Financial & Investment Analyst | JSE & African Markets | Global Macro | Portfolio Risk | Research first. Manage risk. | Educational only
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Joined May 2012
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The Knowledge is from the books and the life experiences
But the wisdom , well that is from God
THE CHOSEN ONE๐ retweeted
[THREAD] Speaking at the Italian-South African Chamber of Trade Industries dinner, Governor Lesetja Kganyago underscored that South Africaโs path to breaking out of low economic growth requires institutions across all government to work together and fulfil their mandates. โEconomic growth is a team sport,โ he said.
Read the full speech here: resbank.co.za/en/home/publicโฆ
@KganyagoLesetja
THE CHOSEN ONE๐ retweeted
In our latest video, we speak with Terence Tao, one of the worldโs top mathematicians and author of Six Maths Essentials, to diagnose the state of the field of mathematics right now and explore if it has a future even in the face of increasing automation.โ Watch now: youtu.be/EYrlyxuyFbs
My point is that if we going to do it, we have to Do it
Lets not approach it with a a "Forex Traders NFP or CPI mentality
Lets be serious
Social media post and articles by news publication are not Companies research
Example.. There is a huge different between a social media post made by A Company and a publication made by a company or government
Almost every post I see on social media is regarding
Local bonds and Energy development
Similar post revolving around the same topic
So technically there is no indivial research based on data
It's see saw.. Copy paste, be safe
Risk is Real
Don't play with Materials you don't fully understand
That's a joke right there because I saw the Same post multiple times based on Materials
ASP๐ , I came to just be a BuzzKill
THE CHOSEN ONE๐ retweeted
๐๐ฉ๐๐ฅ๐๐๐ ๐ฃ๐ฅ๐ข๐ฃ๐๐ฅ๐ง๐ฌ ๐ฃ๐ฅ๐๐๐๐ฆ
At an average property price of R2,572,120, a Western Cape buyer would pay about R72,970 in transfer duty.
That is roughly 2.8% of the price, and almost seven times what buyers pay in KwaZulu-Natal, Gauteng or Mpumalanga, ๐๐ต๐ฒ๐ฟ๐ฒ ๐๐ฟ๐ฎ๐ป๐๐ณ๐ฒ๐ฟ ๐ฑ๐๐๐ ๐ผ๐ป ๐๐ต๐ฒ ๐ฎ๐๐ฒ๐ฟ๐ฎ๐ด๐ฒ ๐ต๐ผ๐บ๐ฒ ๐ฐ๐ผ๐บ๐ฒ๐ ๐๐ผ ๐ฏ๐ฒ๐๐๐ฒ๐ฒ๐ป ๐ฅ๐ญ๐ฌ,๐ฐ๐ฌ๐ฌ ๐ฎ๐ป๐ฑ ๐ฅ๐ญ๐ญ,๐ฌ๐ฌ๐ฌ
According to Remax;
Gauteng was responsible for 50.8% of all property transfers in Q1 of 2026, based on Deeds Office data, making it the busiest housing market in the country.
That activity was a major driver of the 7.47% national rise in units sold, which Remax sees as a sign that buyers are increasingly choosing regions that offer better affordability and value.
๐ฌ๐ข๐จ ๐ฃ๐๐ฌ ๐ง๐๐ซ ๐๐จ๐ฆ๐ง ๐ง๐ข ๐๐จ๐ฌ ๐ ๐๐ข๐ ๐ ๐คฏ
In South Africa, buying a property can trigger transfer duty, a tax paid to SARS. Transfer duty is charged using progressive price brackets, but the upfront tax cost raises an important question:
๐ณ๐๐๐ ๐๐ ๐๐๐๐ ๐๐๐๐๐๐ ๐๐๐๐๐๐๐ ๐๐๐๐๐๐ ๐๐๐ ๐๐๐ข๐๐๐ ๐ ๐๐ ๐๐๐๐ ๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐๐๐?
For example, buying a property for R2 million results in R33,786 in transfer duty under the rates shown below.
๐ง๐ต๐ฎ๐'๐ ๐ฒ๐พ๐๐ถ๐๐ฎ๐น๐ฒ๐ป๐ ๐๐ผ ๐ญ.๐ณ% ๐ผ๐ณ ๐๐ต๐ฒ ๐ฝ๐ฟ๐ผ๐ฝ๐ฒ๐ฟ๐๐'๐ ๐ฝ๐๐ฟ๐ฐ๐ต๐ฎ๐๐ฒ ๐ฝ๐ฟ๐ถ๐ฐ๐ฒ ๐ฝ๐ฎ๐ถ๐ฑ ๐ถ๐ป ๐๐ฎ๐
, and that is before the other costs of buying are included.
Almost every post I see on social media is regarding
Local bonds and Energy development
Similar post revolving around the same topic
So technically there is no indivial research based on data
It's see saw.. Copy paste, be safe
Risk is Real
Don't play with Materials you don't fully understand
That's a joke right there because I saw the Same post multiple times based on Materials
ASP๐ , I came to just be a BuzzKill
THE CHOSEN ONE๐ retweeted
Government continues to work towards building a better South Africa through improved infrastructure, access to housing, energy security and initiatives that support communities.
Watch this message from government highlighting efforts to improve the lives of South Africans and build a more inclusive and prosperous future for all.
#LGE2026 #GovZAUpdates
Landlocked Botswana is negotiating to buy fuel from a wide range of sources to safeguard its supply from war-related shocks and increase its options, according to its energy minister bloomberg.com/news/articles/โฆ
THE CHOSEN ONE๐ retweeted
Landlocked Botswana is negotiating to buy fuel from a wide range of sources to safeguard its supply from war-related shocks and increase its options, according to its energy minister bloomberg.com/news/articles/โฆ
THE CHOSEN ONE๐ retweeted
e is the unique number whose rate of change is itself.
Continuous compounding of 1 forever yields exactly e. The infinite series 1 + 1/1! + 1/2! + 1/3! + โฆ converges to the same value, while the area under 1/x from 1 to e equals 1.
Its derivative equals its value at every point. In the complex plane it rotates the unit circle so that e^{iฯ} + 1 = 0. Even the chance that a random shuffle leaves no item fixed approaches 1/e.
One constant, many faces.
Updated analysis (as of 28 October 2026)
Michael Brits transferred R300,000 to Mihlali Ndamase (R100,000 on 20 September 2025 and R200,000 on 6 October 2025).
Hypothetical investment of the same R300,000 (order-split as in the original calculation):
Capitec Bank Holdings (CPI)
- 1st tranche (R100,000 at ~R3,600): 28 shares
- 2nd tranche (R200,000 at ~R3,520): 57 shares
- Total: 85 shares
- Current price: ~R4,628
- Current value: R393,380
Sibanye Stillwater (SSW)
- 1st tranche (R100,000 at R40.47): 2,440 shares
- 2nd tranche (R200,000 at R49.72): 4,023 shares
- Total: 6,463 shares
- Current price: ~R38.43
- Current value: R248,373
Combined current valuation: R641,753
Unrealised gain: ~R341,753
Simple return: ~114%
Micheal Brits R300 000.00 to Mihlali Ndamase Just so he can taste
Capitec share price on or around September 19โ20, 2025, was approximatelyย R3,574.49 to R3,612.80 per shareย per share
1st Investment of R100K as per order splitting
R100 000/ 3600 = 28 Shares
Current valuation of the investment based on the current share value of R4 648.11
28Shares * R4 648.11 =R130 200.00
On October 6th, 2025, the Capitec Bank Holdings Ltd (CPI) share price was trading in the range of approximatelyย R3,898.89 to R3,965.65
The share closed at aroundย R3,910.68 on that day, with trading sessions experiencing volatility between a low of roughly R3,898 and a high of R3,965.
Approximately R3,910 per share.
2nd Investment of R200K as per order splitting
R200 000/ R3520 = 57 Shares
Current valuation of the investment based on the current share value of R4 648.11
57 Shares * R4 648.11 =R265 050.00
Now that was on worse share price
With Sibanye Stillwater Ltd
Sibanye Stillwater Ltd did not have a recorded share price forย 20 September 2025ย as it was a Saturday and global stock markets
The relevant prices from the nearest trading day,ย Friday, 19 September 2025, were:
JSE (SSW):ย The share closed atย 4,047 cents (R40.47)ย per share.
NYSE (SBSW - ADR):ย The monthly adjusted average price for September 2025 was recorded atย $11.24.
1st Investment of R100K as per order splitting
R100 000/ 40.47= 2440 Shares
Current valuation of the investment based on the current share value of **R2440
2440 Shares * R67.84 =R165 500.00**
On 6th October 2025,ย Sibanye Stillwater Ltd (JSE: SSW)ย closed atย R49.72 on the Johannesburg Stock Exchange.
2nd Investment of R200K as per order splitting
R200 000/ R49.72 =4023 Shares
Current valuation of the investment based on the current share value of R67.84
4023 Shares * R67.84 =R272 92
ROI
THE CHOSEN ONE๐ retweeted
Micheal Brits R300 000.00 to Mihlali Ndamase Just so he can taste
Capitec share price on or around September 19โ20, 2025, was approximatelyย R3,574.49 to R3,612.80 per shareย per share
1st Investment of R100K as per order splitting
R100 000/ 3600 = 28 Shares
Current valuation of the investment based on the current share value of R4 648.11
28Shares * R4 648.11 =R130 200.00
On October 6th, 2025, the Capitec Bank Holdings Ltd (CPI) share price was trading in the range of approximatelyย R3,898.89 to R3,965.65
The share closed at aroundย R3,910.68 on that day, with trading sessions experiencing volatility between a low of roughly R3,898 and a high of R3,965.
Approximately R3,910 per share.
2nd Investment of R200K as per order splitting
R200 000/ R3520 = 57 Shares
Current valuation of the investment based on the current share value of R4 648.11
57 Shares * R4 648.11 =R265 050.00
Now that was on worse share price
With Sibanye Stillwater Ltd
Sibanye Stillwater Ltd did not have a recorded share price forย 20 September 2025ย as it was a Saturday and global stock markets
The relevant prices from the nearest trading day,ย Friday, 19 September 2025, were:
JSE (SSW):ย The share closed atย 4,047 cents (R40.47)ย per share.
NYSE (SBSW - ADR):ย The monthly adjusted average price for September 2025 was recorded atย $11.24.
1st Investment of R100K as per order splitting
R100 000/ 40.47= 2440 Shares
Current valuation of the investment based on the current share value of **R2440
2440 Shares * R67.84 =R165 500.00**
On 6th October 2025,ย Sibanye Stillwater Ltd (JSE: SSW)ย closed atย R49.72 on the Johannesburg Stock Exchange.
2nd Investment of R200K as per order splitting
R200 000/ R49.72 =4023 Shares
Current valuation of the investment based on the current share value of R67.84
4023 Shares * R67.84 =R272 92
ROI
THE CHOSEN ONE๐ retweeted
๐ฌ๐ข๐จ ๐ฃ๐๐ฌ ๐ง๐๐ซ ๐๐จ๐ฆ๐ง ๐ง๐ข ๐๐จ๐ฌ ๐ ๐๐ข๐ ๐ ๐คฏ
In South Africa, buying a property can trigger transfer duty, a tax paid to SARS. Transfer duty is charged using progressive price brackets, but the upfront tax cost raises an important question:
๐ณ๐๐๐ ๐๐ ๐๐๐๐ ๐๐๐๐๐๐ ๐๐๐๐๐๐๐ ๐๐๐๐๐๐ ๐๐๐ ๐๐๐ข๐๐๐ ๐ ๐๐ ๐๐๐๐ ๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐๐๐?
For example, buying a property for R2 million results in R33,786 in transfer duty under the rates shown below.
๐ง๐ต๐ฎ๐'๐ ๐ฒ๐พ๐๐ถ๐๐ฎ๐น๐ฒ๐ป๐ ๐๐ผ ๐ญ.๐ณ% ๐ผ๐ณ ๐๐ต๐ฒ ๐ฝ๐ฟ๐ผ๐ฝ๐ฒ๐ฟ๐๐'๐ ๐ฝ๐๐ฟ๐ฐ๐ต๐ฎ๐๐ฒ ๐ฝ๐ฟ๐ถ๐ฐ๐ฒ ๐ฝ๐ฎ๐ถ๐ฑ ๐ถ๐ป ๐๐ฎ๐
, and that is before the other costs of buying are included.
