Jason Heath

You're wealthier if you have $1 million and spend $25,000/year than if you have $1 million and spend $100,000. It's also easier to save $1 million if you spend $25,000/year than if you spend $100,000. #Wealth is less about how much you have and more about how much you need.

Bond yields may not get as much attention as the stock market, but they can have a significant impact on Canadians’ finances. In my latest @MoneySense article, I look at what rising bond yields could mean for mortgages, borrowing costs and investments. zurl.co/gbJbG

Did the 2020 CRA data breach affect you? Claims are finally open for the class-action settlement. If you had a CRA or My Service Canada account, here’s how to check your eligibility in my latest @MoneySense article: zurl.co/MkWp6 #CRA #DataBreach #Canada

Overcontributed to your TFSA? It happens more often than you might think. In my latest for @MoneySense, I explain how CRA penalties work, what to do if you've overcontributed, and how to avoid it in the future. zurl.co/A7HU0 #TFSA #PersonalFinance #Investing #CRA

Your cellphone is probably one of your most-used work tools. But is it tax deductible? Here's what Canadian employees and self-employed taxpayers need to know in my latest @MoneySense: zurl.co/xMRmm #CanadianTaxes #CRA #TaxPlanning #PersonalFinance

Avoiding CPP contributions is one reason some business owners consider incorporating. But it's only one piece of the puzzle. I discuss the trade-offs in my latest for @MoneySense. zurl.co/zUOdF #CPP #TaxPlanning #BusinessOwners #FinancialPlanning

Putting an inheritance into a joint account seems straightforward. But there are important income tax considerations to understand before investing inherited funds. I break it down in my latest for @MoneySense: zurl.co/TghvX #FinancialPlanning #Investing

How much cash should you keep in your portfolio? It's a simple question that doesn't have a simple answer. I explore the topic in my latest for @MoneySense: zurl.co/GUwxQ #Investing #FinancialPlanning #RetirementPlanning #PersonalFinance

Many Canadians understand RDSP contributions. Fewer understand withdrawals. In my latest for @MoneySense, I explain mandatory withdrawals, including the tax implications, grant repayments, and the 10-year rule: zurl.co/qPgQd #RDSP #DisabilityBenefits #PersonalFinance

Do you collect GST as a self-employed professional or small business owner? The GST Quick Method can simplify reporting—but it's not for everyone. In my latest @MoneySense column, I explain who qualifies and when it can save money. zurl.co/uIrYx #GST #SmallBusiness

Could overly optimistic assumptions derail your retirement plan? In my latest for @MoneySense, I share reasonable long-term projections Canadians can use for investment returns, inflation, mortgage rates, and more. zurl.co/qQrUr #RetirementPlanning #PersonalFinance

Looking for a simple, low-cost way to save for retirement? The Saskatchewan Pension Plan may be worth considering. I break down the details in my latest @MoneySense column 👇 zurl.co/QWDC3 #RetirementSavings #Investing #PersonalFinance #FinancialPlanning #Retirement

CRA instalment reminders aren’t always as straightforward as they seem. My latest for @MoneySense explains when you actually need to pay them, when you may not, and how to avoid interest and penalties. 🔗zurl.co/DAma1 #PersonalFinance #Taxes #CRA #TaxPlanning

When was the last time you checked your CRA My Account outside of tax season? In my latest for @MoneySense, I share 5 things to review, like uncashed cheques and key tax details, that could save you money 💡 zurl.co/3ywHS #TaxTips #PersonalFinance #Canada #CRA

“Just write it off” isn’t always how it works. In my latest for @MoneySense, I break down what Canadians often get wrong about tax write-offs: zurl.co/wn9UH #TaxPlanning #CdnTax #PersonalFinance #CanadianFinance #FinancialLiteracy

Do you know how much CPP/QPP you’ll get in retirement? 🤔 In my latest for @MoneySense, I explain why checking your pension matters. Child-rearing, disability, and credit splitting can all affect it. zurl.co/hWrKR #CPP #QPP #RetirementPlanning #PersonalFinanceCanada

RRIF minimums are just that—minimums. In my latest for @MoneySense, I look at when extra withdrawals can be a smart retirement strategy. zurl.co/YbYSg #RetirementPlanning #TaxPlanning #PersonalFinance #FinancialPlanning #RRIF

2025 tax return updates — what’s new and what’s gone. I break down the changes, cancelled credits, and CRA updates Canadians should know before filing. Read more in my latest for @MoneySense: zurl.co/3Trdq #TaxSeason #CanadaTaxes #PersonalFinance #TaxPlanning #CRA

Own a Canadian rental property as a non-resident? The tax rules can get complicated fast, especially with withholding taxes, filing options, and potential refunds. Here’s what you need to know 👇 zurl.co/YwGCk #RealEstate #TaxTips #CdnTax #PersonalFinance #Taxes

Thinking about claiming capital cost allowance on your rental property? My latest @MoneySense article explains how CCA works, what you can claim, and the long‑term tax implications. 🔗 zurl.co/KmtY8 #CdnTax #RentalProperty #TaxPlanning #RentalIncome #IncomeProperty

Crypto investors in Canada: do you know how it’s taxed? 🤔 From capital gains to overseas income, your digital asset moves may trigger tax implications. I break it down in my latest for @MoneySense: zurl.co/YZDrF #CryptoTax #CryptoCanada #CdnTax #PersonalFinance