Ray R. ๐Ÿ‡บ๐Ÿ‡ธ (@DividendRay) header
Ray R. ๐Ÿ‡บ๐Ÿ‡ธ (@DividendRay) profile picture

Retired. Iโ€™ve done well in the stock market as well as real estate, oil, and in crypto. Partner in a MT Sports Bar/Casino. No FA. No DMโ€™s please.

Minneapolis, MN
Joined October 2017
Photo by Ray R. ๐Ÿ‡บ๐Ÿ‡ธ (@DividendRay)Photo by Ray R. ๐Ÿ‡บ๐Ÿ‡ธ (@DividendRay)Photo by Ray R. ๐Ÿ‡บ๐Ÿ‡ธ (@DividendRay)Photo by Ray R. ๐Ÿ‡บ๐Ÿ‡ธ (@DividendRay)Photo by Ray R. ๐Ÿ‡บ๐Ÿ‡ธ (@DividendRay)Photo by Ray R. ๐Ÿ‡บ๐Ÿ‡ธ (@DividendRay)Photo by Ray R. ๐Ÿ‡บ๐Ÿ‡ธ (@DividendRay)Photo by Ray R. ๐Ÿ‡บ๐Ÿ‡ธ (@DividendRay)Photo by Ray R. ๐Ÿ‡บ๐Ÿ‡ธ (@DividendRay)Photo by Ray R. ๐Ÿ‡บ๐Ÿ‡ธ (@DividendRay)
#NewProfilePic Alaska, August 2026. Denali National Park
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Yep.
Unpopular opinion: Buying a brand-new car isnโ€™t always a terrible financial decision. Not every purchase needs to maximize net worth. Sometimes enjoying the money youโ€™ve worked hard for is perfectly reasonable.
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Prediction Marketsโ€ฆ Who plays them? Iโ€™ll go first. I put $100 into Kalshi on the first of the month. Thatโ€™s all I play. But, I can afford it and itโ€™s pretty fun. My win rate ate is about 53%.
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Early voting is the best!
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It will be fun to watch this develop. Definitely going to make a disruption in the industry.
ELON MUSK: "You should be able to have a Starlink, like you have an AT&T or T-Mobile or Verizon or whatever, you could have an account with Starlink that works with your Starlink antenna at home with free Wi-Fi as well as on your phone. We're not going to put the other carriers out of business. They're still going to be around because they own a lot of spectrum. It will allow SpaceX to deliver high bandwidth connectivity directly from the satellites to the phones, but there are hardware changes that need to happen in the phone. You should be able to watch videos anywhere on your phone."
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Ray R. ๐Ÿ‡บ๐Ÿ‡ธ retweeted
Alright I am calling in a Hail Mary to all my X friends to help me get to the finish line! Help a brotha out & blow the timeline up!! ๐Ÿ˜‚ @amitisinvesting @Mr_Derivatives @DividendMil @dividendology @GrindeOptions @optionscjp @StockOptionCole @Smartnetworth1 @DevotedDividend @BusinessFamous @WealthCoachMak @TJTheWheelDeal @TslaGroupie
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My $QYLD dividend payment for September. I know itโ€™s not a very popular ETF here, but I tend to hold. My wife and I take these monthly dividends and spend them for travel. Big picture, not a lot of growth, but Iโ€™m way ahead cashwise. Iโ€™ve made my original investment back.
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So near, but yet so far! Super excited to order as soon as I am invited. $RIVN
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Gas is now $4.49 per gallon here in southern Minnesota. What are you guys paying?
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Happy Labor Day to my United States followers! I hope everyone has a great day.
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My $BTC holdings. What do you guys think? Take some profit or hold on. ๐Ÿคท
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Iโ€™ve been really quiet on this platform for the last week. Iโ€™m pretty sure I caught Covid somewhere and it kicked my ass Let me tell you, itโ€™s not fun But Iโ€™m feeling much better, and plan to become more involved and post more in the coming days.
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$VZ Gets bashed a lot on this platform, and if you look at the growth, itโ€™s basically nothing. What you need to look at here is the dividend yield, and the fact that theyโ€™ve paid an increasing dividend yearly for quite a few years now. Good bond replacement.
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Itโ€™s funny, the other day I was complaining about my Robinhood credit card being only a $10,000 limit. This past Sunday, I decided to request a credit limit increase on my Fidelity Visa. My line was $40,000, and with no hesitation, they upped it to $50,000. Nice!
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I have to admit, Iโ€™m somewhat frustrated with this card. Iโ€™ve had it since October 2025 and have yet to get a credit limit increase. I do not make multiple payments per month just pay the statement balance in full. Maybe one day, theyโ€™ll give me a larger limit.
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Minnesota municipal bonds continue to pay me well. No income tax due, federal or state.
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Last week, I bought this Mammotion Luba 3, 3000 to maintain our yard. This thing runs every other day, and keeps our yard, perfectly manicured at 3 inches. Not cheap, it was almost $3000. But totally worth it.
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Looks like another rough day in the markets today. So, ignore the short term noise because thatโ€™s what it is, and focus on your long-term plan. Stick to that plan You will come out a winner in the long run. Take it from me it worked for us.
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