Amschel (@amschelfi) profile picture

Entrepreneur interested in economics, technology, capital, and the natural world.

Earth
Joined June 2024
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Kenya has capital, but who gets access to it? Banks lend to government. Pension funds buy T-bills. Lenders want title deeds. What happens to the 25-year-old who's educated and ambitious but owns no land? Your degree isn't collateral. How do we finance people, not just assets?
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😅Made it to Venice 🇮🇹 (place considered a dream destination for millions of travelers around the world) Every time was asked where I come from, and mentioned 🇹🇿 The reaction had been “Your country is paradise “ Apparently Tanzania is considered to be paradise.🙂 Dear all We qualify to be called Angels on earth!
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realest shit my teacher ever said was keep your eyes on your own paper
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Stay Safu! The internet is becoming a dangerous place to trust!
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The bitbucket repo which is a malware loader I got from some linkedin scammers is still public. Here is some code snippet that downloads a script from the attacker's site.
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Stay Safu guys. The internet is becoming a dangerous place to trust.
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A $1M grant, a $1M VC cheque and $1M in revenue are not the same money. Grants make you answer to donors. VC makes you chase growth. Revenue makes you answer to customers. Most African startups take the money first, then learn who they work for. Which one would you take?
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We're migrating @BlockFinax to @StellarOrg . We have a big partnership coming up and need a few people to test our FX hedging protocol. If you have experience in FX, derivatives, banking, or trade finance, we'd value your feedback. Interested? Reply or DM me.
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It’s that time of the month when Railway, Claude, Vercel, DeepSeek, and a bunch of other tools are all trying to deduct money from my card. 😅
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Kenya has a graveyard of apps built by founders who never learned distribution. We learned to build, but not to sell, market, or get customers. Now AI makes building easier than ever. It’s time founders learned distribution. The next big advantage isn’t just what you build, but who you can get to use it.
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Building payments in Africa teaches you quickly that the tech is the easy part. Getting someone to trust you with their dollars and provide liquidity? That's the real job. Audited books help. But what really moves capital is being able to see where the money goes and know it's coming back. Trust is infrastructure too.
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Capital follows legibility. A lot of African builders don’t lack ambition or good ideas. They lack an understanding of how capital actually moves. How institutions allocate money. How interest rates and monetary policy affect capital flows. How to build credit. Why audited financials matter. What makes a company legible to capital. Had a very eye-opening conversation with a very smart lady about this. I think this is one of the biggest gaps among African builders.
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Good day to debunk some misconceptions about how money actually works in the modern economy. Understanding how money is created changes how you see banks, debt, inflation, and the economy itself. Link to the article by Bank of England: bankofengland.co.uk/-/media/…
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Africa does not need intellectuals who simply translate Western thinking into African languages. We need scholars who begin with African experiences, challenge inherited assumptions, and produce ideas capable of changing the material conditions of our people.
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In terms of cost and user experience, nothing comes close to Railway IMO.
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After the Railway incident, I just started rotating 200+ secrets across all our services. Nothing like spending your week figuring out which services are still using credentials you forgot existed.
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I have a feeling I'll end up in venture capital at some point.
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East Africa is building physical infrastructure for the next decade. We think the financial infrastructure needs to catch up.
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One underrated consequence of infrastructure investment: It doesn't just improve the economy that exists, it creates economies that didn't exist before.
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