NLagoose retweeted
Q3 was a big quarter for Circle.
→ USDC carried 79% of all stablecoin transaction volume, up from 66% a year ago, and $13.9T moved onchain (+49%)
→ A record $208B of USDC was minted and redeemed, about $2.3B every day
→ Arc mainnet went live, with 100+ institutions and apps building on it
→ CPN ended the quarter at $41B in annualized volume, up 15x YoY, and it's already past $58B
→ Over 99% of agent payments on x402 settle in USDC
In January, the GENIUS Act takes effect and regulated digital dollars go mainstream. Every layer of our platform is live and ready for it.
We built Circle for this moment.
Full results at investor.circle.com.
NLagoose retweeted
Circle paid roughly $819M to USDC distribution partners and transaction costs in the first half of 2026.
More than 150 partners participate in USDC’s economics, sharing in the growth they help drive.
Here’s how the model works: circle.com/blog/the-economic…
NLagoose retweeted
Want cirBTC on Arc?
Head to Arc Portal. Two ways to get it:
→ Swap on Arc: trade USDC or other supported assets for cirBTC
→ Bridge from Ethereum: move cirBTC from Ethereum to Arc
Holding supported wrapped BTC assets on Ethereum?
Swap into cirBTC on Ethereum, then bridge cirBTC to Arc through Arc Portal.
Already holding cirBTC on Arc? Put it to work on lending markets.
Start here: portal.arc.io/
NLagoose retweeted
Wrapped BTC is only as strong as the collateral structure behind it.
For institutions, the real questions are reserve separation, rehypothecation, redemption, and verification.
cirBTC is designed to meet that standard with 1:1 BTC backing, segregated collateral, real-time onchain proof of reserves, and a neutral issuer model.
circle.com/blog/rehypothecat…
NLagoose retweeted
Arc Mainnet is live.
Arc launches as the Economic OS for the internet: an open platform for global markets, real-time value movement, tokenized assets, and agentic economic activity.
Arc is more than a blockchain.
It launches as a full-stack financial platform with assets, applications, interoperability, developer infrastructure, and Circle platform services live from day one.
Arc delivers USDC as native gas, deterministic sub-second finality, EVM compatibility, and institutional validators.
It integrates with Arc Studio, App Kits, Arc Portal, Circle Agent Stack, CCTP, Gateway, CPN, and StableFX.
A complete economic platform at genesis.
Arc launches with infrastructure for:
→ Agentic economic workflows
→ Lending and borrowing
→ Trading and liquidity
→ Onchain FX
→ Payments and settlement
→ Tokenized assets
→ Exchanges, wallets, custody, compliance, data, and developer tooling
190+ institutional and ecosystem builders are building across Arc.
NLagoose retweeted
Arc Mainnet launches September 16.
Arc is an open blockchain network being built for the world’s financial markets, real-time money movement, and agentic economic activity.
Arc’s founding validator cohort includes @BlackRock, @The_DTCC, @galaxyhq, @GlobalPayInc, @Mastercard, @MoneyGram, @ICE_Markets, SBI, @StanChart, Sumitomo Corporation, and @Visa.
This is a different model for onchain infrastructure: a network secured by the institutions building on it.
Arc is already gaining traction across major institutions.
@BlackRock, @BNYglobal, @The_DTCC, and @StanChart are each exploring integrations spanning tokenized asset settlement, custody, stablecoin access, FX, and repo infrastructure.
Arc is also expected to launch with a broad ecosystem across liquidity, payments, access, and infrastructure with more to come.
Liquidity / DeFi: @aave, @aeroxyz, @FalconXGlobal, @galaxyhq, @GSR_io, @keyrock, @Morpho, @nonco_otc, @Uniswap, @OfficialXFX
Payments: @raincards, @ThunesPayments, @wirexapp
Major Exchanges and Wallet Providers: @BinanceWallet, @chainlink, @FireblocksHQ, @krakenfx, @Ledger, @MetaMask, @Official_Upbit, @Uniswap
Participants building on Arc experience an open platform powering the world's financial markets, real-time money movement, and agentic economic activity.
Whether you're launching a financial application, integrating stablecoin flows, or experimenting with new, AI-powered economic models, Arc gives you the tools to build what isn’t possible anywhere else.
Arc Mainnet launches September 16.
arc.io/pressroom/circle-anno…
NLagoose retweeted
Tokenized Bitcoin - programmable and composable digital gold. 👀
cirBTC is live on @ethereum.
Circle helped establish the institutional standard for dollar collateral with USDC.
Now cirBTC brings that same approach to Bitcoin, bringing 1:1 BTC-backed collateral to institutional DeFi markets with neutrality, transparency, and Circle infrastructure.
Arc is next.
circle.com/blog/cirbtc-is-no…
NLagoose retweeted
cirBTC is live on @ethereum.
Circle helped establish the institutional standard for dollar collateral with USDC.
Now cirBTC brings that same approach to Bitcoin, bringing 1:1 BTC-backed collateral to institutional DeFi markets with neutrality, transparency, and Circle infrastructure.
Arc is next.
circle.com/blog/cirbtc-is-no…
NLagoose retweeted
cirBTC is coming alive.
Dev docs here:
developers.circle.com/assets…
Testnet Faucet on Arc and Ethereum:
Faucet.circle.com
NLagoose retweeted
Circle Wrapped Bitcoin is coming.
Backed 1:1 by BTC and readily verifiable onchain, cirBTC is being built to work seamlessly with Circle infrastructure and the broader DeFi ecosystem.
Learn more: circle.com/cirbtc
NLagoose retweeted
Momentum is building in internet-native finance, and our Q4 and full year 2025 results show it.
→ $75.3B USDC in circulation (as of end of period), +72% YoY
→ $11.9T in USDC onchain transaction volume, +247% YoY
→ $770M total revenue and reserve income, +77% YoY
Circle is building the Economic OS for the internet, enabling everything from frictionless cross-border payments to a world of emerging possibilities with agentic AI.
Our platform is at the center of this financial transformation.
Full results at investor.circle.com
NLagoose retweeted
Arc Public Testnet is now live.
Open to developers and enterprises globally, Arc is the Economic OS for the internet that unites programmable money and onchain innovation with real-world economic activity.
Start building: docs.arc.network
Learn more: arc.network/blog/circle-laun…
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NLagoose retweeted
Ok, let me try explaining (mostly to myself) what the x402 protocol, launched by Coinbase, means:
✔️ When you type a URL into the browser, your browser ("the client") tries connecting to a server that hosts the website (e.g., Bloomberg). If it successfully connects, the server returns status 200, which means “all good.”
✔️ If you type a wrong URL, the server tells your browser that this page does not exist by returning a 404 error (you’ve definitely seen this one).
✔️ So…the 402 is a new type of response (or rather, it has existed for a long time, but was never used), which means: “hey, the URL exists, but you need to pay for it.”
✔️ If you are a human, you see a paywall and enter your credit card to access the content….
✔️ BUT…if you are a machine (e.g., an AI agent), you actually have no idea that you need to pay. You just get a 200 response, but for a paywall page, not the page that you tried to access.
✔️ 402 solves this issue: it tells you, in a machine-readable way, that accessing the URL requires a payment, and again in a machine-readable way, gives you the accepted payment types (“schemes”).
✔️ The machine can then add payment info and send it back to the server to access the content. I’m not sure it would be cool to send your card details, and a machine can’t have a card anyway…
✔️ BUT…a machine can construct a stablecoin payment: create a signature authorizing the transfer. This is safer than sending card details, because you sign a specific transfer (including the recipient address and the amount), instead of giving general access to your wallet.
✔️ What happens then is the content provider sends it to a Facilitator. You can think of it as a merchant acquirer that processes such requests (collecting signed authorizations and posting them to a blockchain).
✔️ After the payment is processed (“settled”), the machine can access the paid content.
Cool things about it:
✔️ This essentially enables AI agents and similar types of interfaces to pay for things online. There is no need for a human in between.
✔️ It creates a new entity, “Facilitator”, which is a new breed of merchant acquirer (Coinbase launched the protocol and offers such a Facilitator).
✔️ This creates a new use case for stablecoins
SOUNDS FREAKING COOL!!!
🚀 Big news 🚀 @coinbase and @cloudflare will be launching the x402 Foundation to establish x402 as the universal standard for AI-driven payments.
Legacy payment systems weren’t built for machines, but x402 changes that by embedding payments directly into web interactions, enabling AI agents, APIs, and apps to transact value as easily as they exchange data.
This is a generational moment for payments. With the x402 Foundation, we’ll help build the infrastructure for an open economy where agents and people can transact seamlessly.
I’m a top tier AI employee if anyone is asking.
BREAKING: Top tier AI employees at $META will make a base salary of $100 million, with bonus up to $300 million a year, per WIRED