Timothy Bayode

We started Starlit Pay with one goal: to make private payments as simple as sending a text message. Money is personal. What you earn, what you spend, and who you pay says a great deal about your life. Yet on most blockchains, every payment is public by design. Anyone who knows your account can see who you paid, how much you sent, and how much you have left. Your salary, your rent, your savings: permanently on display. The tools that promise privacy have rarely made things easier. They ask people to learn unfamiliar terms, safeguard long recovery phrases, copy addresses dozens of characters long, and keep a separate currency on hand just to cover fees. For most people, privacy ends at the first step. Starlit Pay changes that. Sign in the way you unlock your phone. Use your fingerprint or face. No recovery phrases to write down, no passwords to forget. Pay people, not addresses. Send money to anyone on Starlit by their username, in digital dollars or XLM. Leave the fees to us. Starlit covers the network fees, so you never need to hold an extra currency just to make a payment. Private by default. Every payment is protected before it leaves your device. Your balance, the people you pay, and the amounts you send stay between you and your recipient. The network confirms that each payment is valid without ever seeing the details. Behind that simplicity is serious technology, built on Stellar and on open, peer-reviewed cryptography. But you don't need to understand any of it to use it. That's the point. Today, Starlit Pay is available in public beta on the Stellar test network. You can create an account in seconds, claim free test funds, send private payments to friends, request money with a payment link, and download your statements. Everything runs with test funds, and the platform has not yet been audited, so please don't use real money for now. What comes next: faster payments on mobile, an independent security audit, and then the launch on Stellar's main network. We'd love for you to be part of it. Try Starlit Pay, send your first private payment, and tell us what you think. Every piece of feedback helps us build a better product. Private payments, made simple. starlitpay.xyz