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💰Simplifying Savings & Investing! Smart tips on Credit Cards, Banking & Rewards! Happy to help! Learning money markets! Partnerships → DM🤝 #learner #ccgeek

India 🇮🇳
Joined February 2025
Photo by Savings Simplified (@SavingsSimpl)Photo by Savings Simplified (@SavingsSimpl)Photo by Savings Simplified (@SavingsSimpl)Photo by Savings Simplified (@SavingsSimpl)Photo by Savings Simplified (@SavingsSimpl)Photo by Savings Simplified (@SavingsSimpl)Photo by Savings Simplified (@SavingsSimpl)Photo by Savings Simplified (@SavingsSimpl)Photo by Savings Simplified (@SavingsSimpl)Photo by Savings Simplified (@SavingsSimpl)
Crossed 5.2K! Welcome to all the new #CCGeeks joining the family 🥳 If you want the good stuff delivered straight to your phone without waiting for the algorithm: Join here 👇 savingssimpl.short.gy/WA_Cha… 900+ members already on the WhatsApp Channel. • Simplify • Spend • Save • Like❤️ | Repost♻️ | Follow🔛 Savings Simplified 🩵 @SavingsSimpl
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🚨 AMAZON IS FINALLY IN THE GOLD DEAL COMPETITION! 🪙🔥 RBL & IDFC offers are live, and Amazon has added a NEW ₹250 Cashback for Prime members! 💳 Flat ₹1,750 OFF with eligible RBL / IDFC Debit & Credit Cards. 🎁 + ₹250 Amazon Cashback ⏰ Prime Members only — valid TODAY! 🎯 STEP 1: Collect ₹250 Cashback FIRST 🔗 link.amazon/B01tX63e7 🛒 STEP 2: Pick Your 1g Gold Deal 💛 WHP Lakshmi Pendant @ ₹14,425 🔗 link.amazon/B09LgFeAH 🌸 Augmont Flower Pendant @ ₹14,375 🔗 link.amazon/B077rYCBy 🥇 PN Gadgil Gold Ring @ ₹14,175 🔗 link.amazon/B0cIDIcL9 🔥 Total potential savings: ₹2,000! ₹1,750 Bank Discount + ₹250 Cashback. 😎 Q-commerce has competition now. Let’s see who offers the better gold rate! ⚠️ Check eligibility, cashback and final price at checkout. #GoldDeals #AmazonIndia #RBLBank #IDFCFirstBank #AffiliateLinks
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KALYAN GOLD & SILVER DEALS ON SWIGGY! 🪙🔥 Gold prices are fluctuating! 👀 🪙 1g Kalyan 24KT Gold Coin ❌ Earlier: ₹14,799 🔥 Now: ₹14,499! 💳 EXTRA BANK DISCOUNTS: 🔴 RBL Credit Cards Code: RBLGOLD 🔥 ₹13,500/g (7.5% OFF, up to ₹1,000) 🔵 YES Bank Credit Cards Code: YESGOLD 🔥 ₹13,775/g (5% OFF, up to ₹1,000) ⚠️ Complete payment on the bank’s website. 🥈 Kalyan Silver Deals: • 10g Silver Coin – ₹2,169 • 20g Silver Coin – ₹4,319 • 50g Silver Bar – ₹10,789 • 100g Silver Bar – ₹21,529 ⚡ Prices may change anytime. Keep checking before placing your order! Gold or Silver? What’s your pick this time? 😍 #GoldDeals #SilverDeals #swiggyinstamart
🤖 Made with AI
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💛 What gold buying rate are you getting this Dhanteras? 🪔✨ Happy Dhanteras from Savings Simplified! May Goddess Lakshmi bless your home with prosperity, happiness, good health & financial abundance. 🙏 May your wealth grow, your investments shine, and your savings multiply! 💰 Keep earning smart, spending wisely & saving more! 🪔 शुभ धनतेरस! 🪔 Simplify • Spend • Save Team Savings Simplified 👇 Share your gold rates, deals and buying experiences in the comments. Let’s help everyone make smarter gold purchases!
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Savings Simplified retweeted
🪔✨ शुभ धनतेरस! ✨🪔 May Goddess Lakshmi bless you with wealth, prosperity, good health & happiness. ❤️ May your investments grow and savings multiply! 🪙💛 Stay Blessed • Stay Wealthy • Stay Golden! 🥇
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🚨 YES Bank Kiwi working too! Swiggy gold deal has another card option. One more Swiggy gold hack is already in the Gold Army WhatsApp channel 👀 Join here: savingssimpl.short.gy/WA_GAr… Exhausted the RBL offer? Try YESGOLD with your YES Bank Kiwi card. Price: around ₹13,700/g. Savings Simplified 🩵
🎉 CONGRATULATIONS TO EVERYONE WHO GRABBED THESE GOLD DEALS! 🪙❤️ Glad to see so many people locking in the lower prices before the revisions! 😍 👇 Join the GOLD ARMY! savingssimpl.short.gy/WA_GAr… 📢 Gold deals, price drops and stacking opportunities… all in one place. SavingsSimplified • Simplify • Spend • Save
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Savings Simplified retweeted
🎉 CONGRATULATIONS TO EVERYONE WHO GRABBED THESE GOLD DEALS! 🪙❤️ Glad to see so many people locking in the lower prices before the revisions! 😍 👇 Join the GOLD ARMY! savingssimpl.short.gy/WA_GAr… 📢 Gold deals, price drops and stacking opportunities… all in one place. SavingsSimplified • Simplify • Spend • Save
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🎉 CONGRATULATIONS TO EVERYONE WHO GRABBED THESE GOLD DEALS! 🪙❤️ Glad to see so many people locking in the lower prices before the revisions! 😍 👇 Join the GOLD ARMY! savingssimpl.short.gy/WA_GAr… 📢 Gold deals, price drops and stacking opportunities… all in one place. SavingsSimplified • Simplify • Spend • Save
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🔥 AMAZON PAY GV DISCOUNT STILL WORKING! Use it to buy Gold Coins on Swiggy / Blinkit / Zepto! 🪙 🔗 link.amazon/B0imHOEEa Get ₹30,000 worth of Amazon Pay Gift Cards for just ₹29,500! 😍 💰 Effective Discount: 1.67% OFF ➕ Additional credit card rewards on payment! How to maximise: • Buy 3 × ₹10,000 Amazon Pay GVs. • Pay just ₹29,500 instead of ₹30,000. • Earn additional credit card rewards. 🪙 Best use case: Utilise these GVs for Quick Commerce Gold purchases. Small discount, but stacking credit card rewards makes it even better! 🔥 #Affiliate
If you bought a lot of Amazon Pay to fulfill the HDFC Marriott Bonvoy spend offer, Instamart Gold Deals may be a good way to use that. And don't forget to connect your Swiggy account to Marriott Bonvoy to get even more points! RBL isn't working for most of the MasterCard holders anyway.
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🚪 ANOTHER DOOR CLOSED! 😅 CRED Pay is no longer available for Gold & Silver purchases. It was offering up to 10% cashback (₹1,500) on the #iykyk card for this purchase. One more gold-saving route gone! 🥲 Slowly, all the good stacking options are disappearing. PS: I never shared this route publicly. 🤫 H/t @VK_FinGrowth
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🚨 SPEND-BASED OFFERS ARE EVERYWHERE! 💳 After Kotak, IDFC FIRST, RBL, AU Bank and HDFC Bank, BOBCARD has also joined the party! 👀 Banks are increasingly sending personalised spend-based offers to cardholders. BOBCARD offers spotted: 🎁 1,000 Bonus Reward Points on ₹3,000 spends. 🪔 3,000 Bonus Reward Points on ₹45,000 spends. These offers may be targeted, so not everyone will receive the same milestone. 📩 Check your registered email and SMS inbox. You might have an offer waiting! Which bank has sent you a spend-based offer recently?
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This Dhanteras, let Gold shine while RBL Bank steals the spotlight! ✨💛 But the real festive love story is Rbl CARD + GV! 😉 #DoubleDip
Current Gold deals: Market Rate @ 14.3K/gm Swiggy @ 13500/gm (RBL Cards) Blinkit @ 14000/gm (RBL Cards) Flipkart @ ~14200K/gm (SBI Cards) Zepto @ 14250/gm (RBL & IndusInd Cards) Check your apps for available inventory in your pincodes and apply coupon codes for q-com deals. Track Gold Deals @ golddeal.in (Ecommerce deals are tough to add as they're pincode specific, will try to do something about it)
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SBI Rewardz is trending again, so here’s some REAL data. 👀🔥 📊 My November Reward Points earnings are in! Not just theory… actual points earned through SBI Debit Card transactions on our favourite payment category 🤭. The trick isn’t just earning points. It’s knowing how to maximise them, unlock higher tiers and get the best redemption value.💰 Would you look at SBI Debit Cards differently after seeing these numbers? 👇
💳 Credit Card Bill Payments at No Extra Charges! Most other bill payment routes are dead. But this SBI Debit Card hack is still working in 2026. 👀 Earn up to 0.5% back + 1000 points worth Rs.250/- per month as SBI Rewardz Points while paying your Credit Card bills. Current Working Methods ✅ Visa/Master Debit Card → SBI Unipay ✅ RuPay Debit Card (Virtual/Physical) → Paytm (Recommended) ✅ BillDesk payment links for Amex & Standard Chartered (even when using BillDesk links of other banks) ⚠️ CRED Update: The Debit Card payment option for ₹50K+ combined bills was available earlier, but it is currently not showing for many users. Treat it as temporarily unavailable until it returns. ⚠️ PhonePe no longer shows the Debit Card option for many users, so Paytm is now the preferred route. 🎁 SBI Rewardz points can be redeemed for gift vouchers, prepaid recharges and much more. Step-by-step guide below 👇 #CreditCards #SBIRewardz #Cashback
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Savings Simplified retweeted
🚨 TIMES PRIME UPDATE People were saying SonyLIV is gone… but it’s BACK! ₹100 Amazon Pay Gift Voucher: BACK 6 months SonyLIV: BACK The ₹1 Times Prime offer with an eligible Visa Signature credit card is still live. The update is that these benefits are back! 🔗 timesprime.com/payment?promo… Visa Signature cards that worked for me: • Scapia • Axis Atlas • AU Xcite Ultra • HDFC Regalia Gold Check the benefits in your account and confirm ₹1 at checkout before paying. Card eligibility may vary. Important: The ₹1 payment also sets up auto-debit for next year’s renewal. Cancel auto-renewal or the card mandate immediately after activation if you don’t want the renewal charge. Make sure cancellation is confirmed. Which Visa Signature card worked for you? 👇
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Big downgrade for BOBCARD users! 😕 Domestic lounge coverage has reportedly dropped from 83 to just 33 lounges. ⚠️ That’s 50 fewer lounges! If you hold a BOBCARD, don’t assume your card will work at the airport lounge you visited last time. ✈️ Check the revised lounge list before your next trip to avoid surprises.
Bad news if you use #BOBCARD for lounge access 😕 Coverage just dropped from 83 domestic lounges to 33. More than half lounges are gone. Your card may not work at lounge you used last time. Check the updated list on LoungeInsider before you fly. #ccgeeks
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🚨 TIMES PRIME UPDATE People were saying SonyLIV is gone… but it’s BACK! ₹100 Amazon Pay Gift Voucher: BACK 6 months SonyLIV: BACK The ₹1 Times Prime offer with an eligible Visa Signature credit card is still live. The update is that these benefits are back! 🔗 timesprime.com/payment?promo… Visa Signature cards that worked for me: • Scapia • Axis Atlas • AU Xcite Ultra • HDFC Regalia Gold Check the benefits in your account and confirm ₹1 at checkout before paying. Card eligibility may vary. Important: The ₹1 payment also sets up auto-debit for next year’s renewal. Cancel auto-renewal or the card mandate immediately after activation if you don’t want the renewal charge. Make sure cancellation is confirmed. Which Visa Signature card worked for you? 👇
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🚨 GOLD IS SHOWING SIGNS OF RECOVERY! Take that HDFC card out of the drawer and grab this deal! 👀 💳 ₹1,250 OFF with HDFC Credit Card 🎁 ₹250 Amazon Pay Cashback - 
🔗 link.amazon/B0715QLLy 🪙 BRPL 24KT Gold (1g) - 🔗 link.amazon/B0eo3kxvo 🔥 Stack both offers and bring down your effective gold cost! ⚠️ Cashback may be limited to one use per account. Check offer eligibility and final price at checkout. #GoldDeals #HDFCCreditCard #HDFCInfinia #AffiliateLink
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⚠️ IMPORTANT UPDATE! BRPL is still available at the old price! HDFC co-branded cards may not be eligible for the ₹1,250 instant discount. ❌ HDFC Marriott - Didn’t work for me ❌ HDFC Swiggy - Didn’t work for me I’d suggest using an eligible core HDFC Bank credit card. Check the discount at checkout before placing your order! 👀
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Savings Simplified retweeted
Gold Rate Today | Nov 2 | Kalyan Jewellers (per gram) 24K ₹13,936 🔺 (Yesterday ₹13,887) 22K ₹12,775 🔺 (Yesterday ₹12,730) 18K ₹10,452 🔺 (Yesterday ₹10,415) Source: Kalyan Website. savingssimpl.short.gy/WA_GAr… Follow WhatsApp channel for instant updates.
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🚨 LTF CREDIT CARD ALERT! 💳🔥 Planning to get a new credit card? November & December bring new LTF opportunities! 👀 ✨ MyZone Visa Credit Card: LTF savingssimpl.short.gy/AxsAll ✨ Privilege Visa Credit Card: LTF Savingssimpl.short.gy/AxsPri… 💳 Neo Credit Card: LTF offer continues! savingssimpl.short.gy/AxsAll ⚠️ Other existing LTF offers are expected to be withdrawn! 📌 Save this post and grab your preferred card while the offer lasts! Follow @SavingsSimpl for more credit card updates, deals & hacks. 💰 #CreditCards #LTF #SavingsSimplified
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