Team Renick with Mangrove Realty Associates Inc.

Does a Florida seller get a Closing Disclosure? Yes, if the sale involves a TRID-covered mortgage transaction. 📄 The settlement agent provides it, due no later than the day of consummation. All-cash sale? TRID doesn't require one. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/does-th… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #FloridaSellers #ClosingDisclosure TR-1031-B1

Who owns a Florida home during probate? Generally the heirs, beneficiaries, or surviving co-owner entitled to it. 🏡 Not the personal representative just because they administer the estate. Survivorship and protected homestead follow different rules. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/who-own… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #Probate #FloridaRealEstate TR-1031-B4

Can you write off HOA special assessments on a Florida personal residence? No. 🧾 A qualifying capital-improvement assessment may be added to your tax basis instead. Rentals differ: repair assessments may be deductible; improvements are generally capitalized. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/can-hoa… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #FloridaHOA #TaxTips TR-1031-B3

Can you use a money order for earnest money in Florida? Maybe. 💵 The Florida Realtors/Florida Bar AS IS contract refers to "checks subject to Collection" and doesn't expressly list money orders. Confirm with your escrow agent before you buy one. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/can-you… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #EarnestMoney #FloridaRealEstate TR-1031-B2

🏡 $500,000 to $750,000 closings Sarasota (21): about 2,200 sq ft, $585,000, 57 days to contract Manatee (22): about 2,400 sq ft, $579,000, 101 days to contract More house in Manatee, a longer wait for a buyer. Team Renick: Sarasota and Manatee real estate specialists, comparing counties for your budget. The numbers behind the report, refreshed daily → blog.teamrenick.com/market-r… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #CoastalMarketReport #SarasotaRealEstate TR-1031-CR-1

🏘️ Wellen Park, active listings 140 listings, 59 listed 90+ days 43 cut price (about 31%) Rest of 34293: 44% Palmera median 34 days, Esplanade 159 Not one market. Village by village, Team Renick: Wellen Park real estate specialists. The numbers behind the report, refreshed daily → blog.teamrenick.com/market-r… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #DataBehindTheDeal #SarasotaRealEstate TR-1031-DD-1

8 condos. 8 boat lifts. 1,335 cubic yards of dredging. Longboat Key unanimously approved a rare canal dredge for the Evolve condo at 5630 Gulf of Mexico Dr — direct Sarasota Bay access for every owner. Construction early 2027 or sooner. Longboat Key boating news from Team Renick, your real estate specialists. 📍 Follow the Lifestyle Lane rail for daily Area Happenings: blog.teamrenick.com/lifestyl… 🌴 Everything we know about Florida's West Coast, in one place: gulfcoastdecoded.com/ 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #AreaHappenings #LongboatKey TR-1031-AH-1

💸 Wellen Park buyers: add a column called Not Yet Included or Confirmed next to every quoted payment. HOA, district assessments, taxes, insurance. Team Renick: Wellen Park real estate specialists who build the real number. 🔎 Explore our Wellen Park monthly payment guide: blog.teamrenick.com/wellen-p… 📞 Questions? Call Michael at 941.400.8735. 🌴 More from Team Renick: gulfcoastdecoded.com/ 🏡 Property search: search.teamrenick.com/ #WellenPark TR-1031-OR-1

👻 Some MLB players say the 1925 Vinoy in St. Pete is haunted, and the LA Times reported Pirates players once checked out. A Dodgers official called it urban legends. Happy Halloween. Team Renick: Florida West Coast real estate specialists who like a good ghost story. ▶️ Watch the full Hidden Gems series: blog.teamrenick.com/lifestyl… 🌴 Everything we know about Florida's West Coast, in one place: gulfcoastdecoded.com/ 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #Halloween #HiddenGems TR-1031-HG-1

$711. Naples-Marco Island's median monthly HOA dues, highest among Florida metros in Realtor.com's comparison (2019-2025 listing data). 🏘️ By dues vs. mortgage P&I, Miami-Fort Lauderdale-West Palm led: $617, 26.9%. No single "most expensive HOA" was named. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/which-i… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #FloridaHOA #FloridaRealEstate TR-1030-B1

Is there a cap on HOA fees in Florida? Generally, no. 📈 Florida law sets no universal percentage cap on regular assessment increases for Chapter 720 HOAs. Your governing documents might. Read them before you buy. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/is-ther… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #FloridaHOA #FloridaRealEstate TR-1030-B2

Title insurance vs. property insurance in Florida: 🏡 Title = covered legal ownership problems. Property = covered damage to your home and related risks. One doesn't replace the other. And a lender's title policy protects the lender, not you. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/what-is… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #TitleInsurance #FloridaRealEstate TR-1030-B4

What not to do during Florida probate: assume authority over estate property, distribute assets before checking obligations, miss required notices, or mix estate money with your own. ⚖️ The personal representative is a fiduciary (FS 733.602). ⏭️ To Read the Full Blog: gulfcoastdecoded.com/what-no… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #Probate #FloridaRealEstate TR-1030-B3

🏚️ Distressed closings, Sarasota + Manatee 6 closed: 3 bank-owned, 2 probate, 1 short sale Median sold: $220,000 Median close: about 99% of list Other resales: around 96.5% Small sample, lower-priced homes. Distressed deal or not, Team Renick real estate specialists compare it to its own tier. The numbers behind the report, refreshed daily → blog.teamrenick.com/market-r… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #CoastalMarketReport #SarasotaRealEstate TR-1030-CR-1

🏗️ Parrish 483 of 780 active listings below original ask 11 of 23 above-list closings across both counties 8 of those 11 new construction Cuts and above-list sales can coexist. Parrish real estate specialists, builder sale or resale: ask Team Renick. The numbers behind the report, refreshed daily → blog.teamrenick.com/market-r… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #DataBehindTheDeal #SarasotaRealEstate TR-1030-DD-1

$1.4M parkland lot + $400K for 3 beach lots. That's the Siesta Key Beach Access 3 swap Sarasota County advanced 4–1. Supporters say it ends years of lawsuits; residents just filed a new one. Who keeps the beach? Team Renick, Siesta Key real estate specialists, keeps you posted. 📍 Follow the Lifestyle Lane rail for daily Area Happenings: blog.teamrenick.com/lifestyl… 🌴 Everything we know about Florida's West Coast, in one place: gulfcoastdecoded.com/ 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #AreaHappenings #SiestaKey TR-1030-AH-1

📄 Before you run the numbers on a rental, confirm it's allowed to be one, in the governing documents, not from the seller. Team Renick: Sarasota and Manatee real estate specialists for investors. 🔎 Explore our Investment Property guide: blog.teamrenick.com/team-ren… 📞 Questions? Call Michael at 941.400.8735. 🌴 More from Team Renick: gulfcoastdecoded.com/ 🏡 Property search: search.teamrenick.com/ #RealEstateInvesting TR-1030-OR-1

🌼 Thomas Edison's team tested more than 17,000 plants at his Fort Myers lab looking for homegrown rubber. The winner was goldenrod. Team Renick, Florida West Coast real estate specialists. We love an inventor's backstory. ▶️ Watch the full Hidden Gems series: blog.teamrenick.com/lifestyl… 🌴 Everything we know about Florida's West Coast, in one place: gulfcoastdecoded.com/ 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #ThomasEdison #HiddenGems TR-1030-HG-1

A flood determination form is FEMA's Standard Flood Hazard Determination Form (FF-206-FY-21-116). 🌊 It shows whether the building securing your loan is in a Special Flood Hazard Area. Outside an SFHA doesn't mean zero flood risk. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/what-is… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #FloodInsurance #FloridaRealEstate TR-1029-B2

How much less should you offer when paying cash for a Florida home? Don't assume a fixed discount. 💵 The widely cited 9% and 10% figures aren't standard discounts off list price. Base it on comps, condition and local competition. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/how-muc… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #CashBuyers #FloridaRealEstate TR-1029-B4