Save. Grow. Spend. A savings technology built like a fortress. Earn 12% target APY in the Fountain. Ecosystem live on Base since 2024. $URM
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Joined October 2025
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Every money system has tried to be stable enough to spend and scarce enough to trust. Few have managed both.
Gold is scarce, but its supply can't grow. In the Great Depression, people hoarded it, money couldn't expand, and prices collapsed.
Bitcoin, digital gold, has the same limit: one asset trying to be both the money and the reserve.
URM splits the two, then connects them.
URM is the money. Its supply expands with demand.
HESTIA, Ultraround and RAGE are the reserves. HESTIA and Ultraround stay scarce, and RAGE is backed by a growing treasury.
Separate parts that feed each other. New deposits fund reserve purchases, and stronger reserves back more URM.
The proof is in the yield. Stablecoin yields today:
The Fountain: 11.4%
Aave (Base): 5.1%
Ethena sUSDe: 4.8%
Sky sUSDS: 3.8%
Aave (Ethereum): 3.8%
Paid by real borrowers. 12% target.
The new gold standard.
ultraroundmoney.com/urm/foun…
Fountain currently delivers a 9.55% effective yield, with a target APY of 12%.
Here's a look at its latest performance:
- 50,274 URM staked
- 50,044 fURM in total supply
- 1.0046 URM per fURM
- 40,024 URM capacity
- 13.16 in daily interest
- 196.96 in accrued yield
- 20,000 URM available for withdrawal
Each $fURM currently represents approximately 1.0046 $URM in redemption value, reflecting the growth in the vault's share value.
With a 9.55% effective yield and a 12% target APY, Fountain continues to build its fee-based yield model around protocol activity.
Deposits, accrued yield, share value and available liquidity provide a transparent view of the vault's performance.
Explore Fountain here: ultraroundmoney.com/urm/foun…
Breaking the circularity in crypto is the next big unlock: real yield and endogenous demand.
Precisely what @URMdollar has been building. Stable money you spend, separated from the reserves that back it.
Real borrower fees fund the yield. Every Fountain deposit helps fund new reserve purchases.
The new gold standard.
Fountain is now listed on DeFiLlama Yields.
fURM’s APY and TVL are now tracked on DeFiLlama, making Fountain discoverable to users, aggregators, wallets, and protocols across DeFi.
Fountain targets 12% APY, generated from real borrower interest through URM’s CDP.
Thanks to @coolsheet69 for building the adapter and getting it through review.
11.4% on a stablecoin. More than double aave on @base.
How it works in 10 seconds 👇
Every money system has tried to be stable enough to spend and scarce enough to trust. Few have managed both.
Gold is scarce, but its supply can't grow. In the Great Depression, people hoarded it, money couldn't expand, and prices collapsed.
Bitcoin, digital gold, has the same limit: one asset trying to be both the money and the reserve.
URM splits the two, then connects them.
URM is the money. Its supply expands with demand.
HESTIA, Ultraround and RAGE are the reserves. HESTIA and Ultraround stay scarce, and RAGE is backed by a growing treasury.
Separate parts that feed each other. New deposits fund reserve purchases, and stronger reserves back more URM.
The proof is in the yield. Stablecoin yields today:
The Fountain: 11.4%
Aave (Base): 5.1%
Ethena sUSDe: 4.8%
Sky sUSDS: 3.8%
Aave (Ethereum): 3.8%
Paid by real borrowers. 12% target.
The new gold standard.
ultraroundmoney.com/urm/foun…
Deposit $URM, get fURM, redeem for URM + yield.
ultraroundmoney.com/urm/foun…
Fountain update:
50,036 URM staked and 25.75 URM in yield accrued.
Fountain brings a yield-bearing use case to URM through fURM, primarily funded by interest from CDP borrowing.
11.20% effective yield. 12% target yield.
Put your URM to work now
ultraroundmoney.com/urm/foun…
Fountain turns borrowing activity into yield for $fURM holders.
Borrowers pay stability fees when they use the URM CDP.
Those fees generate protocol revenue, which flows into Fountain and supports the yield earned by fURM holders.
The flow is simple:
- Borrowing activity generates fees
- Fees fund Fountain
- Fountain supports fURM yield
That creates a direct link between borrowing activity across $URM and the yield available through Fountain.
Fountain currently targets 12% APY, with simple mechanics and full on-chain visibility.
See Fountain live and follow the vault on-chain:
ultraroundmoney.com/urm/foun…
Public verification post for listing of Ultraround Money URM on @coingecko
Request ID: CL1310260048
Terminal URL:
geckoterminal.com/base/pools…
The Fountain is live.
Deposit URM and receive fURM, a savings share whose value in URM grows over time, targeting 12% APY. The yield is funded by real protocol fees.
Audited by CTDSEC and checked with multiple advanced security scanners.
Over the next 2 weeks, we're confirming everything runs smoothly. A redeploy remains possible during this period.
Once confirmed:
- The 12% bonus goes to early $URM holders who entered the Fountain
- The Uniswap v4 hook goes live, so any token can swap directly to $fURM on Uniswap
fURM:
0xBe8364A086E0DbA64F186B412C2Dae6Ee0F4242B
Access Fountain here:
ultraroundmoney.com/urm/foun…
fURM turns a Fountain deposit into a position you can keep using across DeFi.
When you deposit into Fountain, you receive $fURM, an ERC-4626 vault share that represents your position in the vault.
You can hold fURM and earn yield through Fountain, use it as collateral, pair it with another asset, loop it, wrap it, or integrate it into other protocols.
That gives your Fountain position more utility while keeping it represented by a fungible on-chain asset.
The entry flow stays simple. You deposit USDC, the protocol routes it through $URM and into fURM, and you receive your vault share in a single transaction.
From there, fURM continues to represent your share of Fountain while remaining usable across the wider DeFi ecosystem.
You deposit $USDC.
You receive $fURM.
fURM represents your Fountain position.
That position stays usable across DeFi.
Fountain is almost here, and fURM is about to make URM yield a lot more usable.
Fountain is built to keep the 12% APY target sustainable over time. CDP fees cover the payout when activity is strong, while the Fortress surplus acts as a buffer during slower periods.
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When coverage stays above 1.0, excess fees keep building that surplus.
At the same time, $URM supply growth adds more reserve assets across base:0xc0df50143ea93aec63e38a6ed4e92b378079ea15 , base:0xbc7755a153e852cf76cccddb4c2e7c368f6259d8 , $ULTRAROUND and USDC.
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