United Community

Earn more on your savings and grow your emergency (or future-house or next-year’s-vacation) fund while you’re focused on living your life. With our Certificates of Deposit (CDs), you can set aside your savings for a set amount of time and get a guaranteed interest rate for the entire term. With our Money Market accounts, you’ll earn higher yields than with a standard savings account but still maintain easy access to your money when you need it. Not sure which would be best for you? Schedule an appointment with one of our bankers or visit ucbi.com/savings to see all our account options and current rates.

Our branches are closed today, but your accounts are always accessible at ucbi.com and on our mobile app.

Hurricane Isaias is impacting several communities across the Southeast, and as we continue to monitor reports, the safety of our customers and team members is our top priority. We've temporarily closed and/or adjusted hours at many of our banking centers in the storm's path. For updates, visit bit.ly/4hOOEMf. Any affected banking centers will reopen when it is safe to do so. If you need help with financial transactions that may be affected during this time, please contact our Customer Care team at 1-800-822-2651, Monday through Friday, 8:00am–6:00pm, or Saturday, 9:00am–12:00pm ET. Please stay safe.

For the 12th time, customers have rated United Community #1 for Retail Banking Customer Satisfaction in the Southeast by JD Power. We don't take that trust lightly. Thank you for continuing to choose us and for giving our team the opportunity to serve you. Learn more at jdpower.com/awards. Explore United Community's award-winning approach to banking at bit.ly/4sF5bqg. United Community - Banking Built for You

One click on the wrong email could put your personal information at risk. For Cybersecurity Awareness Month, Nathan from our Information Security team shares a few simple ways to spot phishing emails before you open them. Find more tips to help protect yourself at ucbi.com/fraud-prevention.

Five years. $2.96 million invested. 1,146 grants. 753 organizations supported. As the United Community Bank Foundation celebrates its fifth anniversary, we’re proud of the impact made across the Southeast. Guided by our four pillars - economic empowerment, housing strategies, artistic expression and youth development - we’re helping build stronger communities and create opportunities that last. Learn more about the United Community Bank Foundation at bit.ly/4rHwelg. Read the full press release here: bit.ly/4yqrwL8

You know your business. We can help make sense of the numbers. When Tracey was ready to open Marshall Muse Gallery in Greensboro, North Carolina, our team helped her understand the process and navigate the next steps. The result? A thriving creative space built for the community. Read Tracey’s full story and schedule an appointment with one of our bankers today: bit.ly/4wNRUwN United Community - Banking Built for You

Eligible in-store purchases with your United Community Mastercard® debit card could win you a 4-night trip or a $200 Mastercard Prepaid® card. No Purch Nec. Mastercard cardholders from a participating issuer before 7/1, 50 US/DC legal perm. res. legal age. Ends 12/31. Rules: bit.ly/3P4lm1n

The key to stronger cash flow starts with understanding how money moves through your business. At United Community, we’re here to make it easier and help you build for what’s next. Not sure where to start? Read our article and connect with one of our bankers to talk through what makes sense for your business: bit.ly/4wjlECi United Community - Banking Built for You.

Have you visited our new United Community banking center at 311 S. Limestone Street in Gaffney, South Carolina? Yesterday, we celebrated its grand opening with Team United, including CEO Lynn Harton, Chief Banking Officer Rich Bradshaw, and Chief Consumer and Small Business Banking Officer Abraham Cox. We’re proud to continue serving the Upstate with local, customer-first banking. Stop by and see us!

As your business grows, how you bank should grow with it. An annual business review can help uncover opportunities to improve cash flow, strengthen fraud protection, and make sure your financial tools still fit the way your company operates. Connect with your local United Community banker or visit ucbi.com/business-banking to learn more.

Thank you for rating us #1 for Retail Banking Customer Satisfaction in the Southeast by JD Power. We’re grateful for the trust you place in us every day. Recognition like this reflects the relationships we’re proud to build across the communities we serve. Learn more at jdpower.com/awards. Explore our award-winning approach to banking at bit.ly/4sF5bqg.

Strong businesses help build strong communities. For us, banking is about more than dollars and numbers. It’s about people like Tracey, owner of Marshall Muse Gallery in Greensboro, North Carolina, and helping bring new opportunities to the places we call home. Read Tracey’s story and connect with one of our bankers today: bit.ly/4wNRUwN United Community - Banking Built for You

Today, we pause and remember. We honor the lives lost on 9/11 and the heroes who answered the call with courage and compassion. Twenty-five years later, their legacy continues to inspire us.

Buying your first home, or your first in a while? It can feel like a lot to take in, but you don’t have to figure it out on your own. Our First-Time Homebuyer’s Guide is designed to help you think through what home means for you and start the process with more confidence. Download the guide to get started: ucbi.com/homeguide

Protect your password from the other team. Play signals have symbols that the other team can’t guess—and the same should be true for your password. Make sure to create unique passwords for each of your accounts, change them periodically, and leave out any easy-to-guess personal information like your birthday or pet’s name. For more password tips, visit: bit.ly/4kWJduh

Make your money work for you. From certificates of deposit to money market accounts, we offer different ways to save that are designed to fit your needs. Find the right option for you at ucbi.com/savings. United Community - Banking Built for You

Our branches are closed today, but you can access your accounts anytime at ucbi.com or via our mobile app.

Cash flow can make a big difference in how smoothly your business runs. And with the right strategy, you can preserve cash longer, smooth out your cash flow cycles, and reduce the need for short-term borrowing. Not sure where to start? Read our article and connect with a United Community banker to talk through what makes sense for your business: bit.ly/4wjlECi

Don’t fight business fraud alone. Add an extra layer of security by enrolling in our Positive Pay service for check payments and setting up dual control for wire payments and ACH transactions. Learn more about both at ubci.com/fraud-prevention-to….