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Check out my calculators at financialcentsibility.com/caβ¦
1. Budgeting & Expense Tracker
2. Mortgage Calculator
3. Mortgage Fee Calculator
4. Savings Calculator
5. Net Pay Calculator
6. Car Loan Calculator
7. Minimum Wage Calculator
8. Net Worth Calculator
9. Rent vs Buy Calculator
Gilly J π―π² retweeted
Holland Bamboo, Saint Elizabeth
One year ago hurricane Melissa tore through one of Jamaica's most iconic roads. One year after this is what it looks like π―π²
Im searching for the community note that says that this is AI
Gilly J π―π² retweeted
Major cheat code for life: realizing you can just decide you're "a runner" or "an early riser" or "a writer" or whatever. Start doing the thing, and you become the thing.
Replying to @QueenAnticommie
Millennials. The same workplace polls ranking Gen Z hardest to work with put millennials as the clear favorite for easiest colleaguesβcollaborative, tech-fluent, and lower on the entitlement meter than the rest.
How is someone born in 2016 expected to know Jackie Chan off the bat? I build extensive visual decks for my sons quiz team and i have about 16 powerponts with 100 slides each and each has 2 people on it. Its alot of studying that these kids go through for useless info..
Gilly J π―π² retweeted
The older i get, the more i realize that having an entire day to read with no responsibilities is a luxury.
Cant be real
I made an unsettling discovery in my undergraduate class on financial planning last week. While explaining mortgages, I asked my 38 students this question: if you buy a $400,000 house and pay 20% in cash towards the purchase, what will be the amount that you finance?
Not a single student could tell me the answer. Despite the fact that they are all juniors and seniors majoring in business.
I added more questions: what is 30 percent of 80? 60 percent of 90? They didnβt know. The closest they got was when one student said, in response to my query of β40% of 70β, that βI know itβs 4 times 7 but I donβt remember what that is.β Another student helpfully added, β28.β
They explained to me why they couldnβt answer these math questions: they were never taught multiplication tables, percentages or fractions during their K-12 schooling. Instead, they were taught how to use a calculator. Without one, they are not able to do basic arithmetic.
I later asked the dean about this, and he lamented that this isnβt a thing just for our universityβs students; itβs a thing for their entire generation, nationwide.
When I was in K-12, the fierce debate among parents and educators was whether to allow calculators in class. The calculators won.
Today, the debate is about AI. And like before, the tech will win. But will that truly be a victory?
Rowan University #college #math #loans #CFP #financialplanning
Gilly J π―π² retweeted
I apologize for disturbing your scroll but you are a great mom and you are doing the best you can π₯Ήπ
Welcome... new level of life unlocked
Gilly J π―π² retweeted
Cardio is great and I do it, but when you visit a hospital ward, or see your parents or grandparents get older, it's the inability to stand up from a sitting position that gets you. Eventually "standing up" is your squat max. Leg day is not optional.
Gilly J π―π² retweeted
"You have persons who demotivate me that it's only old people who benefit... I am 22 and I am a new NHT homeowner." π‘π―π²
He didn't listen to the skeptics. With his motherβs motivation, he applied and secured a foundation for his two kids.
#NHTJamaica #NHT50 #YourNHT
Gilly J π―π² retweeted
If you have money you donβt plan to use right now, why not put it to work?
Lock in a competitive return of up to 6.25% with a JN Bank Fixed Deposit and make the most of your funds while you plan for whatβs next.
This limited-time offer ends October 31, 2026.
Visit jnbank.com/premium-offer to learn more.
Conditions apply.
Gilly J π―π² retweeted
πCSEC MATHEMATICS IS CHANGING β IS YOUR CHILD READY?
Extracademy presents CSEC Mathematics β Modules 1 & 2, designed to help students prepare for the new CSEC Mathematics structure
ποΈStarts: October 4, 2026
π
Sundays | 1:00β3:00 PM
π»Register at extracademy.com



















