For financial advisors and others helping clients age 50-plus. We explore retirement, money, longevity, work and homes, and want to change thinking on aging.
Joined February 2021
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“It’s my turn now.” Kathleen Rehl on helping widows move from financial clarity to personal possibility.
rethinking65.com/beyond-the-…
@Rethinking65 #WomenAndMoney #FinancialPlanning
Allspring Global Investments just launched ETF share classes for three existing mutual funds, one of the first asset managers to offer this structure. Investors no longer have to choose between a mutual fund and an ETF. #FixedIncome #FinancialAdvisors
77% of job seekers used AI in their search. 60% rewrote applications to avoid sounding like AI. 81% were rejected without ever speaking to a human.
The application used to be a front door. Now it is a dead end.
Full Story: rethinking65.com/jobseekers-…
@Rethinking65 #AI #CareerPlanning #FinancialAdvisors #Rethinking65
Most advisors respond to a difficult client with more logic. More data. A clearer explanation.
It almost never works.
Beverly Flaxington writes for @Rethinking65 on what is actually behind difficult client behavior and how to defuse it.
rethinking65.com/every-diffi…
#PracticeManagement #ClientRelationships #FinancialAdvisors #Rethinking65
John and Linda Mellowes donated $50 million to the Medical College of Wisconsin for genomic medicine research. The largest philanthropic gift in MCW’s history.
@Rethinking65 has the full story. #Philanthropy #Longevity #FinancialAdvisors #Rethinking65
rethinking65.com/former-ceo-…
Social Security benefits will increase 3.6% in January 2027, an average of $75 more per month for nearly 72 million beneficiaries.
Clients with a Social Security account can see their COLA notice online starting in late November, weeks before the mailed notice arrives.
Full Article: rethinking65.com/social-secu…
#SocialSecurity #RetirementPlanning #FinancialAdvisors #Rethinking65
85% of employers offer retirement benefits. Only 28% of employees say their savings strategy will get them there.
Access is not the same as outcomes.
Gallagher’s 2026 report via @Rethinking65: rethinking65.com/retirement-…
#RetirementPlanning #WorkplaceFinance #FinancialAdvisors #Rethinking65
A retirement income plan is not a snapshot. It is a living document.
Paula L. Green reports for @Rethinking65 on how Edward Mahaffy of ClientFirst Wealth builds adaptive income plans that update as spending, taxes and household cash flows change.
Full Story: rethinking65.com/from-retire…
#RetirementPlanning #RetirementIncome #FinancialAdvisors #Rethinking65
Rethinking65 retweeted
Retirement income planning is not a yield-chasing game.
I was pleased to write this piece for @rethinking65 on a topic I spend a lot of time discussing with clients approaching or living in retirement.
Too often, the retirement-income conversation starts with, “What investment should we buy to generate income?”
I think it should start somewhere else:
How much income do you actually need, where should it come from, and what return does your financial plan require to make it work?
From there, the conversation becomes much broader than yield. It includes taxes, inflation, sequence-of-returns risk, liquidity, Social Security, portfolio growth and longevity.
One point I make in the article that I think is particularly important: being too conservative in retirement can create its own risk. At 3% inflation, a lifestyle that costs $10,000 per month today costs more than $24,000 per month 30 years from now. Retirees still need growth.
I also discuss our approach to bucketing, creating a “retirement paycheck,” tax-efficient withdrawals and what I call Planning for Retirement the R.I.T.E. Way® — Retirement Income Taxed Efficiently.
rethinking65.com/retirement-…
Private foundations gave $1.14 billion in charitable grants in 2025, up 15%. They still grew their endowments.
More than 40% of grants are typically made in Q4. The giving season is just getting started.
rethinking65.com/private-fou…
@Rethinking65 #Philanthropy #CharitablePlanning #FinancialAdvisors #Rethinking65
The Hoge-Barrett Group, a $3 billion wealth management team in Winston-Salem, NC, has joined CAPTRUST. The 13-person team has been advising families since 1999.
rethinking65.com/hoge-barret…
@Rethinking65 has the full story. #WealthManagement #RIA #FinancialAdvisors #Rethinking65
The first question in retirement income planning is not what to buy. It is how much income the client actually needs, from which sources, and for how long.
Scott Bishop, CFP writes for @Rethinking65 on why chasing yield without a plan is the wrong starting point.
rethinking65.com/retirement-…
#RetirementPlanning #RetirementIncome #FinancialAdvisors #Rethinking65
RMDs in the early seventies can run upward of $300,000 for high earners. Most have no idea it is coming.
Ed Prince reports for @Rethinking65 on three advisors defusing the retirement tax bomb three different ways: municipal bonds, Roth conversions and private investments.
Full Story: rethinking65.com/three-ways-…
#RetirementPlanning #RMD #TaxPlanning #FinancialAdvisors #Rethinking65
The average retiree spends only about half of what their savings could safely sustain, per Blanchett and Finke.
Not a financial problem. A behavioral one.
Frederick Saide writes for @Rethinking65 on the underspending trap.
rethinking65.com/the-undersp…
#RetirementPlanning #BehavioralFinance #FinancialAdvisors #Rethinking65
Most pre-retirees say their career is a significant source of personal value. Nearly half have no defined purpose beyond it. Dave Buck writes for @rethinking65 on what advisors can do when retirement removes a client’s sense of importance.
Full Story: rethinking65.com/advisors-sh…
#RetirementPlanning #FinancialAdvisors #Rethinking65
Tariff revenue as a share of GDP rose over 300% since 2018. The Supreme Court struck down many of those tariffs in February 2026.
The Tax Foundation says replace them with a 1% VAT. $130.1 billion in projected revenue gains through 2036.
rethinking65.com/repealing-t…
@Rethinking65 #TaxPolicy #Tariffs #FinancialAdvisors #Rethinking65
The most important questions in a college decision are not on the spreadsheet. Julie Meissner writes on what going through the college search with her own daughter has taught her about serving clients through this season.#CollegePlanning #FinancialAdvisors
Dolly Parton had her trusts in place. Prince had nothing. A six-year court battle reduced his estate by tens of millions.
Every client already has an estate plan. If they have no documents, the state has one for them.
Josh Dunn writes for @Rethinking65. #EstatePlanning #FinancialAdvisors #Rethinking65
rethinking65.com/estate-plan…
The fiduciary debate has a villain. George Kinder says we have identified the wrong one.
“The fiduciary movement in financial services has been too small for too long. It’s time for us to go big.”
rethinking65.com/george-kind…
Jerilyn Klein interviews Kinder for @Rethinking65. #Fiduciary #FinancialPlanning #NAPFA #FinancialAdvisors #Rethinking65
