Prism Data (@GetPrismData) header
Prism Data (@GetPrismData) profile picture

Next-generation transaction intelligence that helps you serve more customers, build better products, and make smarter decisions.

new york, new york
Joined March 2021
If it feels like we've been talking about cash flow underwriting for a long time, you're not wrong. However, despite all the discussion about its theoretical value, there's almost no data out there about how modern cash flow underwriting actually works or where, specifically, it adds value in the risk underwriting process. Until now. I was delighted to get the opportunity to partner with @GetPrismData on today's @FintechTakes sponsored deep dive essay - EVERYTHING YOU EVER WANTED TO KNOW ABOUT CASH FLOW UNDERWRITING BUT WERE AFRAID TO ASK fintechtakes.com/articles/20…
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Prism Data retweeted
We are excited to see the release of this groundbreaking new credit model from @GetPrismData! This powerful tool is another example of how customer-permissioned data can boost competition and innovation in the financial services marketplace: prweb.com/releases/2022/12/p…
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We're excited to introduce CashScore v3 – the latest version of our market-leading credit scoring model. It's a powerful new tool that leverages open banking to help lenders reduce credit risk. prweb.com/releases/2022/12/p…
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This new CashScore is the market's first consortium-based cash flow score, built using millions of anonymous records from many different lenders, financial products, and customer segments (but based on cash flow rather than bureau data).
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This vast dataset makes the CashScore more powerful at predicting outcomes like credit defaults, overdrafts, or first party fraud. And that gives Prism clients an edge in assessing credit risk – for new applicants & across their entire portfolio.
Prism Data retweeted
Today, we at @petal announced our newest venture, Prism Data (@GetPrismData). Prism will make our next generation transaction intelligence platform, and our CashScore, available to other businesses for the first time. This is our story: medium.com/petal/from-raw-da…
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