you weren't part of the elite, permanent ownership was virtually non-existent.
2. The era of paper & intermediaries (1802 – 2010s)
The modern shift began with acts like the Permanent Settlement Act of 1802, which finally allowed common people to buy, sell, and divide land.
This era introduced fractional ownership through vehicles like REITs (Real Estate Investment Trusts) and syndication deals.
However, these early fractional models were often:
👉🏻 Geographically constrained to local markets.
👉🏻 Legally cumbersome, requiring mountains of paperwork and "notaires".
👉🏻 Restricted primarily to accredited investors with high capital.
3. The onchain era: Transparency at scale (2020s onwards)
We are now entering the third revolution. Fractional ownership isn't new, but its accessibility is.
By bringing real estate on onchain on @Arbitrum, we have replaced slow, manual paperwork with automated smart contracts. Ownership is no longer a "presumptive" record buried in a siloed government office. It is a verified, liquid token on a public ledger.
The $30B+ RWA market we see today is the result of this transition. It allows an investor to:
✅ Start with $250, bypassing the "rich-only" barriers of the past.
✅ Verify ownership instantly without 60-day legal searches.
✅ Earn 15% APY from physical rent paid in $USDC, not speculative tokens.
Real estate has always been a cornerstone of wealth. We’re just finally making the door wide enough for everyone to walk through.
We have come a long way, but there is much farther to go.
Amie and Sarvana enjoyed staying at this Airbnb recently
you can enjoy owning it from $250 on @EstateProtocol
when we launched our concierge one of the first messages we got was from a user confused about his wallet showing an extra $5k on @EstateProtocol
we dug in and out our indexer was sending value of an airdrop that even etherscan couldn’t identify
told him and made a user happy
We have updated our KYC policies on @EstateProtocol
Users from 150+ regions globally can sign up with their passports and local IDs, improving access for users from large parts of Asia-pacific
Check if you're eligible now



























