Bitcoin's floor is $66,551 today. Growth per 1 BTC:
Next day: +$58, to $66,609
Next week: +$408, to $66,958
Next month: +$1,788, to $68,339
Next year: +$24,218, to $90,768
Next decade: +$770,731, to $837,282
Floor is 0.42 x the Santostasi trend. Model, not a promise.
Say you're 50, spend $40,000 a year, and your coins' floor growth covers it.
The Observatory's test: "Stack × BFR > Annual Expenses." In its words: "Principal is never touched."
Bill Perkins in Die With Zero: "Dying with zero is not only about money: It's also about time."
Floor growth isn't for more coins at 80. It's for free weekdays at 50, while you can use them.
One honest caveat: the Observatory gives the floor "high confidence, not certainty." Keep a plan for a bad year.
btcpowerlaw.nl/floor/
Say you're 60 and spend $50,000 a year.
SSA's 2023 life table gives a 60-year-old man 21.79 more years on average. An average, not a promise.
Two ways to get it wrong: broke at 92, or gone at 74 with coins left and a list of trips you skipped.
Perkins suggests annuities for the fear of outliving your money.
The Observatory's version is an 80% coverage tier it calls "a perpetual endowment": $17,498 a year per BTC, with ruin "functionally zero" in its tests.
Backtest, not a forecast, and the leverage model is simplified. Patience beat borrowed money.
btcpowerlaw.nl/research/stra…
I stress my retirement plan for a weaker power law.
In the Observatory's test where the trend ends up about 25% lower by year 30, ruin for the 150% playbook tier at 6% inflation was 0.71%.
That plan borrows, which has risk. It still stayed under 1%.
Bitcoin's floor is $66,493 today. Growth per 1 BTC:
Next day: +$58, to $66,551
Next week: +$408, to $66,900
Next month: +$1,787, to $68,280
Next year: +$24,201, to $90,693
Next decade: +$770,322, to $836,815
Floor is 0.42 x the Santostasi trend. Model, not a promise.
I plan to leave at least 1 BTC behind.
In the Observatory's floor-rate paper, the floor under 1 BTC adds about $20,000 a year as of March 2026, and about $306,000 a year by 2040.
A projection, not a promise. It's the coin I'd least want to sell.
btcpowerlaw.nl/research/bitc…








