Ramit Sethi (@ramit) header
Ramit Sethi (@ramit) profile picture

@Netflix’s How To Get Rich | Money For Couples Podcast | NYT Bestselling Author

Los Angeles / NYC
Joined April 2008
Photo by Ramit Sethi (@ramit)Photo by Ramit Sethi (@ramit)Photo by Ramit Sethi (@ramit)Photo by Ramit Sethi (@ramit)Photo by Ramit Sethi (@ramit)Photo by Ramit Sethi (@ramit)Photo by Ramit Sethi (@ramit)Photo by Ramit Sethi (@ramit)Photo by Ramit Sethi (@ramit)Photo by Ramit Sethi (@ramit)
The realest mfer in personal finance
This is so funny. Every few years, conservatives get complete control of a city/state and try their policies, only to end in complete and total disaster In Kansas, Republicans launched one of the biggest state tax cuts ever, their signature and only actual policy (besides terrorizing immigrants and restricting women's reproductive rights). As a result, tax revenues dropped by $700 million in the first year, Kansas growth lagged neighbors, and they made such deep cuts to education that even Republicans admitted they severely screwed up and repealed their policies. This should have put supply-side economics in the dustbin of history but Republicans can't read so they fail to learn from history. In Oklahoma, Republicans cut taxes, resulting in a hole so large -- nearly $900 million -- that 20% of school districts had to go to 4-day weeks to save money. Nothing like screwing children so wealthy Republicans get wealthier! Oklahoma ended with about 1,500 fewer teachers and were forced to assign a mileage cap to Highway Patrol because they couldn't afford gas. Great governance, guys. Republicans later admitted their policies were idiotic and repealed many of their policies, raising taxes. Florida's coming disaster will be extremely entertaining to watch. When Republicans actually try to effect policy (rare -- usually they just demonize minorities), it almost always ends in disaster This is why I will never be lectured to by a Republican about their views on taxes
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ain't no way
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I watched this episode last night. Ramit had them put the dogs on camera. He told the dogs they have to be on a strict(financially) diet and they can’t get toys anymore Lmfaoooo
Here’s the scenario: - Married couple, 39 & 43, no kids - Income: $138,600 (he thought their income was ~$200,000) - Debt: $428,263 (about $350K is student loans) - Savings: $0 - Fixed costs: 154% of take-home pay - Groceries and eating out for two: $3,363/month - Two dogs: $1,029/month What would you do? This is a real couple, whose story you can find below
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this one was so juicy, could not stop watching
Couple below has a net worth of $11 million, $1 million annual income, 5 kids in NYC private school, and spend more than they make every month Don’t want to give up second home, $4,000/month groceries, vacations Watch the full episode to see what happens when you won’t downsize
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Mamdani on this massive $131M DoorDash wage theft settlement “If you keep trying to rip off New Yorkers we’d be happy to make history again” No one goes harder than this dude I swear to god
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Unblocking my maga family members so I can send them photos of gas prices and then reblocking them.
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This post and his replies to the bigots in the comments are one of the many reasons I fuck w/ Ramit so heavy.
Disgusting. Republican bigots hide behind the veneer of "legal immigration" but the truth is, they can't compete in today's world and their only response is racism
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My beautiful 29 year old child had to pay taxes
My Son just spent 30 days up north working his ass off. Overtime on top of his regular hours. He made 10,000 dollars. This Morning he woke up to find out the Government took 4,000 of his pay check. He’s 29. Tying to build a life,marry his gf of 6 years. He just stormed into my Holiday Trailer ranting about how much he fucking hates Canada. Hates the Government. Mark Carney you fucking cunt. I hate you. I hate your Government,you are a giant pos. I hope you get an incurable disease and suffer the worst fate known to man before your useless,corrupted ass dies. I curse you and your whole bloodline for generations to come. May they know nothing but suffering for their whole lives. FUCK CARNEY FUCK THE LIBERALS FUCK CANADUH.
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As a proponent of long-term investing I always get the following pushback: Now show Japan So I wrote 2 chapters in Risk & Reward all about Japan The first thing you need to understand is that Japan in the 1980s was the biggest financial asset bubble in history:
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average pied a terre
This is a definite rug pull. $1m coops and condos are basically your average pied a terre owned by an older professional, not something owned by the super wealthy
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Mandatory viewing for political/policy professionals
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One Sunday morning in NYC, I went to meet my friend for coffee. I was wearing a hoodie and athletic pants, the usual for guys on a weekend morning I remember my friend showed up wearing awesome clothes and I asked him why he was dressed up. He said he'd just decided to always wear nice clothes wherever he goes I loved his attitude. Complete and total abundance. I now don't believe in saving nice things for special occasions. I take my favorite bag to the gym. I wear a vicuna sweater for coffee. I drink coffee out of a beautiful hand-made ceramic mug every morning and I let my friends and family borrow my apartment for weeks at a time. My nicest things get the most use I used to worry about scratches and stains. Truthfully, maybe .01% of the time, it happens. But now those scratches represent using beautiful things getting used in daily life Beautiful things are meant to be used. They're meant to be shared with the people you love. Don't save your china for a special occasion
Haha. I am now a possessor of some “fine china” thanks to my deceased grandparents who waited their entire lives for the right occasion that never came.
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This is one of those instances where ADUs are an amazing solution. Grandparents can build a nice ADU in the backyard for themselves and then their children/grandchildren can move into the main house. This solves so many downstream problems too - childcare, elder care, living costs, access to schools, fertility(?), etc. We should be incentivizing more of this kind of multigenerational living.
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A lot of people ask how I got out of debt and improved my credit score from low 500s to high 700s The answer is @ramit, and this new vid is great youtu.be/La9kdnozmsg?si=9hBl…
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a lot of people who claim to love this country actually just love capitalism and that they personally attained wealth through it there’s no love for what actually unites America. there is zero civic pride. no care for the common good. they don’t love the U.S. they love the USD.
You want to tell men/women in America who make their living in youth soccer that they need to make less?! It's a business. I want them to make as much money for their service as the market will pay them. If they can make a "ton of money" then they should...and I'll celebrate it.
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Ramit Sethi'nin podcastini oldukça beğeniyorum. Kişisel finansla ilgili tabu ve tartışmalı konulara yer vermeyi seviyor. Bu örnekte grubunda yeni bir çift var. Evliler, ikisi de 50’li yaşlarında. - Kadının geliri: 126.000 dolar/yıl - Erkeğin geliri: 61.000 dolar/yıl - Net varlık: 496.000 dolar (neredeyse tamamı kadına ait) - Erkeğin emeklilik birikimi: 16.000 dolar - Erkek, 12 yıl önce Brezilya'dan göç etti ve oturum kartını ancak geçen yıl aldı. Şu anda kariyerini sıfırdan yeniden inşa ediyor. - Kadın, erkeğin daha fazla kazanmasını istiyor. Ayrıca erkeğin haftada 6 gün çalışmayı bırakıp evde daha fazla zaman geçirmesini de istiyor. Bu bölümde, cinsiyet, kültür ve maddi beklentilerle ilgili çatışmalara tanık oluyoruz. Siz bu senaryoda olsanız ne yapardınız?
New couple on my pod. Married, both in their 50s - Her income: $126K/year - His income: $61K/year - Net worth: $496,000 (almost all hers) - His retirement savings: $16,000 - He moved from Brazil 12 years ago and only got his green card last year. Now he's rebuilding his career from scratch - She wants him to earn more. She also wants him to stop working 6 days a week and be home more In this episode, we see conflicts around gender, culture, and financial expectations What do you notice in the #s above?
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Replying to @ramit @jgebbia
Hi @jgebbia, why did you delete your post? Don't you stand behind your white supremacist beliefs?
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"Members of the group Patriot Front ride the metro as a commuter looks on, during the 250th anniversary of U.S. independence in Washington, D.C., U.S., July 4, 2026. REUTERS/Cheney Orr"
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this guy is the co-founder of Airbnb
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Independent analyses estimate that your actions to dismantle USAID and drastically reduce lifesaving foreign aid have already killed 700,000 people. Here are some of those people. 🧵nitter.cf/elonmusk/status/206944…
All DOGE required was contact information of the recipients to confirm that funding was not fraudulent. No validated medical funding was stopped. Anything that appeared to be legitimate lifesaving funding continued and is now administered by the State Department. If anyone had actually died as a result of DOGE, their names would be worldwide headline news! On the other hand, USAID did help fund the Wuhan Virology Institute, which caused the deaths of millions, and the revolution that started the Russia-Ukraine war.
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