TheLadyintheBlack is an ex personal finance blogger but still pursuing a profitable life. Fighting the fight to be debt free.
California, USA
Joined April 2017
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It is with tears in my eyes that I announce The Lady’s retirement from blogging. In a perfectly ironic move, I bounced a payment for site hosting and my site was wiped. And no they can’t recover it.
My daughter received a generous cash gift for the holidays. I asked her what she wanted to do with it. She said save it. So I invested it her custodial account and report the funds current value to her everyday. Turning $200 into $248 in 8 days?
Ok @BudgetsAreSexy. I did it. I calculated my 2020 year-end net worth. Findings for year from hell: improved my net worth by $8k. Both assets and liabilities went up. Big moves=paid off car loan, value of investments tripled. Still a Lady in the Red, sadly.
Anyone else have a Post-It note that reads “Do Budget” stuck on your mirror....for months...and another one that says “Pay Down Credit Card” but the dozen or so other little tasks have been completed and taken down? Just me?
The Lady isn’t quite “in the black” yet but I’ve tripled my investments during a global pandemic. Does that amount to a hill a beans? Not really but, to me, yes. A very small hill of beans. I’m thankful to the Twitter PF community for teaching me so much. #profitablelife
I’ve worked toward this for a long-ass time. Things can turn around. Persistence and patience. #profitablelife
I just walked through IKEA chanting “you want less, not more” in my head. I walked out without a thing! #profitablelife
I just paid off my car loan!!! 5 months early. If you all recall, I had a very horrible interest rate due to bad credit...so suck it Santander. I’m moving on!
What is the appropriate cocktail to drown in following the act of cancelling your family’s summer vacation plans due to COVID? Wine seems too elegant. A martini too dainty.
I’m heartbroken. Back in February, I planned for (and paid for) a vacation to my hometown. I can’t go because NY won’t let me in (as my current state is COVID spiking CA). I get it but I’m broken. #fuckcovid #WearADamnMask
To all my followers who are scraping and struggling and saving as best you can, you are doing great. You know this is true deep inside. Take a moment to dig deep and give yourself some credit.
TheLadyintheBlack retweeted
There’s a lot going on in the world and while I fear getting skewered for talking about money right now, can I just remind my followers that financial improvement is a slow process? Give yourself credit for how hard you are trying and how far you’ve come. #profitablelife
Today, I’m taking time to reflect on racial injustice and what I may do to balance the scales. This isn’t a political issue, it’s a humanity issue. As part of the human race, I hold myself accountable.
TheLadyintheBlack retweeted
If you want to write a Dear Debt letter (breakup letter to debt) for Dear Debt or share your mental health + money story for @mentalHandW, get in touch :)