Money Coach Joe

• Portfolio Tracking • Portfolio Analytics • Performance Benchmarking • Dividend Tracking • Income/Growth Goal Setting & Tracking It does EVERYTHING The way you manage and measure your portfolio will never be the same after you read this...

Make it make sense. Follow to learn how to manage and invest your money to become financially free

Most people have roughly 1/5 of what they actually need to retire – and they have no idea. They’ve watched their pension grow their whole career. But they just never checked if it was growing toward the right number. Do you know what your pension pot actually needs to

This one single audit almost always finds money you didn't know you had. Save this for later 📌 #budgeting #moneyaudit #savemoney #personalfinance #debtfree #financialfreedom Not financial advice Capital at risk when investing

7 Years Ago I decided enough was enough I wanted our debt gone, control of our money, and a plan for us to retire earlier So I started tracking our finances and taking action 7 years later, we have: • Eliminated £153k of debt • Both quit our jobs (wife has retired) • Hit

Some people don’t want to stop working and retire early… and THATS OKAY. If you work a job you love then that’s awesome - I’m happy for you… Just don’t let that make you complacent. Just cos you’re happy to keep working, doesn’t guarantee your employer is happy for you to

Interest rates just went up. Good news for savers, but there’s a catch. Your tax-free allowance for savings interest is a fixed number of pounds: £1,000 a year if you pay basic-rate tax, £500 at higher rate. So the more your savings pay, the less cash you can hold before the

£25,000. Hold more than that in savings paying 4% and, as a basic-rate taxpayer, you’ll pay tax on the interest. That’s because the allowance is in pounds, not percent: the first £1,000 of interest each year is tax-free at basic rate, £500 at higher rate. As rates rise, you hit

Interest rates just went up for the first time in more than three years, from 3.75% to 4%. Tracker mortgage? Your payments go up now: about £31 a month on a typical loan, says the BBC. Fixed deal? Nothing changes until your deal ends, but your next one will cost more. Savings?

4%. That’s the first interest rate rise in more than three years, up from 3.75%. If your mortgage tracks the base rate, you’ll pay more from now on: about £31 a month on a typical loan, according to the BBC. If you’re on a fixed deal, your payments stay the same until it ends,

57. That’s the new earliest age you can take your private pension. It rises from 55 on 6 April 2028, so if you were born after 5 April 1973, 55 is off the table. Under current law the State Pension starts at 67, or 68 if you were born on or after 6 April 1978. That’s a 10 to 12

PART 2! Doing the right thing in the wrong order can be one of the most expensive money mistakes... #PersonalFinance #DebtFree #MoneyManagement #FinancialFreedom Not financial advice. Capital at risk when investing.

When can you actually touch your pension? It depends on the year you were born. From 6 April 2028 the earliest age you can take a private pension rises from 55 to 57. Under current law the State Pension starts at 67, or 68 if you were born from 6 April 1978. That leaves 10 to

When can you actually touch your pension? It depends on the year you were born. From 6 April 2028 the earliest age you can take a private pension rises from 55 to 57. Under current law the State Pension starts at 67, or 68 if you were born from 6 April 1978. That leaves 10 to

Savings tax is going up to 24%. But probably not on the money you think. From April 2027, the tax on savings interest rises to 24% for basic-rate taxpayers, 44% at higher rate and 49% at additional rate. It only applies to the interest, and only once you’re past your Personal

It’s a tax on money I’ve already paid tax on.” It isn’t. From April 2027, tax on savings interest rises to 24% (basic rate), 44% (higher) and 49% (additional). But it’s only on the interest, and only above your Personal Savings Allowance: £1,000 a year for basic-rate

If your income doesn't cover your outgoings, telling you to "just invest £200/mo" is insulting. So I won't Here's the actual order… #debtfreejourney #emergencyfund #moneyhelp #personalfinanceuk #financialstability Not financial advice Capital at risk when investing

“It’s a tax on money I’ve already paid tax on.” It isn’t. From April 2027, tax on savings interest rises to 24% (basic rate), 44% (higher) and 49% (additional). But it’s only on the interest, and only above your Personal Savings Allowance: £1,000 a year for basic-rate

“It’s a tax on money I’ve already paid tax on.” It isn’t. From April 2027, tax on savings interest rises to 24% (basic rate), 44% (higher) and 49% (additional). But it’s only on the interest, and only above your Personal Savings Allowance: £1,000 a year for basic-rate

Are you overpaying your mortgage? £500/month could save £102K… or grow into >£700K. Same money. Different outcome. You can live in your house, but you can’t live off it. Not financial advice Capital at risk when investing

Are you overpaying your mortgage? £500/month could save £102K… or grow into >£700K. Same money. Different outcome. You can live in your house, but you can’t live off it. Not financial advice Capital at risk when investing