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Whales now make up a far bigger share of XRP leaving Binance than small holders. CryptoQuant's whale-vs-retail outflow spread on Binance hit 98.4%, its highest since Oct 15, 2024. Across all exchanges it's 65.1%. Cumulative whale net outflows rose from 399M to about 696M XRP since Oct 28. That window includes the Oct 29 Binance hack withdrawal. Do you keep your XRP on an exchange or self-custody? Source: thecryptobasic.com/2026/11/0… @XRP $XRP #XRPL

Rep. Bryan Steil, one of the House's leading backers of crypto bills, lost his Wisconsin seat last night to Democrat Mitchell Berman. Steil helped the GENIUS Act, the stablecoin law, pass the House, and backed the Clarity Act, which passed the House but not the Senate. The crypto PAC Fairshake spent about $1.03M supporting him in October, per federal filings. What are you watching for crypto bills after last night? Source: wpr.org/news/democrat-mitche… $XRP #XRPL

Stellar's Bell upgrade, Protocol 30, is now live on testnet. Validators vote on the mainnet upgrade on Nov 23 at 17:00 UTC (11 AM MT). Bell adds muxed contract addresses, so one smart contract can serve many customers. It also lets smart contracts verify ML-DSA post-quantum signatures and records ledger close times in milliseconds. The Stellar Development Foundation says Bell does not make Stellar post-quantum, since network transaction signatures stay Ed25519. Wallets and SDK users need to upgrade before the mainnet vote. If you build on Stellar, have you tested against Bell yet? Source: coinmarketcap.com/academy/ar… stellar:native #Stellar

Ripple CEO Brad Garlinghouse says RLUSD isn't competing with XRP. "RLUSD isn't competing with XRP. It's competing with other stablecoins. Use case matters, and I want those use cases running on the XRPL," he wrote on X yesterday. In a separate reply to XRPL validator Vet, he called the two "complementary, not competitive." On the XRP Ledger, every account needs an XRP reserve and fees are paid in XRP, even when the payment itself is in RLUSD. RLUSD is a dollar stablecoin that holders opt into with a trust line. Do you see RLUSD as a plus for XRP, or a rival? Source: nitter.cf/bgarlinghouse/status/2… @XRP $XRP #Ripple #RLUSD

The XRP Ledger bug fix fixCleanup3_4_0 is now live. It activated at 14:46 UTC today (8:46 AM MT), after a two-week vote that had to restart once in October. The fix closes a loophole where an account given permission only to burn an issuer's tokens could also create new ones. Only issuers who had granted that burn permission were exposed, and no exploit has been confirmed. It changes ledger rules, not the XRP token. Support was 33 of 35 trusted validators going in, above the 28 needed. Do you follow amendment votes on the XRPL, or just wait for the news? Source: news.bitcoin.com/security/xr… @XRP $XRP #XRPL

Morning snapshot, 9:03 AM MT. $XRP is at $1.32, up 3.57% in 24h and down 0.49% over 7 days. stellar:native is at $0.1686, up 2.34% in 24h and down 1.62% over 7 days. xdce-crowd-sale:native is at $0.03125, down 0.84% in 24h and 6.84% over 7 days. hedera-hashgraph:native is at $0.07283, up 3.82% in 24h and down 3.95% over 7 days. HBAR and XRP lead the day, XDC is the only one down, and all four are still lower on the week, with XDC the weakest at 6.84%. Source: coingecko.com/ $XRP stellar:native xdce-crowd-sale:native hedera-hashgraph:native

South Korea is considering raising how much customer crypto exchanges must keep in cold wallets, from 80% today to about 99%, after the $6.3B Binance theft. Cold wallets are offline, so they're much harder to hack. The tradeoff is slower withdrawals when hot wallets run short. Nothing is final yet. Regulators met exchanges on Nov 2 and asked them to raise their cold-wallet share. Upbit already reports over 99%, Bithumb about 94% and Coinone about 85%. Would you trade slower withdrawals for an exchange that keeps 99% offline? Source: tokenpost.com/news/regulatio… @XRP $XRP #XRPL

How you like them apples! @BullNakedCrypto @VALELORDX

Ripple minted 110,565,832 RLUSD on the XRP Ledger in one transaction at 20:43 UTC on Nov 2. That's one of the biggest single RLUSD mints on the XRPL. The largest on record was 200M on May 20. It landed about seven hours before Binance's second withdrawal wave, which lists RLUSD on both Ethereum and the XRP Ledger. Do you hold RLUSD on the XRPL or on Ethereum? Source: tokenpost.com/news/investing… @XRP $XRP #RLUSD

Brazil's Mercado Bitcoin paused deposits and withdrawals after wallets on at least 10 chains were drained on Nov 2. Security firms put the loss at $40M or more. One report says the attacker now holds about 6.7M XLM, along with ETH, BTC, SOL and AVAX. These were plain transfers from the exchange's own wallets, not a flaw in Stellar. The exchange says customers won't lose any assets and no data was breached. It says about $11M of the stolen funds has been frozen so far, with help from Tether, Circle, Paxos and Chainalysis. That's two big exchange incidents in one week. Does this change how much you keep on exchanges? Source: coindesk.com/business/2026/1… stellar:native #Stellar