cofounder @blindpay (YC W25)
San Francisco, CA
Joined November 2013
- Tweets4.9K
- Following5.5K
- Followers4.8K
- Likes21.5K
João Borges retweeted
We've filed our application for authorization as a virtual asset service provider (PSAV) with the Central Bank of Brazil. 🇧🇷
Brazil is a global reference in crypto and stablecoin adoption, and a market that matters deeply to us. Pix and stablecoin settlement already move money across borders every day, and we believe there is still a lot ahead.
This comes on the heels of our regulatory progress in the US. We're excited to keep building this new chapter alongside regulators, with compliance at the center of how we grow.
Thank you to the entire @blindpay team for the effort and dedication behind this filing, and to everyone who supported us along the way. A special thanks to Pinheiro Neto Advogados for their partnership throughout the process.
João Borges retweeted
self-setting deterministic defaults
TLDR if a specific selection is repeated n times, it becomes the default option and not everything needs AI to feel smart
Yes I know none of this is new, but somewhere in the times of AI people forgot about it
Once a pattern is clear, the app just sets that choice for you with no AI bs, no guessing, no latency
I think these autonomous smart defaults are more useful, cheaper and more efficient than most AI features you could add to an app
And the best part to me is that they cost nothing lol
A bunch of these autonomous settings are coming to the next version our web app too (which is gonna be one of the greatest web dashboards out there btw. Linear/Resend/Vercel typa experience for money)
João Borges retweeted
quando entrei na @blindpay nosso AI visibility score estava abaixo dos 2%
agora em menos de dois meses, já estamos passando de 20% e isso é só o começo...
a meta é ficar no top 1 disparado
estamos com a senha do AEO / GEO / SEO
João Borges retweeted
BlindPay has received approval for its first U.S. state Money Transmitter License (MTL).
With 25 MTL applications submitted across the United States, this marks an important step in our long-term U.S. expansion.
Compliance has been part of our foundation from day one. This approval reflects months of preparation, regulatory engagement, and work across our team to build trusted global payment infrastructure.
Our focus now is on progressing the remaining applications and continuing to strengthen our compliance program as we grow.
Heading to my first Money20/20!
Excited to meet people building the future of finance and exploring everything money can become.
If you’re in Vegas, let’s connect!
João Borges retweeted
$OUSD is live, and we're proud to join @openstandard as a launch partner.
BlindPay is bringing $OUSD to local payments in 100+ countries so businesses can pay and get paid wherever they operate.
$OUSD is live.
Build with OUSD via @Coinbase @Mastercard @Stripe and @Visa. Each integration path supports 1:1 USD conversion at no cost.
Read the announcement: joinopenstandard.com/blog/ou….
Could tell from our very first conversation that they were going to build something big.
So cool to see one of our customers doing this well.
Long live Fin.com!
Fin.com. $20M Raised. 7 M&A’s completed in 12 months.
Investors include Expa, Coinbase Ventures, and Tenet Fund. 825 million users impacted. You have probably used us already.
We help your favorite fintechs move money to the rest of the world.
João Borges retweeted
os agents conseguem trabalhar enquanto você dorme
fiz um prompt desses pra @blindpay
seria o modo Autonomous nele eu digo pra ia utilizar playwrite/agent-browser e outras tools para acessar a dashboard e pegar a infos
acho que é futuro de como as coisas agenticas devem ser
Ontem um amigo me disse que deu um objetivo pro Fable 5.1 e foi dormir.
Ele acordou de manhã com tudo pronto, só que tinha um detalhe: ele não tinha salvo a secret key do supabase ainda.
Sabe o que o claude fez enquanto ele estava dormindo? Abriu o browser, acessou o dashboard do supabase que já estava logado e pegou a secret key.
Isso tudo sem pedir permissão nenhuma. Enquanto meu amigo estava DORMINDO.
Estamos criando monstros e achando isso bonitinho
João Borges retweeted
Today we're introducing Payables. Let your business pay invoices and bills directly from stablecoins.
Upload an invoice, boleto, Pix codes, utility bill or tax bill. We extracts the amount, beneficiary and due date, then routes the payment through the right local rail.
João Borges retweeted
@blindpay -> 1 api for any financial service
João Borges retweeted
should we create a BlindPay Developer Associate program?
customers keep asking us:
“do you know any developers who can help integrate BlindPay?”
and we almost always recommend the same developer
he’s integrated BlindPay for multiple customers, knows the API extremely well and constantly gives us feedback on how to improve the DX
this is already happening organically, so the idea is simple:
> train developers on BlindPay
> certify the ones who know the product deeply
> connect them with customers
> let them make money from our ecosystem
we also just hired an AI engineer who built a working neobank on top of BlindPay in only 3 prompts
we’re now improving the docs for a world where both developers and agents should be able to go from idea to
working financial product as fast as possible
the best developer ecosystems create value for everyone building on top of them
João Borges retweeted
All my SF twitter friends in one place 🥹
@KenWattana @Br1ghid @bebedaselva @gminoprio @mrbernard_ @joaocsb @gminoprio
Crazy how much you can learn when you’re building fast.
@blindpay crossed $2.5B in annualized TPV with only 10 people
a single person here is 100x more productive than at other companies
we're from @ycombinator. we did our batch alongside 150 other AI companies, they're our inspiration to move faster than ever
we have a high-freedom culture: if you think it's going to be good for the company, just do it. the goal is to create information fast, good or bad
everyone here is ai-native. i'm not talking about using chatgpt or claude, i'm saying we automate every internal process possible
we have the first phase of our company brain: hundreds of markdown files covering how we operate in compliance, security, finance, and everything else that isn't tech. all new products we build already follow it automatically
we don't have a support team. if someone is complaining, it's because our system has a problem, and that's probably an engineering problem
we don't just have engineers because code is a commodity today. we have an engineer handling infra, an engineer handling design, an engineer handling ledger/exceptions, an engineer handling marketing/sales
if you ask every single person who works here how intense it is, they'll probably say this is the most intense company they've ever worked for
João Borges retweeted
Ask AI is live in the @BlindPay docs!
Developers can describe what they’re trying to build and get answers grounded in our docs and API reference, with direct links to the original sources. It also comes with chat history, sound effects, copy and replay actions, and context across our entire technical content.
We’re fully committed to create the best AI experience for developers building on BlindPay.
Y Combinator just launched its new Request for Startups. (@blindpay got a mention 🫡)
It’s the best time to build something people (and agents) actually want.
Apply for the Fall Batch, and let us know if you need any help with your application.
The Best Time to Build in Crypto
@nemild
Crypto is in a bear market, but the underlying technology is becoming more useful than ever.
Stablecoins are spreading across financial institutions, tokenized assets are reshaping trading, fintech companies are quietly building on crypto rails, and AI agents may rely on them to transact. The hype may be down, but the opportunity to build is not.