Mark Smargon

my honest opinion on using @SolidYield for the past few days. this post is going to cover everything you need to know — the UX, card, earn, among other features. testing the card, the first thing i made sure to do was test a currency that’s not so popular like USD, EUR, or GBP because most cards are optimized for those. the first currency i tested was NGN to order something online. on my first order, the first thing i noticed was that Solid’s rate is more favourable than the official rate. in fact, it’s around 4% lower, so if you’re earning in one of the biggest economies in Africa — Nigeria, the Solid card is ideal, especially when you earn directly in crypto. it also works with other currencies, of course: USD, GBP, and EUR. it also offers one of the best cashback limits for a free-tier card right now: 3% at a $50 monthly limit. you also get $25 for both you and your friend when they sign up with your code after reaching some card spend volume. upgrading your card tiers gives you access to more benefits, for instance, cashback for subscriptions, etc. and before i forget, you also get points. love that the point that earn comprise different tokens, not just stablecoins, because most times that was the only option. i intentionally added it to a shopping website to see if money was going to be charged without verification (this is actually the norm for most cards). to my surprise, every transaction is secured by 3DS, so every transaction i’ve made, i’ve had to confirm. one unique feature i love most is how the card is powered by two top card issuers, Wirex and Rain, which literally means when one isn’t available in a region, the other will be. this is the first time i’ve ever seen this. overall, a very good crypto neobank with good UX. love that the team is also focusing on community building. i was indirectly paid for this because the team personally funded my card to test their card, which is very rare for teams these days. to me, this just means they are focused on improving the product rather than focusing on vanity metrics. some things they could improve in the product: the first issue i had when interacting with the app is the fact that i didn’t know much about Fuse, so when i transferred money out to my wallet, i’ve had to search where to bridge out. which is a friction for average users. think having options for some popular chains would be better btw. my account was logged out, so i’ve had to log in with a passkey, but it became nowhere to be found. so i created a new one, then the old one magically showed up anytime i mistakenly pressed it to confirm something. txns won’t just go without any warning like “the passkey isn’t identified.” think it’s going to go a long way rather than a blank page. some chains are a must-have for a consumer that wants to leave the chasm. for instance, USDT has most of its supply + volume on Tron. inasmuch as you allow USDT deposits, it was important to have Tron as part of the deposit options, even though it’s non-EVM. really down to work with the team more on this. i’m still testing, i’ll post more updates as it goes. happy monday and have a great day!