Worst personal finance takes on 𝕏: - frugal-ing your way to wealth - FIRE - the idea that we’re worse off than 40, 30 or even 10 years ago - ignoring the explosion in HH wealth - the false idea that college is more expensive now than a decade ago Any more?

American wages are not keeping up with inflation. US average hourly earnings adjusted for inflation fell -0.3% YoY in September, marking the 5th consecutive decline in real wages. This follows a -0.2% YoY decrease in August, -0.3% in July, and -0.8% in June, the largest decline since May 2023. This marks a sharp deterioration from +1.3% YoY growth in real wages recorded in February. This all comes as US CPI inflation has remained above +3.0% for 6 consecutive months, the longest such streak since mid-2024. Meanwhile, in nominal terms, average hourly earnings rose +3.0% YoY in September, their slowest growth since May 2021. Nominal wage growth has been in a downtrend since March 2025, when earnings grew +4.2% YoY. Inflation is eroding the spending power of Americans.

For reference, Baby Boomers own over half of all the wealth in America. Gen Z owns less than 10%.

JUST IN: 🇺🇸 US boomers overwhelmingly support higher taxes on younger workers to maintain current Social Security benefits, poll shows.

The $100,500 sale officially went through. More and more Pokemon cards are hitting six figures everyday.

You have to ask yourself why your "I deserve this" mentality only applies to buying things, & why it doesn't apply to putting yourself in a better position health wise, financially, & skill wise Imagine what would change, if you applied that energy to things that make you better

I'm not sure people around me know how determined I am to retire by 40 If I made $1 for every single post I made on here I would find a way to make 2,000,000 posts over the next 8 years Whatever it takes, I'll make it happen

Here’s a look at the $124.99 Colossal Burger at Dodger Stadium. It is a 24-once patty with American cheese, shredded lettuce, tomatoes, pickles, grilled onions and secret sauce on a 10-ounce brioche bun,

“Young people can’t afford to buy assets anymore” Random 28 year old: -Bought house in 2021 for $250k with a 3% rate -Has $27k in a 401(k) just from getting the match -Childhood Pokémon collection is worth $9k -1 year left to pay off car bought in 2022

How much money would it take for you to quit your job tomorrow morning?

Bitcoin has a 43% CAGR over the past 4 years $VOO has a 23% total return CAGR People will still act like VOO is better