Payment Expert

88% of businesses surveyed by @dbsbank are deploying or piloting tokenised money. Stablecoins lead at 63%, ahead of tokenised deposits at 53%. 64% want banks to act as a single integration point into tokenised money networks. paymentexpert.com/2026/10/29…

55% of UK businesses report fraud or security concerns in their payment process, according to Payit by @NatWest’s Frictionless Payments 2026 report. Open Banking use has reached 47%, but recurring payments remain the biggest barrier to adoption. paymentexpert.com/2026/10/26…

90% of UK finance leaders have a clear business case for AI in cash management, but 29% can’t measure what it delivers, @FISGlobal research finds. Two-thirds say investment decisions are sometimes made without a full view of liquidity 👇 paymentexpert.com/2026/10/26…

Stablecoins swap one set of payment middlemen for another, a @BIS_org working paper finds. Exchanges such as @coinbase and @krakenfx act like correspondent banks. Bank fees, treasury and FX are £0.02 of @Wise’s £0.24 fixed cost per transfer. Story: tinyurl.com/eaf54prj

How the UAE built its fintech hub, and where it goes next. @centralbankuae’s FIT programme produced Aani and the Jaywan card scheme from @aletihad_pay, plus live open finance. The Digital Dirham is legal tender but still has no retail launch date. tinyurl.com/z67d53cc

Russia’s First Deputy PM Denis Manturov will chair a new supervisory council at A7, two weeks after the @USTreasury designated the payments platform a transnational criminal organisation. Siluanov and Tsivilev have also joined. Story: tinyurl.com/47452sk2

Orbi is launching a crypto-linked @Mastercard in Mexico, with @SoFi Tech Solutions (formerly Galileo) providing BIN sponsorship and processing. Crypto converts to fiat at the point of sale; SoFiUSD remittances to follow. Story: tinyurl.com/46742mz9

The CLARITY Act failed a 49-50 Senate vote on 15 Sept. The @SECGov and @CFTC aren't waiting. Atkins proposed Regulation Crypto Assets; Selig filed the CFTC's own rulemaking 2 days later under Dodd-Frank. Story: tinyurl.com/24cfukum

India is introducing a fee on UPI merchant payments. From 15 Oct, NPCI applies a 0.4% charge on merchant payments over ₹2,000, capped at ₹300. P2P and sub-₹2,000 payments stay free. The industry's split — @Paytm calls UPI "self-sustaining." Story: tinyurl.com/k6m3jw34

Revolut has taken its first step toward operating as a bank in the US, securing conditional approval from the Office of the Comptroller of the Currency (OCC). Read the latest on #Revolut below 👇 paymentexpert.com/2026/09/04…

M-Pesa and @Absa Bank Mozambique sign an MoU at FACIM 2026 🤝 Paga Fácil now links straight to Absa accounts — merchants move takings to the bank in minutes, free to the customer. Agents and Super Agents get faster float management too. Story: tinyurl.com/2v2wckem

Russia's digital rouble becomes mandatory for its 12 biggest banks and large retailers from 1 Sept. The central bank wants a payment rail it controls; the EU calls it "purpose-built for sanctions evasion." Story: tinyurl.com/2rbh46z5

Crypto app usage fell almost 40%. Stablecoin use held in 1 in 4 markets anyway, where weak currencies and scarce dollars make stablecoins a payment tool, not a bet. Venezuela +55.1%, Angola nearly doubled. Orbital's H1 2026 index 👇 tinyurl.com/y6vw3de9

Faster Payments is now the UK's second most-used payment method — 6.2bn payments in 2025, up 10%. Cash has fallen to fifth. Debit cards still lead. Story: tinyurl.com/yh7vy68w

Brazil's central bank is taking Pix cross-border, just as the US uses it to justify 25% tariffs. Its latest report signals bilateral links and multilateral payment hubs, plus info-sharing deals with 65 countries. Pix hit ~80bn transactions in 2025. tinyurl.com/yc2wcr57

India's Ministry of Finance has said reports claiming it will charge ordinary users of the #UPI are incorrect. More about what's actually changed below 👇 paymentexpert.com/2026/08/11…

According to recent data published by Nacha, the organisation that operates the #ACH Network, Same Day ACH transactions grew by 29.5% year-on-year to 435.7 million in Q2. The value of the payments increased 28.1% to $1.3tn. paymentexpert.com/2026/08/10…

Concerns that the #CLARITYAct wouldn’t meet its August deadline have come true, as the Senate suspends the vote until September. More on why below 👇 paymentexpert.com/2026/08/07…

Sanders and Ben McKenzie are urging senators to sink the CLARITY Act, calling the crypto market structure bill "corrupt." No floor vote scheduled, no cloture filed, recess days away — and the odds are slipping. Our full breakdown 👇 Story: tinyurl.com/46hv83a2

Apple Pay has launched in the #Philippines, gearing the market up for a battle at checkout with established mobile wallets. Eligible Visa and Mastercard cardholders in the Philippines can add their cards to #Apple Wallet and make contactless payments. paymentexpert.com/2026/08/04…