Nick | Dividend Investor & Educator

Bitcoin + dividend stocks + growth stocks + rental properties = my path to financial freedom.

Tomorrow is Halloween. It’s also tax day for my two kids. 20% of the Reese’s Peanut Butter cups goes to Dad. Never stop teaching your kids valuable lessons.

This is awful. Part of the reason why I moved all my Bitcoin to $FBTC

Get rich but don’t act rich. That’s the way.

The rising fuel cost gets passed to the customer as well. Flight cost to some locations have become less affordable.

The benefits of reinvesting dividends: -It’s automated -Your position grows faster -Funds get put to work immediately -Allows you to buy fractional shares -Dollar cost averaging buying shares -Compound interest begins to take over

The best thing you can buy yourself isn’t a big house or a fancy car. It’s financial freedom and the ability to live life on your own terms. I think about this everyday.

$SCHD is quietly up 28% year to date.

A very exciting week of earnings. Growth and dividend stocks.

Grind like your net worth is $0.

Coca-Cola vs. PepsiCo $KO Coca-Cola • Market cap: ~$399B • Trailing revenue: ~$50.1B • Trailing net income: ~$14.3B • Dividend yield: ~2.29% • Quarterly dividend: $0.53/share • Annual dividend: $2.12/share • 64+ consecutive years of annual dividend increases • Dividend payout ratio: ~63.7% • Quarterly dividend payments • Trailing P/E: ~27.9 • Forward P/E: ~27.3 • Strong global beverage brands • Products sold in 200+ countries and territories • Major brands: Coca-Cola, Sprite, Fanta, Powerade, fairlife, Dasani, smartwater • Main strengths: Profitability, brand power, dividend growth history • Main risks: Higher valuation, lower dividend yield, sugar taxes and changing consumer preferences $PEP PepsiCo • Market cap: ~$185B • 2025 revenue: ~$93.9B • Quarterly revenue (Q3 2026): ~$25.3B • Dividend yield: ~4.37% • Quarterly dividend: $1.48/share • Annual dividend: $5.92/share • 54+ consecutive years of annual dividend increases • Dividend payout ratio: ~74.5% • Quarterly dividend payments • Trailing P/E: ~17.0 • Forward P/E: ~16.0 • Diversified food and beverage business • Products sold in 200+ countries and territories • Major brands: Pepsi, Mountain Dew, Gatorade, Lay's, Doritos, Cheetos, Quaker • Main strengths: Higher yield, lower P/E, snacks and beverage diversification • Main risks: Higher payout ratio, operating costs, competition and consumer price sensitivity

Nothing at Target or Amazon is worth paying 25% of interest on your credit card bill. You don’t have to have it that bad.

Very interesting. The biggest risk isn’t competition, it’s dependency. When your partners are also your rivals, growth comes with a hidden cost.

Boring investing builds wealth.

$214 in dividends this morning. My goal isn’t to look rich. It’s to build wealth that pays me for life.

Ai is more than just telling commands to ChatGPT. It’s allowing companies to thrive that are making every day products.

The 4% rule is outdated. Selling shares to fund retirement vs. living off dividends. One eats your portfolio in a down market. The other continues to pay you if the market is up or down. I’m going with the cash flow.

When I retire, my wife and I would really like to have property in a few different countries. Italy, Dominican Republic, USA. Spend a few months at a time in each. That’s part of my definition of wealthy.

99% of your problems as a dividend investor will go away if you: •Think long term •Stay consistent •Don’t panic sell •Use diversification •Know your investments •Reinvest your dividends •Buy and hold. Buy and hold •Repeat these steps over time

$META is allocating cash to improve operations. AI data centers.
 AI chips and servers.
 Infrastructure expansion.