Santosh Sirur (@SirurS) header
Santosh Sirur (@SirurS) profile picture

Banker | Podcaster & RJ | TEDx HK Speaker | Coach | Author Host 'The Sound of Money' - Business, Economics & Personal Finance

Mumbai
Joined March 2011
Photo by Santosh Sirur (@SirurS)Photo by Santosh Sirur (@SirurS)Photo by Santosh Sirur (@SirurS)Photo by Santosh Sirur (@SirurS)Photo by Santosh Sirur (@SirurS)Photo by Santosh Sirur (@SirurS)Photo by Santosh Sirur (@SirurS)Photo by Santosh Sirur (@SirurS)
& Here's the 100th Episode of The Sound of Money ~ The Future of India’s Economy & AI...The Road Ahead ↳ Shri @amitabhk87 – Former CEO of NITI Aayog & G20 Sherpa, talks about his recently released book- ' Smarter than the storm' and shares insights on India’s transformation and the role of AI in sustainable development ↳ Shri @neelkanthmishra – Chief Economist at Axis Bank, breaks down India’s macroeconomic outlook ↳ Shri @MFBALA –MD & CEO Aditya Birla Sunlife AMC , discusses mutual funds and India’s evolving investment landscape ↳ Shri @NileshShah68 – MD Kotak Mahindra AMC shares his perspectives on financial inclusion and emerging opportunities ↳ Shri Navneet Munot– MD & CEO HDFC AMC talks about financial literacy and long-term growth potential ↳ Ms. @SPillay_KPMG, Partner & India Leader GCC KPMG India – explores the rise of Global Capability Centers (GCCs) in India ↳ Ms @monikahalan, Writer, Author & Speaker – offers practical insights on personal finance and inclusion ↳ Dr @pramodkvarma – Co-founder of NFH, Beckn Protocol and Finternet co-creator of India Stack, discusses digital public infrastructure and innovation. 8 Industry Leaders, 1 Host on The Sound of Money @SoundOfMoney1 [ Full in-depth interviews of each of the guests will be released in upcoming weeks] YT Link: youtu.be/XBdlfQNMiSk?si=yG4r…
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I haven’t come across a video like this in a long time this lady gives a rational breakdown of the current situation in India. It’s truly an eye-opener for the skeptics. Hats off to her for such a beautiful presentation.
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One of the most underrated prescriptions for diabetes? MOVEMENT. You don’t necessarily need a gym membership or complicated workout routine. Start with: 🚶 10 minutes walk after meals. 🏃 150 minutes of moderate physical activity every week. 🏋️ Strength training 2-3 times a week. 🪑 Break prolonged sitting every 30–60 minutes. Small bouts of movement add up. Your muscles are among the biggest consumers of glucose. Put them to work! #WorldDiabetesDay
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One outlook you can still open today! Watch our monthly market outlook now: youtu.be/iMNgGXoQzYk
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Something is very suspicious about the timing of Jensen Huang’s resignation from Nvidia. Why did it take so long for his affair with an alleged Chinese spy to gain traction? Six months ago, a tiny Brooklyn short-selling shop called Culper Research published a 40-page report laying out the China angle. With zero Wall Street connections, it tracked chips flowing through Singapore and Malaysia to Megaspeed and printed photos of Jensen and Alice together. But nobody cared. Nvidia’s stock went up. Even crazier, our own government has known about this since 2025 and Marco Rubio’s office circulated a classified spy memo this spring. Then suddenly, right on top of the midterms, the story finally became mainstream. The New York Times dropped it on October 29, forcing Jensen to admit to an affair on November 8. Only then did Nvidia’s board open an investigation. Then yesterday, the Times struck again with a second affair report involving Nvidia’s VP of healthcare, accelerating the board’s push to oust him right before today’s resignation. Meanwhile, short sellers had already loaded up on protection for over a week before the stock crashed. And this is all conveniently coming up the week Anthropic is launching its massive IPO roadshow. Anthropic and OpenAI make their money keeping AI locked down in centralized, closed models you have to rent by the minute. Meanwhile, Jensen Huang was a loud champion for open-source AI, building the chips so everyday people could run AI on their own computers. And of course, the Democrats just took power in Congress and many states. And they’re not exactly friendly to AI expansion. So once again: why is all of this happening right now?
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Replying to @SirurS
Thanks Santosh Bhai. Returns are in the hand of God. “वक्त से पहले और किस्मत से ज्यादा कभी किसी को नहीं मिलता” I can try to spread positivity. As Kavi Makrand Dave said ગમતું મળે તો અલ્યા, ગૂંજે ન ભરીએ ને ગમતાંનો કરીએ ગુલાલ. મુઠ્ઠીમાં રાખતાં તો માટીની પાંદડી ને વેર્યે ફોરમનો ફાલ.
 Joy / positivity lose their fragrance when kept locked in a closed fist. Sharing what you love multiplies spreads fragrance everywhere
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Now @sampitroda chori also 😂
Happy Diwali and Nutan Varsh Abhinandan to you Sam Bhai and to Anjana Ben. Praying for a joyful and healthy year ahead. Jai Jagannath! @sampitroda
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Amazing moment. US soldier sharply reprimands SecDef Pete Hegseth’s group at the Tomb of the Unknown Soldier after someone is heard laughing during a photo-op.
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Managing triplets means triple the love, triple the chaos, and triple the fun! 🥹❤️ What a beautiful family routine!
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Ne zaman pes edecek olsam aklıma bu video geliyor
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इस वीडियो को एक बार नहीं, दो बार देखो। पहली बार में तुम्हें सिर्फ आवाज़ सुनाई देगी। दूसरी बार में तुम्हें ज़िंदगी दिखाई देगी। इंदौर की एक सड़क है। रात का समय है। पीछे एक बंद दुकान का शटर है, जिस पर DUKOLL लिखा है। ऊपर टिमटिमाती हुई छोटी-छोटी लाइटें हैं। और उसी शटर के सामने खड़े हैं तीन लोग। एक तरफ एक माँ है, लाल साड़ी में। कंधे पर एक बड़ा सा काला बैग। उसने अपनी बेटी को सीने से लगा रखा है। बीच में एक छोटी सी बच्ची है, काली फ्रॉक में। और दूसरी तरफ उसके पापा हैं, हरी शर्ट में, गले में एक छोटा सा माइक, और कंधे पर लटका हुआ एक लकड़ी का डिब्बा - जो उनका स्पीकर है, उनका स्टेज है, उनकी पूरी दुनिया है। ये दोनों पति-पत्नी देख नहीं सकते। हाँ, भगवान ने इनकी आँखों की रोशनी छीन ली। पर भगवान ने इन्हें जो दिया, वो किसी-किसी को देता है - गले में सरस्वती। जब ये आदमी गाता है, तो सड़क पर चलती गाड़ियां धीमी हो जाती हैं। जब ये औरत गाती है, तो लोग अपने फोन नीचे रखकर सुनने लगते हैं। इनके पास कोई बड़ा स्टूडियो नहीं है। कोई म्यूजिक डायरेक्टर नहीं है। कोई इंडियन आइडल का मंच नहीं है। इनके पास सिर्फ एक पुराना स्पीकर है, एक टूटी-फूटी सड़क है, और एक आवाज़ है जो सीधे दिल में उतर जाती है। सोचो, जिस आदमी को ये नहीं पता कि सामने कौन खड़ा है, वो कैसे गा रहा है? जिस औरत ने कभी अपनी बेटी का चेहरा नहीं देखा, वो अपनी बेटी को इतने प्यार से कैसे पकड़े हुए है? क्योंकि देखने के लिए आँखें नहीं, दिल चाहिए। और इनके पास दिल सबसे बड़ा है। ये लोग भीख नहीं मांग रहे। ये अपनी प्रतिभा बेच रहे हैं। ये गा-गाकर अपनी बच्ची का पेट पाल रहे हैं। इनकी बेटी को देखो। वो कभी माँ के सीने से लग जाती है, कभी पापा की तरफ देखती है, कभी कान पर हाथ रख लेती है। वो छोटी है, पर उसे पता है - मेरे मम्मी-पापा गा रहे हैं, मतलब आज घर में खाना बनेगा। और हम? हम क्या करते हैं? हम AC वाले कमरे में बैठकर, बड़े-बड़े सिंगर्स को जज करते हैं। "इसकी आवाज़ में दम नहीं है", "ये तो ऑटो-ट्यून है।" और असली हीरा सड़क पर खड़ा होकर, 10 रुपये के लिए गा रहा है, और हम बिना रुके आगे निकल जाते हैं। इनको कभी किसी सिंगिंग कॉम्पिटिशन में मौका नहीं मिलेगा। क्यों? क्योंकि इन्हें खुद को पेश करना नहीं आता। इन्हें नहीं पता, रील कैसे बनती है, वायरल कैसे होते हैं, कैमरे के सामने कैसे मुस्कुराते हैं। इन्हें बस एक ही चीज़ आती है - दिल से गाना। और यही इनकी सबसे बड़ी हार है, और सबसे बड़ी जीत भी। आज इस वीडियो को देखकर एक वादा करो। अगर कभी इंदौर में ये परिवार तुम्हें सड़क पर गाता हुआ मिले, तो रुकना। दो मिनट रुककर सुनना। और जो बन पड़े, वो देना। क्योंकि तुम 10-20 रुपये नहीं दे रहे, तुम एक कलाकार को इज्ज़त दे रहे हो। और इस वीडियो को इतना शेयर करो, कि ये आवाज़ इंदौर की सड़क से निकलकर पूरे हिंदुस्तान तक पहुंच जाए। ताकि किसी बड़े मंच पर, किसी बड़े शो में, एक दिन ये दोनों बैठे हों, और पूरा देश खड़े होकर इनके लिए ताली बजाए। क्योंकि प्रतिभा को आँखों की जरूरत नहीं होती। प्रतिभा को सिर्फ एक मौके की जरूरत होती है। शेयर करो, ताकि इनकी आवाज़ को वो सम्मान मिले, जिसके ये सच में हकदार हैं। ❤️
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Kahin Deep Jale Kahin Dil…. Young Sunidhi Chauhan ❤️
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This is THE best Deepavali ad film I have seen this year, among the many, many ads I have seen in the last few days. Terrific work by Amazon India and Ogilvy. Why is it so good? First, the focus is clearly on the emotion behind the festival. The focus is on the family getting together. But it doesn't happen in a conventional way. It is triggered by one person, through a shared memory. That personal touch, invoking a memory, and through that, love for each other, is the crux in the writing. Second, the brand's role. Any e-commerce brand would be tempted to use as starting point the many offers they have around Deepavali. Selling the point, after all, right? Wrong. There is a space for tactical, functional 'sales' and 'offers' led communication, and there is a separate space for festive advertising that puts the nature of the festival first, the brand incidental. So, Bittu orders for this elder brother and sister, the most ordinary, non-Deepavali item through Amazon! But, to the characters inside the ad, it holds tremendous value fully in context of Deepavali. That's excellent thought in the writing - to frame something so ordinary as an empty bottle (enabled through Amazon) as an item of great significance inside Deepavali. And finally, the way it all comes together. The elder brother and sister do get emotional when they see Bittu, but just a few fleeting seconds. They get back to their character almost immediately, pulling Bittu's leg and being the playful elder siblings they already are. We Indians love melodrama, of course, but the ad doesn't overdo it and the writing keeps the character arcs intact. Loved it! #advertising #marketing #deepavali PS: Don't let anyone tell you that India doesn't have a concept of a Deepavali ad film. We absolutely do, and always have, for quite some time now. No doubt it mirrors the West's Christmas template (homecoming and the joy of being together being the two common elements, with Christmas films pivoting towards giving/joy of giving and Deepavali films pivoting towards light, celebration, eating/sweets, etc.). I watch more than 100 Deepavali films every single year and even did a huge compilation with template notes in 2023: tinyurl.com/deepav2023
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Attitude Matters Are you with Jantar Mantar Choo Mantar or with the real Champion #Checkmated
How to differentiate a loser from real champions Both cockroach mukhia and our chess champions spent Diwali night at an airport But how they faced it is so important and reflects their attitude and mindset What do you feel friends
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The one lesson older investors have learnt that the new ones learnt this time round is this: don't listen to the daily news cycle or the doom stories about markets. Don't listen to the bull run and doubling of returns stories about markets. Investing in risk is not a sure thing, but if done right, it keeps your money ahead of taxes and inflation. Happy Diwali!
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She Proved : English is Just a Language not a knowledge Her accent 🔥🔥
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NMACC Library is open. "The Library" at the Nita Mukesh Ambani Cultural Centre (NMACC) is open. It is located on the ground floor near Gate 11 in the Bandra Kurla Complex. Timings: Open daily from 8:30 AM to 11:30 PM. Features: It features a collection of over 4,500 books spanning various genres, an all-day café, a special stage for literary events, and the complete Amar Chitra Katha collection. Books are available for both reading on-site and purchase. The Librarian is on X. He had mentioned about this a few weeks ago. I do not see his tweets. For some 1000 new followers (and the 11,000 followers who don't know), I have co-authored 2 Amar Chitra Katha comics. I never knew it was a big thing, until 2 Canadian Gastroenterologists (doctors) told me they are fans of ACK (ergo, me too!).
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Why not ₹100 but ₹101? Why not ₹500 but ₹501? Why not ₹1,000 but ₹1,001? The beautiful significance behind this tradition, explained beautifully by a foreigner. I'm sure Rahul Ghandy would never know this nor will try to find out!
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Dear @narendramodi_in This is what is needed for class 11th and 12th standard students also. Send S Jaishankar, Ashwini Vaishnav, Sambhit Patra, Jyotiraditya Scindia to interact with the generation which will start voting from the next year....
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Loving this!
No connection perhaps, but I love how every racist that targeted Indians has been humiliated in the U.S. Midterms. Here’s the list:
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🚨 ABSOLUTE BLOODBATH ON WALL STREET! Over $2.7 TRILLION wiped out from US stocks in just under 2 hours as AI and semiconductor stocks went into freefall. Democrats’ sweeping midterm victory has triggered fears of tighter AI regulations and a slowdown in the massive data-centre expansion. The AI boom is suddenly facing a major political and market reality check. Did Democrats just burst America's AI bubble?
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