Ross Kay (@rosskay) header
Ross Kay (@rosskay) profile picture

Keep Us Secret! Don't Follow! Forensic Home Trading Market Intelligence Canada's Authority on HomeOwnership & The Trading Cycle Powering The Wealthy HomeOwner™

Ontario, Canada
Joined January 2010
It's Official.... Calling all Housing Market "experts" now you have a chance to win $100,000 and prove your expertise all at once. rosskay.com/100kprize.html
7
1
2
13
Have you ever wondered who pays for the 5 mnths of FREE real estate services this seller received? Imagine being a home buyer and finding out 92% of the commissions you paid on your home were used to give the exact same real estate services you used so others got them 4FREE?
MY FATHER IS 63 AND JUST TOOK HIS HOUSE OFF THE MARKET BECAUSE NOBODY CAME. Not a single walkthrough in five months. He wasn't flipping it. He bought that place back in 1996, raised four kids inside it, and needs to downsize because his hip is shot and maintaining a two-story yard is impossible now. Zillow just released data showing why nobody showed up. 840,000 active buyers nationwide. Lowest number in over a decade. 1.38 million sellers. Over half a million more people trying to get out than get in. Here's what killed it. Run a $450,000 mortgage at 7.2%. Pay every single month for five straight years, never miss a deadline, and you'll still owe roughly $425,000. Five years of hard labor. Twenty five grand of principal paid off. That's not buying a home. That's renting capital from a bank while paying property taxes for the privilege. So my father sits in a home he can't sell, can't maintain, and can't afford to leave. And the young buyers who want it can't afford the interest. THE SYSTEM IS BROKEN. ONE GENERATION CAN'T BUY IN AND ANOTHER CAN'T ESCAPE. Nobody is coming to save it.
Readers added context they thought people might want to know
Zillow did not release the cited data on 840000 active buyers or 1.38 million sellers. Redfin estimated ~929000 buyers and ~1.51 million sellers in September 2026; Zillow reported 1.39 million homes for sale but no matching buyer total. redfin.com/news/buyers-vs… zillow.com/news/zillows-s…
123
#AskYourself if in the majority of towns and cities in Canada young people can buy and own the same single detached home their Grand Parents first purchased but now only need minimum wage to do so, would @GenSqueeze chief shill and huckster continue to demoralize their mindsets?
1
118
Hey @RECOhelps This is not measuring new power of sale listings in October in these cities. It doesn't even measure POS on MLS!!! Does this qualify as False, Misleading or Deceptive?
Top places in Ontario for new power of sale listings in October…
115
What does @RjBarrett6 need to do to get a contract extension from @Raptors @michaelgrange ? Is this a set up to trade him away like they did @DeMar_DeRozan ? Why did @Sportsnet hide is accomplishments the first 3 games of the year by lauding others first? Fans need to speak up!
1
81
Hey @recohelps Obviously this chart doesn't measure average condo prices and obviously this Broker of Record needs an educational direction from RECO. When will you begin enforcing the Act for false, misleading and deceptive advertising or market intell ?
BREAKING NEWS! ONTARIO CONDO PRICES IN OCTOBER ARE UP 5%... (in 7 years) After real estate fees that's break even as long as you didn't spend any money maintaining the place. LuCKiLy rEaL EsTATe alWAYs GoeS uP!
2
357
#HOOWweAdvise "Stay in your lane!"
62
hey @gregorrobertson Why do you think REALTOR @ScottAAitchison did this immediately after he announced he was quitting the @CPC_HQ ? Why didn't he once ask for CREA to be hauled in front of the finance committee? If he wanted to solve housing what was he afraid of?
1
2
109
#HOOWweAdvise Full Commission Refunds are far cheaper for a brokerage to pay then the result of a legally enforceable violation of provincial real estate trading laws. Consumers should get their refund before allowing the Government to take 10X the amount! #AskAnAdvisor
95
Tomorrow Canadians will pay higher interest payments because of this chart. #AskYourself #HOOW can real mortgage payments, property taxes, hydro, rent, house prices, renovation expense, new home prices missing HST, produce any ORANGE on this chart ?
1
178
#HOOWweAdvise Sellers Net 2026 $388,772 North York A 2008 Purchase netted a 5.74% real loss. A 2012 Purchase netted a 20.51% real loss. A 2017 Purchase netted a 41.25% real loss. Lets end false narratives by comparing #MacApples2MacApples Legacy #OwnershipStrategies never work
1
3
150
#HOOWweAdvise #CommissionRefunds A foundational principle of contract law is informed consent. #AskYourself "When your Real Estate Agent and your Brokerage are not informed enough to give their own consent to a clause how can they inform you enough to gain your consent?" RK
57
#HOOWweAdvise "Human Wealth began with Production it then evolved as it sought efficiency it then capitalized on speculation it then sought efficiency once again but it always returns to where it began." RK
53
"Microsoft has announced it plans to cut its workforce (including CDA) by 27% by the end of the year. This is something every parent should be aware of & tracking. The job disruption now underway will transform many lives and planning now is the best advice a parent can give."RK
3
333
"Increasing we are forced to accept that Canadians pay the price to coverup the incompetence of those we hire to guide us. If anyone thinks this is the result of an oil shock we have some marshland on the French to sell you!" RK
3
235
#HOOWweAdvise They are now rich enough because they chose to own and not rent, that they can fund high quality assisted living when their friends who rented cannot because they listened to a CFP. Yes, they really did make a fortune with ZERO risk or fear of their CFP being wrong!
My parents paid $16,000 for the house I grew up in. It’s now worth $783,000 on Zillow. Sounds like they made a fortune, right? In gold terms, that house cost 450 ounces in 1962. At today’s gold price, it’s worth 250 ounces. The house actually lost value. Politicians get away with robbing working class people blind because most people don’t realize their nominal gains aren’t real gains. They think they’re inflation-adjusted rich, but they’re not.
138
#HOOWweAdvise Working with REALTORs over the last 5 yrs, 4 of 5 homes on a court sold. The lowest price happened this week and it was less than 1/2 what one of these homes sold for last year. The level of incompetence recorded in these 4 sales is why #HOOW100XGuaranteed exists.
129
#HOOWweAdvise It is next to impossible for a Listing Brokerage to have a Seller provide informed consent when agreeing to this clause and @RECOhelps needs to warn the public about it. The @CompBureau should be adding this to its complaint against TRREB and CREA.
1
2
142
#HOOWweAdvise NAR has no legal requirement and cannot be charged for lying about USA real estate. They are Canada's version of CREA. Mortgage Rates of course had no impact on declining sales and no one at NAR can prove otherwise!
93
#HOOWweAdvise REALTOR narratives present this home as Selling for 106% of the listing price which was legal before 2005 but not today. Advisors truths present this home as Selling 90% of the listed price which is how the realtors silenced before 2005 measured it. @OSFICanada
82
#FamilyBC Just purchased for it's nominal 2016 Appraised Value. Buyers in Kilarney-Vancouver in 16 actually paid more and got less. Working with a REALTOR in BC meant your REALTOR was the only one to make a profit in the last 10yrs and why advice comes with a #HOOW100XGuaranteed!
1
2
122