Hugo Sallé de Chou (@hugosdc) header
Hugo Sallé de Chou (@hugosdc) profile picture

Cofounder & COO @usualmoney 🚀 Ex-founder at Pumpkin (fintech pioneer) 🧠 Redesigning finance for a fairer future 🔮

France
Joined June 2012
Photo by Hugo Sallé de Chou (@hugosdc)Photo by Hugo Sallé de Chou (@hugosdc)Photo by Hugo Sallé de Chou (@hugosdc)Photo by Hugo Sallé de Chou (@hugosdc)Photo by Hugo Sallé de Chou (@hugosdc)Photo by Hugo Sallé de Chou (@hugosdc)
Hugo Sallé de Chou retweeted
Two markets. One spread. One yield. Zero direction. A new vault is live on Usual: delta-neutral ETH carry, curated by Markov Labs, built on Hyperliquid funding and Aave credit. USDC in, USDC out.
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Not all yield lovers like roller coasters 📈 We’ve built @Fira_Lend for those who want to plan, anticipate — and sleep. Fixed-rate credit is now live 👇
Fixed-rate lending is live on Ethereum. Fira is deployed. First maturity set. Market-discovered rates. Zero-coupon bonds onchain. The fixed credit layer starts now.
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Fixed-rate lending is one of the most underexplored primitives in DeFi. Excited to finally share our full take on it. Whitepaper is live 👇
Fira's documentation and whitepaper are live. How fixed-rate lending works onchain. Why maturities matter. The full technical picture.
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The DeFi meta: find the best yield, understand the strategy, open the docs, close the docs, do nothing. Multiply is for everyone who stopped at step 3.
$bUSD0 trades at a discount to par. At maturity, it redeems at 1:1. The gap between current price and par is the return. The dominant strategy in UZR has always been to scale into that gap. Until now, doing that efficiently required manual assembly. With Multiply now live on Fira, that all changes usual.money/blog/multiply-is…
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Fintech and crypto have been solving the same problem from opposite sides for years. One had the banking rails. The other had the programmable money. Pumpkin App was on one side. @usualmoney is on the other. EUR ↔ EUR0 direct from your bank is a small but real step across the divide.
For years, getting euro stablecoins in meant going through an exchange. Exchanges were built for trading, not for connecting your bank to your money. That changes today. Every Usual account now has a dedicated IBAN. Deposit euros from any bank via SEPA and your EUR0 balance updates automatically. SEPA Instant settles in seconds. Standard SEPA settles in one to two business days. To exit, send EUR0 back over the same rail. Euros land in your bank account. The infrastructure runs on @monerium, Europe’s first licensed issuer of regulated electronic money, fully MiCA-compliant. Funds safeguarded by law. Redemption at par. No exceptions. We built this as the foundation. From here, everything Usual develops connects directly to the financial system you already use. Your euros. Your terms. usual.money/blog/from-bank-a….
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Another brick in the wall! Welcome Fira 👋
/ Welcome to Fira Onchain credit today is mostly variable. Rates move. Outcomes shift. Planning becomes guesswork. Fira exists to make credit onchain more legible. Fixed rates. Clear maturities. Market-driven pricing. Not to reinvent lending - but to give it structure
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In crypto, security matters. Not just for protocols — users also need robust protection from scammers and other internet threats. Thanks @ChainPatrol for watching over us! 🛡️🚨
Replying to @usualmoney
@usualmoney is protected by @ChainPatrol 🌌 🛡️ Shield users, staff and community from online threats! 💪
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Another big step toward Usual V2. USD0a brings structured, delta-neutral yield to stablecoins — a powerful addition to our savings and stability stack.
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If you’ve been yelling at crypto teams for bad comms… here’s your chance to do it right.
Our social media is mid — i know because i’m the one posting if you’re cracked af, know your way around stables, LRTs, and yield without breaking a sweat - we need you 2 twitter accounts, our Discord, and a whole protocol comms stack link below. come take my job. (for real, i’ll hand you the keys) usual.breezy.hr/p/8d05fe8cfe…
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Vote YES if you’re done with emissions dragging down every pump. Vote YES if you want real revenue to actually matter. Vote YES if you want USUAL to scale with conviction, not inflation. UIP‑11 = tighter supply, stronger foundation, long‑term alignment. This is the upgrade that gets us ready for V2!
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Hugo Sallé de Chou retweeted
1/ Introducing Usual Savings, built around $sUSD0 and $sEUR0 - tokens that let holders of $USD0 and $EUR0 earn yield through the same structure that made them stable and transparent. Savings turns stability into steady growth.
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Well said Intern :)
USUAL's Q4 roadmap isn't just ANY roadmap... It's a blueprint of grand infrastructure - transitioning from a stablecoin issuer into a DeFi Bank... Assets, yields, and trading platform all coverge under the on-chain architect. 👇Here's a quick summary of it (w/ ALPHA👀)
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Because we’re European, many assumed Usual was a euro stablecoin from the start 🇪🇺 Truth is, we just made a quick detour… straight into the Top 10 stablecoin issuers. And now — we’re launching THE euro stablecoin. Proud to bring balance to DeFi. Let’s go! 💪
🏦 DeFi runs on dollars: 99% of the liquidity is in USD. Europe’s on-chain economy barely exists. That imbalance shapes who earns yield and who controls liquidity. It’s time to bring the euro on-chain 🇪🇺👇
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Already feels more real the moment it’s announced. Brace for the release waterfall — Usual is back to the battlefield, and it’s not coming quietly. 🧱 Q4 = foundation laid. The takeover begins.
In Q4, we’re laying the foundations of the first community DeFi bank. Cash. Yield. Bonds. Euros. FX. One system. One logic. One future. 👇 Here’s what’s coming in Q4:
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This is huge!
Oh? What's that? That's right, we bought back nearly 6% of the unlocked circulating $USUAL supply. You asked, we delivered. Only on USUAL.
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Hugo Sallé de Chou retweeted
📈 Usual has redistributed $18M+ to users. Now everyone blow on their screens so we hit $20M faster 💨 Want a share? Just lock your USUAL, and you’ll feel the breeze of those revenues too.
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AI just passed a critical threshold in smart contract security. This changes everything.
Sherlock AI discovered a Critical vulnerability affecting $2,400,000 in a live lending protocol. This is the first known instance of an AI uncovering a multi-million-dollar bug on mainnet. Here's how Sherlock AI surfaced the vulnerability:
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Here we go again! TVL growth in exponentials, caps reached in minutes, ownership promise being fulfilled… so exciting! 🚀
🌐 ETH0 is live. The first cap is now open: $1M (500 ETH). Backed 1:1 by Lido’s wstETH, ETH0 offers >10% native APY, fully liquid and zero lockups. Built to outperform staking and restaking. ETH0 starts now. Everything you need to know, below 🧵👇
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