Ted Rossman (@tedrossman) profile picture

Principal Consumer Finance Analyst @moneymanagement

New York
Joined August 2008
Photo by Ted Rossman (@tedrossman)Photo by Ted Rossman (@tedrossman)Photo by Ted Rossman (@tedrossman)Photo by Ted Rossman (@tedrossman)Photo by Ted Rossman (@tedrossman)Photo by Ted Rossman (@tedrossman)Photo by Ted Rossman (@tedrossman)Photo by Ted Rossman (@tedrossman)
A10. Start with the basics. Review your credit score, budget, debts and interest rates. Come up with a list of money goals to focus your path forward. Automate what makes sense (e.g., savings, investments, debt payoff). Commit to checking in at set intervals. #creditchat
Q10. What is one money habit you can start, stop or improve now to strengthen your finances for the months ahead? #CreditChat
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A9. Use technology/automation to help (automating savings/investments, bill payments). Set up recurring money dates (perhaps monthly or biweekly) with your spouse. Check your financial apps a couple times a week. It all gets easier when habits are established. #creditchat
Q9. What strategies can help you stay consistent with new money habits when life gets busy or your financial circumstances change? #CreditChat
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A8. Credit can be a tool that you can use to your advantage. For example, few have the ability to pay cash for a home, car or college education. You need to make sure you're not getting overextended, though. Strong credit = best terms on loans. #creditchat
Q8. How can regularly reviewing your credit reports, credit scores and debt help you make more informed financial decisions? #CreditChat
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