NC State OSFA

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ALT The FAFSA Form Deadlines The College Deadline College deadlines vary from school to school, but usually come well before the academic year starts. If you're applying to multiple colleges, look up each school's FAFSA deadline and apply by the earliest one. The State Deadline Each state has its own FAFSA deadline, and you can look up yours at StudentAid.gov. Many of these states have limited funds and offer student aid until they run out, so apply as soon as you can. The Federal Deadline The federal deadline is June 30, 2024, for the 2023–24 academic year. While it is a later deadline, a few federal financial aid programs have limited funds, so you should apply as soon as you can.

ALT Submit a FAFSA form every year to be eligible for different types of federal student aid. ​ Grants​ Scholarships​ Work-Study Jobs​ Loans​

ALT How can I identify my loan servicer?​ Visit StudentAid.gov, log in to your account Dashboard, and scroll down to the "My Loan Servicers" section to identify your loan servicer.

ALT Federal vs. Private Loans What's the Difference? Federal Student Loans Payments aren't due until after you graduate, leave school, or change your enrollment status to less than half-time. Private Student Loans Many private student loans require payments while you are still in school.

ALT Federal vs. Private Loans What's the Difference? Federal Student Loans You don't need to get a credit check to qualify for federal student loans (except for PLUS loans). Private Student Loans Private student loans often require an established credit record or cosigner.

ALT Federal vs. Private Loans What's the Difference? Federal Student Loans The interest rate is fixed and is often lower than private loans. Private Student Loans The interest rate may be fixed or variable and may be higher or lower than the rates on your federal loans depending on your circumstances.

ALT Federal vs. Private Loans What's the Difference? Federal Student Loans You may be eligible to have some portion of your loans forgiven if you work in public service. Private Student Loans Many private lenders do not offer loan forgiveness programs. Some student loans from state agencies can be forgiven in certain circumstances. WARNING: If you have both federal and private student loans, be careful about refinancing with a private lender. You will lose your rights under the federal student loan program, including deferment, forbearance, forgiveness, and affordable repayment.

ALT Types of federal grants include Pell Grant, Federal Supplemental Educational Opportunity Grant, TEACH Grants, and Service Grants. Click the link to learn about eligibility and amounts awarded for each grant.

ALT Submit your 2022–23 FAFSA form as soon as possible!