Where growth meets value. 10+ years of investing, a €4M+ portfolio built over time, and transparency at the heart of everything I share. Join my discord 👇🏼
Joined December 2024
- Tweets2K
- Following1.4K
- Followers2.8K
- Likes11.5K
ValueSpectre retweeted
My 10-Year Investing Playbook.
From €300K to €4.5Million
Read it here. 👇🏼
valuespectre.substack.com/p/…
ValueSpectre retweeted
430+ subscribers in just one month!
📈 Total subscribers last 2 weeks: +79.6%
When I started ValueSpectre, my goal was simple: share my investing journey, be transparent about my decisions, and build a community of long-term investors.
Seeing this kind of support already means a lot.
We’re just getting started. Thank you all! 🩵👻
ValueSpectre retweeted
Weekly Sunday $APP Update!
Another week, another record for AppLovin’s AXON.
📈 Pixel installs:
Last week: 19,228
This week: 20,387
Weekly growth: +6.0%
Growth since July: ~100%
That’s an impressive acceleration, especially considering the growing base.
$APP AXON pixel installs up 6.03%
19,228 → 20,387
Another strong WoW increase. Pixel installs have now DOUBLED since July 😮💨
ValueSpectre retweeted
Green days: we’re geniuses.
Red days: we’re long-term investors. 😂
Join us on Discord 👻👇
discord.gg/RxS7QBwXx
ValueSpectre retweeted
$ORCL is down 44% over the past year, yet I’m already up 6.21% on my position. Entry price matters 👻
Btw, I’m using these visuals now because my broker’s app isn’t winning any design awards 😂
🤖 Made with AI
ValueSpectre retweeted
Just launched the ValueSpectre Discord 👻
discord.gg/RxS7QBwXx
Who’s ready to talk stocks, share ideas, and find our next big winner together? 👀
ValueSpectre retweeted
$SOFI just delivered serious growth 🚀
I opened my position last week at $14 Now up 9% premarket following earnings.
Q3 highlights:
• Revenue: $1.4B, +44% YoY
• Adj. EPS: $0.18, +64% YoY
• Adj. EBITDA: $469.8M, +70% YoY
• Members: 17.1M, +35% YoY
• Products: 26.7M, +44% YoY
2027 guidance:
• Adj. revenue: ~$6.4B vs. $6B expected
• Adj. EPS: ~$0.90 vs. $0.82 expected
That implies roughly 27% revenue growth and 48% EPS growth next year.
At my $14 entry, that’s around 15.6x management’s 2027 adjusted EPS guidance.
More members, deeper product adoption, and earnings growing faster than revenue. Where growth meets value.
Happy I could join the $SOFI community!👊🏻
I said I’d join the $SOFI club at $14. Kept my word. 🤝
Officially a shareholder now!
I’ve heard the SoFi community on X is massive… where are you all at? 👀
I bought the shares. Someone show me the group chat. 😂
ValueSpectre retweeted
Bought 2,000 shares of $NU today at $11.40. Now trading at $12.4.
+8.77%
My Brazilian shopping trip is off to a good start 🇧🇷
ValueSpectre retweeted
$SOFI reports earnings this Tuesday, October 27, before the market opens—these three charts explain why I’m bullish. 👇
The business keeps expanding while the valuation becomes more interesting.
1️⃣ More members. Even faster product growth.
Q2 2026:
• 15.8M members — up 35% YoY
• 24.4M products — up 42% YoY
Standout: 51% of new products were opened by existing members.
SoFi can grow by attracting new customers AND deepening use among existing ones. Checking, investing, credit cards, and loans create multiple revenue opportunities within the same relationship, making acquisition spending more productive over time.
2️⃣ Higher earnings expectations, a much lower share price.
Normalized EPS:
• Q3 2025: $0.10
• Q3 2026 estimate: $0.17
Implies ~70% YoY normalized EPS growth for Q3 (using rounded chart values).
If SoFi delivers those earnings, the business becomes more profitable at a much lower price.
3️⃣ A significantly lower earnings multiple.
$SOFI heads into Tuesday’s earnings at roughly 20.3× forward earnings—near historical lows.
A falling multiple alone doesn’t prove a bargain, but paired with strong customer growth, deeper product adoption, and higher expected earnings, the setup is compelling.
Bullish thesis: more members, more products per member, and higher earnings can drive returns without a return to old valuation multiples.
Tuesday, I’m watching cross-buy, credit quality, and guidance. Q3 and Q4 EPS figures remain forecasts—SoFi needs to deliver.
Where’s the $SOFI X community? Who’s ready for Tuesday’s earnings? 👇🏼
ValueSpectre retweeted
I’m sharing my full portfolio. Every position, every buy, every sell.
My first Weekly Portfolio Update breaks down last week’s moves and what I’m watching next.
Link below 👇🏼
ValueSpectre retweeted
$NU at $11.68 trades at just 10× expected 2027 earnings. 👀
Goodmorning FinX,
🇧🇷 Brazilian stocks are getting crushed following Lula’s re-election!
🔴 $NU: −15%
🔴 $MELI: −8%
But here’s what investors shouldn’t forget:
Lula has already been president since 2023, and both companies have continued growing tremendously under his administration.
Just look at $NU's numbers from Q2 2022 to Q2 2026:
📈 Customers: 65M → 139M
📈 Quarterly revenue: $1.2B → $5.9B
📈 Revenue per active customer: $8 → $17
📈 Net income: Loss → $1.06B
📉 Efficiency ratio: 50% → 20%
That’s extraordinary execution!
And $MELI has continued expanding its e-commerce, fintech and logistics operations across Latin America.
Neither company needed a different president to deliver exceptional growth.
Of course, political uncertainty matters. Higher interest rates, currency weakness and fiscal risks are real concerns.
But if these stocks fall significantly while their underlying fundamentals remain intact, I see potential opportunities rather than reasons to panic.
Elections move stock prices. Earnings and free cash flow drive long-term value.
ValueSpectre retweeted
🚨 $CRDO CTO Chi Fung Cheng sold $4.75M worth of shares on October 20.
Before anyone panics:
• Sale was part of a prearranged trading plan.
• He still holds approximately 5.7M shares.
Not a red flag on its own, but the broader insider-selling trend is worth watching. 👀
ValueSpectre retweeted
Bought the dip to lower my average.
The market immediately lowered its average too. Very competitive.
ValueSpectre retweeted
“I wish I’d bought more.”
Easy to say on green days. Harder to act on red ones. 🔴👀
ValueSpectre retweeted
The AI infrastructure race isn’t just about who can build the most capacity anymore. It’s also about who can finance that growth most efficiently.
$NBIS securing a $3.5B facility at SOFR + 2.75% is a strong signal of lender confidence.
A 1% difference in borrowing costs on $3.5B means $35M in annual interest expenses alone.
AI demand might be enormous, but not every company will emerge as a winner.
Access to capital, financing costs, dilution and ultimately free cash flow will separate the winners from the losers.
This is something I’m watching increasingly closely across my AI infrastructure investments.
