niveshak

𝗡𝗶𝗳𝘁𝘆 𝗜𝗧 𝗝𝘂𝗺𝗽𝗲𝗱 𝟮𝟲.𝟵% 𝗶𝗻 𝗝𝘂𝘀𝘁 𝟰 𝗠𝗼𝗻𝘁𝗵𝘀 On 1 July 2026, Nifty IT was just 25,769. Tiday it's hovering at 32,700. That's a massive recovery of 6,931 points, or 26.9%. When everyone was pessimistic about the IT sector, the opportunity was right there. Investors love discounts everywhere, except in the stock market! Pessimism makes noise, but optimism makes money. Did you buy IT crash or just criticise the Indian IT sector?

𝗩𝗮𝗹𝘂𝗮𝘁𝗶𝗼𝗻 𝗠𝗮𝘀𝘁𝗲𝗿𝗰𝗹𝗮𝘀𝘀 𝗯𝘆 𝗥𝗮𝗸𝗲𝘀𝗵 𝗝𝗵𝘂𝗻𝗷𝗵𝘂𝗻𝘄𝗮𝗹𝗮 𝗮𝘁 𝗙𝗟𝗔𝗠𝗘 𝗨𝗻𝗶𝘃𝗲𝗿𝘀𝗶𝘁𝘆

I know this guy; he spoiled the alpha and beta of my portfolio.

Father of Indian Stock Market !!

𝗣𝗲𝗿𝗺𝗮𝗯𝘂𝗹𝗹𝘀 𝗕𝘂𝘆 𝗔𝗴𝗴𝗿𝗲𝘀𝘀𝗶𝘃𝗲𝗹𝘆 𝗶𝗻 𝗧𝗶𝗺𝗲𝘀 𝗼𝗳 𝗨𝗻𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝘁𝘆. “This is buying in the face of uncertainty.” — Raamdeo Agrawal, Chairman, Motilal Oswal Group

𝗠𝗮𝗿𝗸𝗲𝘁 𝗧𝗲𝘀𝘁𝘀 𝗣𝗮𝘁𝗶𝗲𝗻𝗰𝗲 📉 With every 10% market crash, many newcomer investors quit. 📉 With a 20% crash, even many experienced investors exit. Legends who understand how market cycles work remain invested during these hard times. They are the real winners of the investing world.

Gold can be crashed to ₹1,00,000. Really? But Why?

I Was Surprised by His Answer!!! Really, I didn't know who should be considered the 𝗙𝗮𝘁𝗵𝗲𝗿 𝗼𝗳 𝘁𝗵𝗲 𝗜𝗻𝗱𝗶𝗮𝗻 𝗦𝘁𝗼𝗰𝗸 𝗠𝗮𝗿𝗸𝗲𝘁. Ramesh Damani describes why he should be considered.

Pessimism rarely makes money.

🚨 ₹𝟯𝟱 𝗖𝗿𝗼𝗿𝗲 𝗔𝗹𝗹𝗲𝗴𝗲𝗱 𝗙𝗿𝗮𝘂𝗱! 𝗕𝘂𝘁 𝗧𝗵𝗶𝘀 𝗜𝘀 𝗡𝗼𝘁 𝗧𝗵𝗲 𝗙𝗶𝗿𝘀𝘁 𝗧𝗶𝗺𝗲. Retired and senior citizens put their lifetime savings in a government-owned bank, assuming their money is safe. But then, suddenly, it's all gone. No OTP. No authorisation. Customers reportedly didn't even receive transaction alerts. This is what has allegedly happened at Punjab National Bank's Greater Noida branch. Some shocking facts 👇 🔹 ₹35 Crore: Allegedly missing from customers' savings accounts and FDs. The exact amount is under investigation. 🔹 3 Years: The alleged fraud reportedly continued for almost three years. 🔹 6 Bank Officials: Their Core Banking System login credentials were allegedly misused by a bank employee. 🔹 25 Account Holders: Approached the police with complaints by October 29. FDs were closed prematurely, and funds were allegedly diverted. 🔹 ₹1.18 Crore Missing: A 60-year-old tea and samosa vendor said that ₹1.18 crore had disappeared from her ₹1.29 crore land compensation deposit. 🔹 5 Employees Suspended: The bank reportedly suspended five employees, including the branch manager. 🔹 CBI FIR: An FIR names office assistant Deepanshi, account holder Ashutosh Pathak and others. 🔹 ₹43 Lakh Settled: PNB said it had settled three customer claims and promised to honour all genuine claims. But what about the need for emergency funds?? 𝗣𝗡𝗕 𝗛𝗮𝘀 𝗔 𝗟𝗼𝗻𝗴 𝗛𝗶𝘀𝘁𝗼𝗿𝘆 𝗢𝗳 𝗕𝗶𝗴 𝗙𝗿𝗮𝘂𝗱𝘀 & 𝗕𝗮𝗱 𝗟𝗼𝗮𝗻𝘀! Look at these historical cases. 🔴 2018 — Nirav Modi & Mehul Choksi: ₹13,923 crore in fraudulent transactions reported by PNB to RBI, according to a government reply. 🔴 2019 — Bhushan Power & Steel: ₹3,805 crore exposure reported as fraud by PNB. 🔴 2020 — DHFL: ₹3,688 crore exposure classified and reported as fraud. 🔴 2022 — IL&FS Tamil Nadu Power: ₹2,060 crore NPA account classified as fraud. These were reported fraud amounts and loan exposures, not necessarily final losses. And remember PNB's NPA history? In March 2018, its gross NPA ratio was a massive 18.38%. Almost ₹18 out of every ₹100 in gross loans was classified as non-performing. By March 2025, this ratio had improved to 3.95%. 𝗠𝘆 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻 𝗜𝘀 𝗩𝗲𝗿𝘆 𝗦𝗶𝗺𝗽𝗹𝗲. Many investors avoid mutual funds due to market volatility and keep their emergency funds in banks/FDs. But what if your own bank's employees allegedly steal your money? Where were the internal audits? Where were the transaction monitoring systems? How could such activities allegedly continue for three years? Was the bank's management waiting for account holders' complaints? These are different types of incidents, but both raise questions about risk management and accountability. 𝗢𝗻𝗲 𝗖𝗮𝗻 𝗠𝗮𝗻𝗮𝗴𝗲 𝗠𝗮𝗿𝗸𝗲𝘁 𝗥𝗶𝘀𝗸. 𝗕𝘂𝘁 𝗛𝗼𝘄 𝗗𝗼 𝗧𝗵𝗲𝘆 𝗠𝗮𝗻𝗮𝗴𝗲 𝗙𝗿𝗮𝘂𝗱 𝗪𝗶𝘁𝗵𝗶𝗻 𝗔 𝗕𝗮𝗻𝗸? What are your views? Source: NDTV, PNB disclosures, GoI