
| Founder @neonprimals| #minnesotaTimberwolves
Joined May 2022
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A LOT OF MY OLDER EX-COWORKERS HAVE HUGE HOUSES THAT THEY BOUGHT DECADES AGO WHILE WORKING THE EXACT SAME JOB I WAS DOING
I was talking to one of my older ex-coworkers, and he was asking why I work two jobs, I told him because my rent is $1800. He was like well damn you must live in a mansion, I said no just an 800 sqft apartment. He didnt believe me at all, so I showed him on my phone what all the apartments are going for in our town, and he was like wtf my mortgage is half that on a 4br house. He showed me pics of his house and it was huge and pretty decent, I looked it up on zillow and its worth $400 000. He bought it decades ago when it was around $100k.
Me and all my ex-coworkers talk about the housing crisis a lot, and all the older guys who have been working there for 20-30 years all said they bought houses in their early 20s thanks to this job. I had the same job they did, the exact same position, and I will never be able to afford even a starter home. The American dream is dead.
A LOT OF MY OLDER EX-COWORKERS HAVE HUGE HOUSES THAT THEY BOUGHT DECADES AGO WHILE WORKING THE EXACT SAME JOB I WAS DOING
I was talking to one of my older ex-coworkers, and he was asking why I work two jobs, I told him because my rent is $1800. He was like well damn you must live in a mansion, I said no just an 800 sqft apartment. He didnt believe me at all, so I showed him on my phone what all the apartments are going for in our town, and he was like wtf my mortgage is half that on a 4br house. He showed me pics of his house and it was huge and pretty decent, I looked it up on zillow and its worth $400 000. He bought it decades ago when it was around $100k.
Me and all my ex-coworkers talk about the housing crisis a lot, and all the older guys who have been working there for 20-30 years all said they bought houses in their early 20s thanks to this job. I had the same job they did, the exact same position, and I will never be able to afford even a starter home. The American dream is dead.
PIZZA HUT DELIVERY DRIVER GOT $20 TIP ON A $938 ORDER.
My brother works security at an office in Dallas. A Pizza Hut delivery person came to the building delivering a HUGE order for a group on the 3rd floor. While she was unloading all the bags of boxed pizza, and the boxes of wings, and breadsticks, and plates and napkins and etc., he took the liberty of calling the point of contact letting them know the pizza was here. While waiting for the contact person to come down, he had a little chat with the delivery driver. She was saying how she had a big order before this and another one as soon as she got back. She was pretty excited because she said it was a blessing to be making these big deliveries. She didn't flat out say it but was excited about the tip she should receive on such a large order. An 18% tip would have been $168 after all. She told him about her kids and how they play basketball in school and are going to state and another one of her sons won some UIL awards in science. You could tell how proud of her children she was. However, she revealed it's been tough because it's not cheap, in time or money. She had to give up her job as a teacher so she could work a schedule that allowed her to take care of her children. She said her husband works in security like he does and "it helps but it's hard out there."
Eventually the contact person comes down and has the delivery lady lug most of the stuff onto the elevator and up to the floor they were going to because the contact person didn't bring a cart or anything to make it easier. My brother helped carry a couple of boxes for her onto the elevator and they were off.
A few minutes later she comes back down and she sees him and says "I got it all up there and set it up real nice for them," as she shows him a picture of the work she did. And then as her voice begins to break she says "they only tipped me $20. I just said thank you and left."
He asked for her $cashapp and gave her $50 and told her she deserves more but it was all he could spare. She gave him a huge hug and said that this was a sign her day was gonna get better.
And he didn't tell me this to say "look at the good thing I did." He told me this to say, if someone is going to whip out the company credit card, make a giant catering order and not even give the minimum 18% tip to the delivery driver who had to load it all into their vehicle, use their own gas to deliver it, unload it and then lug it up and set it up. You are a total piece of shit. It's not your credit card! Why stiff the delivery driver like that?!
He was glad he could help her but he fears she will just encounter it over and over because corporations suck, tip culture sucks, everything sucks.
PIZZA HUT DELIVERY DRIVER GOT $20 TIP ON A $938 ORDER.
My brother works security at an office in Dallas. A Pizza Hut delivery person came to the building delivering a HUGE order for a group on the 3rd floor. While she was unloading all the bags of boxed pizza, and the boxes of wings, and breadsticks, and plates and napkins and etc., he took the liberty of calling the point of contact letting them know the pizza was here. While waiting for the contact person to come down, he had a little chat with the delivery driver. She was saying how she had a big order before this and another one as soon as she got back. She was pretty excited because she said it was a blessing to be making these big deliveries. She didn't flat out say it but was excited about the tip she should receive on such a large order. An 18% tip would have been $168 after all. She told him about her kids and how they play basketball in school and are going to state and another one of her sons won some UIL awards in science. You could tell how proud of her children she was. However, she revealed it's been tough because it's not cheap, in time or money. She had to give up her job as a teacher so she could work a schedule that allowed her to take care of her children. She said her husband works in security like he does and "it helps but it's hard out there."
Eventually the contact person comes down and has the delivery lady lug most of the stuff onto the elevator and up to the floor they were going to because the contact person didn't bring a cart or anything to make it easier. My brother helped carry a couple of boxes for her onto the elevator and they were off.
A few minutes later she comes back down and she sees him and says "I got it all up there and set it up real nice for them," as she shows him a picture of the work she did. And then as her voice begins to break she says "they only tipped me $20. I just said thank you and left."
He asked for her $cashapp and gave her $50 and told her she deserves more but it was all he could spare. She gave him a huge hug and said that this was a sign her day was gonna get better.
And he didn't tell me this to say "look at the good thing I did." He told me this to say, if someone is going to whip out the company credit card, make a giant catering order and not even give the minimum 18% tip to the delivery driver who had to load it all into their vehicle, use their own gas to deliver it, unload it and then lug it up and set it up. You are a total piece of shit. It's not your credit card! Why stiff the delivery driver like that?!
He was glad he could help her but he fears she will just encounter it over and over because corporations suck, tip culture sucks, everything sucks.
Dear Airbnb host, NOBODY PACKS THEIR OWN TOILET PAPER FOR A TRIP.
One extra roll per bathroom is the bare minimum, not a luxury amenity. I'm not asking for a welcome basket or a bottle of wine.
And yet here I am, texting you at 10pm because the single roll in the bathroom ran out on night one, only for you to respond with directions to the nearest store like I'm supposed to end my evening on a supply run because your listing wasn't stocked for actual human beings staying overnight.
This is the kind of thing a cleaning checklist exists to prevent. It takes thirty seconds and costs less than a dollar.
This is getting zero stars, and the review is going to mention exactly why. Thanks.
Dear Airbnb host, NOBODY PACKS THEIR OWN TOILET PAPER FOR A TRIP.
One extra roll per bathroom is the bare minimum, not a luxury amenity. I'm not asking for a welcome basket or a bottle of wine.
And yet here I am, texting you at 10pm because the single roll in the bathroom ran out on night one, only for you to respond with directions to the nearest store like I'm supposed to end my evening on a supply run because your listing wasn't stocked for actual human beings staying overnight.
This is the kind of thing a cleaning checklist exists to prevent. It takes thirty seconds and costs less than a dollar.
This is getting zero stars, and the review is going to mention exactly why. Thanks.
MANAGER TEXTED ME ABOUT SITTING DOWN ON SHIFT. I TEXTED BACK MY RESIGNATION.
Manager:
Good evening. Reviewed the cameras from today's shift and noticed you were seated for most of it. This isn't acceptable and we'll need to discuss it before your shift tomorrow.
Me:
I had that cleared with my lead already. I've got two documented fractures in my left foot, doctor's note on file.
Also, for context, I hit 230+ units per hour for the full 12-hour shift. There's a ranked performance board above our stations. I finished first today.
So just to clarify, my output being the best on the floor got overshadowed because I wasn't standing while doing it?
Manager:
I'm not a fan of this attitude. You could've just led with the part about it being cleared instead of being combative. This kind of response isn't going to serve you well here.
Me:
Appreciate you using my time off to bring up something you didn't bother checking on first.
230+ units an hour, by your own metric that's supposedly the gold standard, and I'm getting a talking-to because I was sitting while doing it. Might want to rethink what actually matters here. Also explains a lot about your turnover problem.
I'm not worried about "going anywhere" with this company. It's a toxic environment run by people with backwards priorities. I won't be in tomorrow. Or after that.
Manager:
Let's not jump straight to you quitting. We can sort this out in the morning.
Me:
Pass. Take care.
Quit on the spot last night. Got to make my kids breakfast and actually drive them to school this morning for the first time in months. Onto the next thing, wish me luck.
MANAGER TEXTED ME ABOUT SITTING DOWN ON SHIFT. I TEXTED BACK MY RESIGNATION.
Manager:
Good evening. Reviewed the cameras from today's shift and noticed you were seated for most of it. This isn't acceptable and we'll need to discuss it before your shift tomorrow.
Me:
I had that cleared with my lead already. I've got two documented fractures in my left foot, doctor's note on file.
Also, for context, I hit 230+ units per hour for the full 12-hour shift. There's a ranked performance board above our stations. I finished first today.
So just to clarify, my output being the best on the floor got overshadowed because I wasn't standing while doing it?
Manager:
I'm not a fan of this attitude. You could've just led with the part about it being cleared instead of being combative. This kind of response isn't going to serve you well here.
Me:
Appreciate you using my time off to bring up something you didn't bother checking on first.
230+ units an hour, by your own metric that's supposedly the gold standard, and I'm getting a talking-to because I was sitting while doing it. Might want to rethink what actually matters here. Also explains a lot about your turnover problem.
I'm not worried about "going anywhere" with this company. It's a toxic environment run by people with backwards priorities. I won't be in tomorrow. Or after that.
Manager:
Let's not jump straight to you quitting. We can sort this out in the morning.
Me:
Pass. Take care.
Quit on the spot last night. Got to make my kids breakfast and actually drive them to school this morning for the first time in months. Onto the next thing, wish me luck.
My friend's boomer dad spent nearly 25 years building a business from the ground up. Started with nothing. Grew it into something worth close to $3 million.
Sold it in 2021 to a private equity firm that came in talking about "scaling" and "taking it to the next level."
Within a year, they'd cut 30 jobs, raised prices across the board by close to 40%, and quietly dissolved the retirement plan he'd spent two decades building for his employees. Stripped it for parts, extracted what they could, and moved on to the next acquisition.
He told my friend it's the single worst decision of his career. Said he genuinely believed they'd protect what he spent his whole life building.
Private equity firms don't buy businesses to run them long-term. They buy them to extract value fast and exit. And this exact playbook is running right now in industries you interact with every single week, healthcare, retail, even your kid's daycare.
My friend's boomer dad spent nearly 25 years building a business from the ground up. Started with nothing. Grew it into something worth close to $3 million.
Sold it in 2021 to a private equity firm that came in talking about "scaling" and "taking it to the next level."
Within a year, they'd cut 30 jobs, raised prices across the board by close to 40%, and quietly dissolved the retirement plan he'd spent two decades building for his employees. Stripped it for parts, extracted what they could, and moved on to the next acquisition.
He told my friend it's the single worst decision of his career. Said he genuinely believed they'd protect what he spent his whole life building.
Private equity firms don't buy businesses to run them long-term. They buy them to extract value fast and exit. And this exact playbook is running right now in industries you interact with every single week, healthcare, retail, even your kid's daycare.
My wife has a student loan.
Back in 2015, her balance was $64,000.
She's made on-time payments every single month for 10 straight years. Never missed one. Never deferred. Never skipped a payment during a rough month.
Current balance today? $68,500.
A full decade of consistent, responsible payments, and she owes more than when she started.
Run the math and it still doesn't make sense on paper, until you understand that capitalized interest grows faster than a standard payment can actually touch the principal. So every check she sent barely covered what accrued since the last one. The loan itself never actually shrank.
That's not a math error. That's not bad luck. That's the system functioning exactly as it was designed to.
My wife has a student loan.
Back in 2015, her balance was $64,000.
She's made on-time payments every single month for 10 straight years. Never missed one. Never deferred. Never skipped a payment during a rough month.
Current balance today? $68,500.
A full decade of consistent, responsible payments, and she owes more than when she started.
Run the math and it still doesn't make sense on paper, until you understand that capitalized interest grows faster than a standard payment can actually touch the principal. So every check she sent barely covered what accrued since the last one. The loan itself never actually shrank.
That's not a math error. That's not bad luck. That's the system functioning exactly as it was designed to.
Can i ask a serious question?
It’s been months and i’m still trying to figure out why ai data centers need fresh water.
Not used water. Not recycled water. Fresh water???
Fresh water is the default because of scaling and corrosion risk.
Recycled or greywater carries dissolved minerals, salts, and organic matter that build up inside cooling systems over time, clogging pipes and corroding equipment, which is a real problem when you're trying to keep thousands of servers cool around the clock. Fresh water has far fewer dissolved solids, so evaporative cooling systems are typically built to run on it without needing extra treatment infrastructure.
The treatment tech to make recycled water usable for cooling does exist. Closed-loop and liquid cooling systems can also cut fresh water use down to nearly nothing. Both options cost more to build and operate than just pulling from the municipal fresh water supply, so most facilities default to the cheaper option.
So it's less "there's no alternative" and more "there's a more expensive, less wasteful option that most operators skip because fresh water is cheap and easy to permit."
Can i ask a serious question?
It’s been months and i’m still trying to figure out why ai data centers need fresh water.
Not used water. Not recycled water. Fresh water???
Fresh water is the default because of scaling and corrosion risk.
Recycled or greywater carries dissolved minerals, salts, and organic matter that build up inside cooling systems over time, clogging pipes and corroding equipment, which is a real problem when you're trying to keep thousands of servers cool around the clock. Fresh water has far fewer dissolved solids, so evaporative cooling systems are typically built to run on it without needing extra treatment infrastructure.
The treatment tech to make recycled water usable for cooling does exist. Closed-loop and liquid cooling systems can also cut fresh water use down to nearly nothing. Both options cost more to build and operate than just pulling from the municipal fresh water supply, so most facilities default to the cheaper option.
So it's less "there's no alternative" and more "there's a more expensive, less wasteful option that most operators skip because fresh water is cheap and easy to permit."
A FEDERAL JUDGE JUST RULED THAT TRADER JOE'S "GROSSLY" OVERCHARGED EMPLOYEES ON THEIR 401(K) FOR YEARS. THIS IS A REAL RULING FROM LAST MONTH.
Six former Trader Joe's employees filed a lawsuit claiming the company's 401(k) plan was dumping money into one fund with excessive fees, and that the company wasn't managing the plan properly.
On September 28, a federal judge in Massachusetts ruled on it. Trader Joe's wasn't found liable for everything the employees claimed, but the judge specifically ruled the company failed to monitor "grossly excessive" recordkeeping fees on the plan, and ordered them to pay $1.2 million over it.
Here's the part that should actually bother you: the judge's reasoning wasn't that Trader Joe's did something sneaky or hidden. It was that they never even bothered to shop around. No request for proposals, no comparison against competitors, nothing. They just let a provider keep charging whatever it wanted, year after year, while quietly skimming off employees' retirement balances the entire time.
This isn't a one-off. There have been dozens of nearly identical lawsuits in the last few years, Eli Lilly, Tyson Foods, CVS, U.S. Bank, General Electric (which settled for $61 million), all accused of the same basic failure: letting fees quietly eat into employee retirement accounts because nobody at the top bothered to check if a better deal existed.
Your 401(k) statement shows your contributions and your balance. It doesn't show you the fees compounding against you every single year, invisible, completely legal, until a lawsuit forces a court to actually look.
You're not imagining it. The system genuinely isn't built to protect your side of this by default.
A FEDERAL JUDGE JUST RULED THAT TRADER JOE'S "GROSSLY" OVERCHARGED EMPLOYEES ON THEIR 401(K) FOR YEARS. THIS IS A REAL RULING FROM LAST MONTH.
Six former Trader Joe's employees filed a lawsuit claiming the company's 401(k) plan was dumping money into one fund with excessive fees, and that the company wasn't managing the plan properly.
On September 28, a federal judge in Massachusetts ruled on it. Trader Joe's wasn't found liable for everything the employees claimed, but the judge specifically ruled the company failed to monitor "grossly excessive" recordkeeping fees on the plan, and ordered them to pay $1.2 million over it.
Here's the part that should actually bother you: the judge's reasoning wasn't that Trader Joe's did something sneaky or hidden. It was that they never even bothered to shop around. No request for proposals, no comparison against competitors, nothing. They just let a provider keep charging whatever it wanted, year after year, while quietly skimming off employees' retirement balances the entire time.
This isn't a one-off. There have been dozens of nearly identical lawsuits in the last few years, Eli Lilly, Tyson Foods, CVS, U.S. Bank, General Electric (which settled for $61 million), all accused of the same basic failure: letting fees quietly eat into employee retirement accounts because nobody at the top bothered to check if a better deal existed.
Your 401(k) statement shows your contributions and your balance. It doesn't show you the fees compounding against you every single year, invisible, completely legal, until a lawsuit forces a court to actually look.
You're not imagining it. The system genuinely isn't built to protect your side of this by default.
Just got a quote for $1,850 to refinish a 15 x 20 deck. One coat of stripper, a light sand, and two coats of stain and sealant.
The materials for a job that size run about $140 at Lowe's for the budget brand, maybe $190 if you go with something premium like Cabot or Sikkens.
Let's be honest about what this job actually is. It's not specialized. It's not dangerous. It's applying stain with a roller and a brush, the kind of thing a reasonably capable homeowner could do themselves in a weekend if they had the time.
You already own the sprayer. You already own the sander. There's no equipment rental, no permit, no inspection, nothing that justifies this markup beyond "we know people don't want to do it themselves."
So subtract $190 in materials from a $1,850 quote and you're left charging over $1,600 for maybe a day and a half of actual labor.
Stop acting like basic home maintenance requires a specialist's rate. It requires time, and you're pricing the convenience, not the skill.
Just got a quote for $1,850 to refinish a 15 x 20 deck. One coat of stripper, a light sand, and two coats of stain and sealant.
The materials for a job that size run about $140 at Lowe's for the budget brand, maybe $190 if you go with something premium like Cabot or Sikkens.
Let's be honest about what this job actually is. It's not specialized. It's not dangerous. It's applying stain with a roller and a brush, the kind of thing a reasonably capable homeowner could do themselves in a weekend if they had the time.
You already own the sprayer. You already own the sander. There's no equipment rental, no permit, no inspection, nothing that justifies this markup beyond "we know people don't want to do it themselves."
So subtract $190 in materials from a $1,850 quote and you're left charging over $1,600 for maybe a day and a half of actual labor.
Stop acting like basic home maintenance requires a specialist's rate. It requires time, and you're pricing the convenience, not the skill.
My cousin's monthly water bill jumped from $70 to $240 over four months, no pool, no leaks, nothing on his end changed at all.
He called the city water department assuming it had to be a billing glitch.
The rep explained the city had sold off the water treatment plant and distribution system to a private infrastructure investment fund the previous year, to help close a budget shortfall.
When he asked how that tripled his bill, she told him:
"The new operator added a monthly 'system resiliency fee' and an 'asset renewal charge' to every account in the service area."
Water pressure's the same. Water quality's the same. Nothing about the actual service changed.
Private equity isn't just buying up starter homes and daycare chains anymore.
They're buying the pipes under entire towns, so they can quietly bill families a mandatory surcharge just for turning on the tap.
My cousin's monthly water bill jumped from $70 to $240 over four months, no pool, no leaks, nothing on his end changed at all.
He called the city water department assuming it had to be a billing glitch.
The rep explained the city had sold off the water treatment plant and distribution system to a private infrastructure investment fund the previous year, to help close a budget shortfall.
When he asked how that tripled his bill, she told him:
"The new operator added a monthly 'system resiliency fee' and an 'asset renewal charge' to every account in the service area."
Water pressure's the same. Water quality's the same. Nothing about the actual service changed.
Private equity isn't just buying up starter homes and daycare chains anymore.
They're buying the pipes under entire towns, so they can quietly bill families a mandatory surcharge just for turning on the tap.


