Gilly J πŸ‡―πŸ‡² (@MsGillyJ) header
Gilly J πŸ‡―πŸ‡² (@MsGillyJ) profile picture

Data Analytics Lead, Fulbright scholar & Mantock's Guide Director. I run a Financial Blog, i'm a mom of boys, I love solving problems and relaxing at the gym!

Jamaica
Joined May 2010
Photo by Gilly J πŸ‡―πŸ‡² (@MsGillyJ)Photo by Gilly J πŸ‡―πŸ‡² (@MsGillyJ)Photo by Gilly J πŸ‡―πŸ‡² (@MsGillyJ)Photo by Gilly J πŸ‡―πŸ‡² (@MsGillyJ)Photo by Gilly J πŸ‡―πŸ‡² (@MsGillyJ)Photo by Gilly J πŸ‡―πŸ‡² (@MsGillyJ)Photo by Gilly J πŸ‡―πŸ‡² (@MsGillyJ)Photo by Gilly J πŸ‡―πŸ‡² (@MsGillyJ)Photo by Gilly J πŸ‡―πŸ‡² (@MsGillyJ)Photo by Gilly J πŸ‡―πŸ‡² (@MsGillyJ)
Check out my calculators at financialcentsibility.com/ca… 1. Budgeting & Expense Tracker 2. Mortgage Calculator 3. Mortgage Fee Calculator 4. Savings Calculator 5. Net Pay Calculator 6. Car Loan Calculator 7. Minimum Wage Calculator 8. Net Worth Calculator 9. Rent vs Buy Calculator
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Gilly J πŸ‡―πŸ‡² retweeted
Holland Bamboo, Saint Elizabeth One year anniversary of Hurricane Melissa
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Gilly J πŸ‡―πŸ‡² retweeted
Holland Bamboo, Saint Elizabeth One year ago hurricane Melissa tore through one of Jamaica's most iconic roads. One year after this is what it looks like πŸ‡―πŸ‡²
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My son was elected head boy πŸ₯°
I need a TL cleanse. Anybody got any good news? πŸ₯΄
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Saw this by Devon House today ???
Why is there a dude inna money heist fit by Waterloo Fontana?
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Im searching for the community note that says that this is AI
Parents reportedly called the police on a 3 year old soccer player named Nevada for being too good at the game His family claims he was dominating against 5 year olds so badly that complaints led to him being removed from the league [via/ IG nevadaney10]
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Gilly J πŸ‡―πŸ‡² retweeted
Major cheat code for life: realizing you can just decide you're "a runner" or "an early riser" or "a writer" or whatever. Start doing the thing, and you become the thing.
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Gilly J πŸ‡―πŸ‡² retweeted
Replying to @QueenAnticommie
Millennials. The same workplace polls ranking Gen Z hardest to work with put millennials as the clear favorite for easiest colleaguesβ€”collaborative, tech-fluent, and lower on the entitlement meter than the rest.
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Truer words have never veen uttered
β€œIf you don’t memorize potholes during dry weather, they will get you when the roads are wet” - Jamaican proverb
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How is someone born in 2016 expected to know Jackie Chan off the bat? I build extensive visual decks for my sons quiz team and i have about 16 powerponts with 100 slides each and each has 2 people on it. Its alot of studying that these kids go through for useless info..
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That will not help them to pass their PEP exams. 2. These kids are BRAVE for representing their school and are SMART. Encourage them instead of making fun of them. Knowing a visual of persons they have never encountered in their 9 to 11 years on earth does not make them dunce.
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Gilly J πŸ‡―πŸ‡² retweeted
The older i get, the more i realize that having an entire day to read with no responsibilities is a luxury.
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Cant be real
I made an unsettling discovery in my undergraduate class on financial planning last week. While explaining mortgages, I asked my 38 students this question: if you buy a $400,000 house and pay 20% in cash towards the purchase, what will be the amount that you finance? Not a single student could tell me the answer. Despite the fact that they are all juniors and seniors majoring in business. I added more questions: what is 30 percent of 80? 60 percent of 90? They didn’t know. The closest they got was when one student said, in response to my query of β€œ40% of 70”, that β€œI know it’s 4 times 7 but I don’t remember what that is.” Another student helpfully added, β€œ28.” They explained to me why they couldn’t answer these math questions: they were never taught multiplication tables, percentages or fractions during their K-12 schooling. Instead, they were taught how to use a calculator. Without one, they are not able to do basic arithmetic. I later asked the dean about this, and he lamented that this isn’t a thing just for our university’s students; it’s a thing for their entire generation, nationwide. When I was in K-12, the fierce debate among parents and educators was whether to allow calculators in class. The calculators won. Today, the debate is about AI. And like before, the tech will win. But will that truly be a victory? Rowan University #college #math #loans #CFP #financialplanning
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I apologize for disturbing your scroll but you are a great mom and you are doing the best you can πŸ₯ΉπŸ’“
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Who is actively trying to address this lettuce shortage πŸ™πŸ™ ??
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Welcome... new level of life unlocked
I wanna apologize to the 5AM club. Waking up at that time seemed like voluntary torture. But the amount of things you can get done between 5-8am is insane. I’ve reclaimed so much time in my day and it’s only been a week! Please accept my apologies and welcome me as your newest member
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Gilly J πŸ‡―πŸ‡² retweeted
Cardio is great and I do it, but when you visit a hospital ward, or see your parents or grandparents get older, it's the inability to stand up from a sitting position that gets you. Eventually "standing up" is your squat max. Leg day is not optional.
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Gilly J πŸ‡―πŸ‡² retweeted
"You have persons who demotivate me that it's only old people who benefit... I am 22 and I am a new NHT homeowner." πŸ‘πŸ‡―πŸ‡² He didn't listen to the skeptics. With his mother’s motivation, he applied and secured a foundation for his two kids. #NHTJamaica #NHT50 #YourNHT
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Gilly J πŸ‡―πŸ‡² retweeted
If you have money you don’t plan to use right now, why not put it to work? Lock in a competitive return of up to 6.25% with a JN Bank Fixed Deposit and make the most of your funds while you plan for what’s next. This limited-time offer ends October 31, 2026. Visit jnbank.com/premium-offer to learn more. Conditions apply.
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When he said he was gonna chat to his plate and fork i lost it 🀣🀣🀣🀣
Sekki I thank you cuz u a help we wol up we stress 🀣🀣
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Gilly J πŸ‡―πŸ‡² retweeted
πŸ“šCSEC MATHEMATICS IS CHANGING β€” IS YOUR CHILD READY? Extracademy presents CSEC Mathematics β€” Modules 1 & 2, designed to help students prepare for the new CSEC Mathematics structure πŸ—“οΈStarts: October 4, 2026 πŸ“…Sundays | 1:00–3:00 PM πŸ’»Register at extracademy.com
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