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River City Capital

@RCCInvestment

We are a community development financial institution (CDFI) providing readiness for & access to capital for entrepreneurs in disinvested areas of Memphis, TN.

 Memphis, TN
rivercitycapital.org
Joined October 2015
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Check out the latest article in my newsletter: Your 12 Documents That Turn “No” into “Yes” linkedin.com/pulse/your-12-d… via @LinkedIn
Your 12 Documents That Turn “No” into “Yes”

Your 12 Documents That Turn “No” into “Yes”

Most founders under $1M in annual revenue don’t need a Wall Street data room. You need 12 simple documents that show two things: 1) You know your money, and 2) You have a plan to pay a loan back on...

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Check out the latest article in my newsletter: Navigating a U.S. Government Shutdown—Practical Moves for Small Businesses and Their Customers linkedin.com/pulse/navigatin… via @LinkedIn
Navigating a U.S. Government Shutdown—Practical Moves for Small Businesses and Their Customers

Navigating a U.S. Government Shutdown—Practical Moves for Small Businesses and Their Customers

A federal government shutdown isn’t just a headline—it’s a cash-flow event. When Washington pauses, the ripple hits Main Street: approvals stall, reimbursements lag, consumer confidence wobbles, and...

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Tech, Talent, And Tenacity: How Black Founders Are Shaping Memphis’ Economic Future blackenterprise.com/tech-bla…
Tech, Talent, And Tenacity: How Black Founders Are Shaping Memphis’ Economic Future

Tech, Talent, And Tenacity: How Black Founders Are Shaping Memphis’ Economic Future

A new wave of Black founders in Memphis is building tech-backed solutions to strengthen minority communities. 

blackenterprise.com
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Small Business Loan Approval Rates Continue to Drop at Big Banks in October monitordaily.com/small-busin…
Small Business Loan Approval Rates Continue to Drop at Big Banks in October - MonitorDaily

Small Business Loan Approval Rates Continue to Drop at Big Banks in October - MonitorDaily

Small business loan approval percentages at big banks (more than $10 billion in assets) decreased again from 13.1% in September to 13% in October, according to the latest Biz2Credit Small Business...

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Check out the latest article in my newsletter: Revenue-Based Financing vs. Term Debt linkedin.com/pulse/revenue-b… via @LinkedIn
Revenue-Based Financing vs. Term Debt

Revenue-Based Financing vs. Term Debt

Most founders ask for “a loan.” Lenders hear a different question: What cash-flow shape are you bringing me? If your revenues jump around or you’re in a seasonal business, a fixed payment might...

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Check out the latest article in my newsletter: AI Won’t Save Your Business — But It Can Free You to Do the Human Work That Does linkedin.com/pulse/ai-wont-s… via @LinkedIn
AI Won’t Save Your Business — But It Can Free You to Do the Human Work That Does

AI Won’t Save Your Business — But It Can Free You to Do the Human Work That Does

Okay good people let’s get this out of the way: AI is not a "genie in a lamp" for capitalism. It won’t fix a broken business model, or make customers show up, or turn sloppy financials into bankable...

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I just published What Maya & Duránd Davis’ Mega Seed Rounds Teach Every Founder About Being Fundable medium.com/p/what-maya-dur%C…
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CDFI President | Capital for Community Builders | $4.5M+ Fund | Helping Emerging Market Entrepreneurs Build Bankable Businesses globy.com/blog/how-rising-ta…
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Check out the latest article in my newsletter: What Maya & Duránd Davis’ Mega Seed Rounds Teach Every Founder About Being Fundable linkedin.com/pulse/what-maya… via @LinkedIn
What Maya & Duránd Davis’ Mega Seed Rounds Teach Every Founder About Being Fundable

What Maya & Duránd Davis’ Mega Seed Rounds Teach Every Founder About Being Fundable

Two recent headlines caught my eye this month: one outlet reported that Maya Elz Davis and Duránd F. Davis Jr.

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Check out the latest article in my newsletter: Why the U.S. Has 4,500 Banks, Canada Has 79 — and Why CDFIs Should Care linkedin.com/pulse/why-us-ha… via @LinkedIn
Why the U.S. Has 4,500 Banks, Canada Has 79 — and Why CDFIs Should Care

Why the U.S. Has 4,500 Banks, Canada Has 79 — and Why CDFIs Should Care

I just watched a short, smart video called “Why The U.S.

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Check out the latest article in my newsletter: The Construction of Black Wealth: An Atlanta and Memphis Story linkedin.com/pulse/construct… via @LinkedIn
The Construction of Black Wealth: An Atlanta and Memphis Story

The Construction of Black Wealth: An Atlanta and Memphis Story

Atlanta didn’t become a hub for Black wealth by chance. It was the result of decades of intentional moves—and leadership that refused to let opportunity slip.

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Check out the latest article in my newsletter: What Target’s Leadership Shakeup Means for Emerging-Market Entrepreneurs linkedin.com/pulse/what-targ… via @LinkedIn
What Target’s Leadership Shakeup Means for Emerging-Market Entrepreneurs

What Target’s Leadership Shakeup Means for Emerging-Market Entrepreneurs

If you saw the headlines this week, you know the story: Target announced a leadership transition and its shares took a hit as investors digested weak sales, operational challenges, and questions...

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I'll be attending the amazing DelTech. Let me know if you're planning to attend so that we can say Hi! 👋 Or register now and join me at the event! whova.com/portal/registratio… via #Whova event app whova.com/portal/registratio…

DelTech Registration hosted by Whova

2025-10-08, Memphis, TN

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Check out the latest article in my newsletter: Beyond Grants: How CDFIs Should Build Durable Capital Stacks After the New Executive Order linkedin.com/pulse/beyond-gr… via @LinkedIn
Beyond Grants: How CDFIs Should Build Durable Capital Stacks After the New Executive Order

Beyond Grants: How CDFIs Should Build Durable Capital Stacks After the New Executive Order

You’ve probably seen the Executive Order on Improving Oversight of Federal Grantmaking from August 7, 2025. It asks federal agencies to tighten review, reporting, and termination authorities over...

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I just published Rebutting the Myths: Why the CDFI Fund Isn’t Corporate Welfare but a Lever for Inclusive Capital medium.com/p/rebutting-the-m…
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Check out the latest article in my newsletter: Rebutting the Myths: Why the CDFI Fund Isn’t Corporate Welfare but a Lever for Inclusive Capital linkedin.com/pulse/rebutting… via @LinkedIn
Rebutting the Myths: Why the CDFI Fund Isn’t Corporate Welfare but a Lever for Inclusive Capital

Rebutting the Myths: Why the CDFI Fund Isn’t Corporate Welfare but a Lever for Inclusive Capital

I’ve read the recent Cato briefing paper titled “The Case Against the CDFI Fund: Congress Should End This Form of Corporate Welfare.” by Norbert Michel and Jerome Famularo.

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No Fanbase Finance Rm Today: 1:1 w/Ron. Happening now in @fanbaseapp ! fanbase.app.link/TME5a6udsVb
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Check out the latest article in my newsletter: Navigating the FY 2026 CDFI Fund Shift—Opportunities for Emerging-Market Entrepreneurs linkedin.com/pulse/navigatin… via @LinkedIn
Navigating the FY 2026 CDFI Fund Shift—Opportunities for Emerging-Market Entrepreneurs

Navigating the FY 2026 CDFI Fund Shift—Opportunities for Emerging-Market Entrepreneurs

Earlier this summer, two very different numbers found their way into the headlines around the FY 2026 Community Development Financial Institutions (CDFI) Fund: President’s Budget Request: $134 mill...

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Check out the latest article in my newsletter: How CDFIs Can Power Small-Business Clean Energy with the Inflation Reduction Act linkedin.com/pulse/how-cdfis… via @LinkedIn
How CDFIs Can Power Small-Business Clean Energy with the Inflation Reduction Act

How CDFIs Can Power Small-Business Clean Energy with the Inflation Reduction Act

Over the last year, small-business owners have faced rising energy costs, aging equipment, and increasing pressure from customers and regulators to reduce their carbon footprint. Fortunately, the...

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Check out the latest article in my newsletter: Turning One Big "not so" Beautiful Bill Into Your Capital Access Breakthrough linkedin.com/pulse/turning-o… via @LinkedIn
Turning One Big "not so" Beautiful Bill Into Your Capital Access Breakthrough

Turning One Big "not so" Beautiful Bill Into Your Capital Access Breakthrough

On July 4, 2025, the President signed the comprehensive economic package known as the One Big Beautiful Bill (OBBB). While opinions on the legislation vary (and I'm not here to delve into the...

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