I help women go from stressed and overwhelmed with their finances to confident and successful.
Houston, TX
Joined July 2017
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Saving money is wonderful. But investing for your future is CRUCIAL.
There is no way you can save enough money to sustain you when you retire. You HAVE to invest it.
Compound interest is freaking amazing.
Here's what $500/month invested looks like in...
...10 years: $86,919
...20 years: $274,571
...30 years: $679,699
...40 years: $1,554,339
We hired a financial advisor years ago.
We thought he would "teach" us how to invest.
Guess what...he didn't.
Instead, he charged us a 1% fee which could have cost us over $230,000 by the time we would retire.
In a world where 57% of people DREAD the thought of budgeting, I'm over here loving it.
Budgeting means being proactive with my money when in the past I was always reactive.
It allows me to have CHOICES.
My budget gives me FREEDOM.
This past weekend I booked a trip that I’m so excited about (details to come next month).
After booking everything, I sat back and remembered that I’d rather collect EXPERIENCES rather than stuff.
This is exactly what budgeting allows me to do.
I’m no longer weighed down by debt payments.
I’m no longer tempted to buy everything I want.
I’m able to prioritize what I want the MOST! ❤️
Four money lies to STOP believing:
1️⃣ I’ll never get out of debt.
2️⃣ I’ll budget when I have more money.
3️⃣ I don’t need to budget because I make enough money.
4️⃣ Investing is for rich people.
My friend @makerealcents recently created a new platform that allows you to say goodbye to boring spreadsheets and hello to a more simplified way to save more and budget. You can give it a try at usemuch.com @usemuchapp
You can't make an informed decision about HOW you will spend your money if you don't know where your money is going.
Budget Tip: Check your calendar BEFORE you budget for things like:
🎂Birthdays
❤️Anniversaries
⚽️Kid’s events
✅Other one-time events
This will SAVE your budget!
Took my kids back to school shopping.
My youngest son wanted to “splurge” on a 75 cent pencil sharpener and a pack of index cards for 99 cents.
My oldest son wanted AirPods.
Which one are you?
Old Me: Spent money unplanned while on vacation. My motto: I'll deal with it later.
New Me: Give myself a spending allowance on vacation. My motto: I'll plan for it in advance.
Off track with your money?
Do this:
1. Give yourself spending money.
2. Break down your big goals into smaller goals.
3. Track your financial progress.
4. Complete a money reset.