RWAlpha.AI

Thanks for the feature, @BinanceWallet! Great to be part of the latest dApp integrations, bringing more of @RWAlphaHQ’s products to more users. 🚀

The RWA market map: Q4 2026 edition 🗺️ 72 companies, 8 categories, one view of tokenized finance. Two @BNBCHAIN builders in the issuers box: RWAlpha with tokenized yield products, @DowProtocol bringing e-commerce receivables on-chain. Save it. Tell us who we missed 👇

This is why an income ETF's share price looks flat while the fund pays out every month. On the ex-dividend date the price drops by the payout, because that cash leaves the fund and goes to holders. A $100 share that pays $1 becomes a $99 share plus $1 in your account. Nothing was lost, but a price chart shows minus 1%. $QQQI's share price rose just 2.5% in the year to 30 Sep 2026. Holders who reinvested the payouts earned about 18%. Price shows what stayed in the fund. Total return shows what you earned. Past performance isn't a guide.

Imagine you hold $100 of the Nasdaq-100 (an index of 100 of the biggest non-financial companies on the Nasdaq) and sell someone the right to buy it from you at $100 next month, for a fee of $2. Here is what that does in four different markets, with numbers you can redo. (Illustrative numbers in dollars, not real prices.) That is a covered call: holding the stocks and selling someone insurance on their price rising. The buyer pays you the fee today. In return you promise to hand over any gain above the set price. It ends at $90: holding loses $10, the fee adds $2. You're down $8, against down $10 just holding. It ends at $100: flat, fee kept. Up $2. It ends at $110: the buyer takes it at $100. You keep the fee and give up the gain above it. Up $2, against up $10. It ends at $120: still up $2, against up $20. So the fee cushions a fall by exactly its size, nothing more. Above the set price you stop gaining. You only break even with just holding at $102. Then it repeats. Next month you sell a new right to buy at a new price near the new level. That is the catch: if the price drops to $90 and bounces back to $99, just holding ends at $99. The covered call ends near $93.80, because the rebound is capped from the lower level. (Fee assumed 2% of $90.) Funds choose differently. QYLD sells at the money, JEPQ out of the money, and $QQQI near the money, with some calls bought back above to keep part of the upside. Getting paid to hold stocks is real. What you are paid for is the upside above the set price. Illustrative numbers, not a forecast. Capital is at risk.

This is a tokenized fund explained for people who already hold stocks through a broker. What it changes: - You hold it in a wallet, not a brokerage account. - The token can move between wallets any hour, weekends included. - Anyone can check the contracts on-chain. What it doesn't: - It's still a fund, with market risk. - Getting back to cash still takes days. For bAI, redemption takes about five business days. Not offered to US persons.

Everybody wants to be paid to hold stocks. Fewer people ask what each fund gives up for it. $QQQI, $QYLD and $JEPQ all sell Nasdaq-100 calls, but not the same ones, and that changes what you give up. The strike is the price above which you stop gaining. QYLD sets it at today's price ("at the money"), so the cap bites straight away. JEPQ sets it higher ("out of the money"), so it keeps some room first. $QQQI sets it near today's price and can use part of the fee to buy calls back above, to win some upside back. More room above generally means a smaller fee up front. Less room means more cash and a tighter cap. Same label, three different trades.

"$1M in QQQI pays about $140,000 a year." We checked that against the fund's own documents and what the shares actually did, so you don't have to. $QQQI is an ETF that holds Nasdaq-100 stocks and sells call options on the index. It pays out every month, and the payout works out to around 14% a year. On $1,000,000 that's roughly $140,000, almost $12,000 a month, without selling a single share. We understand why that's attractive. But not selling shares isn't the same as keeping your capital. Here's what actually happened. In the year to 30 Sep 2026, someone holding $1,000,000 of QQQI collected about $141,000 in payouts. The shares themselves only rose about 2.5%. Put the two together and the total return was about 18%, which is a good year on its own. The Nasdaq-100 returned 24% over the same year. That gap is the deal. The fees from selling the options, plus the stocks' own dividends, bring in the cash. But when the market rallies hard, you hand back part of the gain. You're paid to hold the stock, and what you pay is some of the upside (plus a 0.68% fee). Falls work the same way in reverse. The options cushion a few points, but they don't stop the drop. In the April 2025 sell-off, QQQ fell about 23% from its peak and QQQI about 20%. Then there's compounding. If you spend the payouts, that money is no longer invested and stops growing. That's perfectly reasonable if you need it to live on. But you can't spend it and expect it to keep compounding. We don't think QQQI is a bad product. It makes sense for someone who wants monthly cash and understands what they're giving up. If you don't need the income and just want your portfolio to grow, a big payout isn't a reason to buy it by itself. Look at the total return instead. With that said, getting this kind of income on-chain is the part we find most interesting. Past performance isn't a guide. Capital is at risk.

Know what's behind a token before you hold it. Here's ours. bAI → 1:1 fund token AI → a CIMA-registered fund holding U.S.-listed ETFs: 75% $QQQI, 25% $NVDY. Held at Moomoo, secured by Fireblocks. Registration isn't an endorsement.

Let's go through what a covered call is, because it sits behind income ETFs like $QQQI, $QYLD and $JEPQ, and it's easy to nod along without knowing what you're giving up. You hold a stock or an index. You also sell someone the right to buy it from you at a set price (let's say today's price) for a month. In return you're paid a fee up front. Say you own a share worth $100. You also sell someone the right to buy it from you at $100 in a month's time. For that right, they pay you a fee of $2 today. (Illustrative numbers in dollars) 1. If the share falls to $90, you lose $10 on the share but keep the $2, so you're down $8 instead of $10. 2. If it rises to $120, the buyer takes it from you at $100. You keep the $2 but give up the $20, so you're up $2 instead of $20. Income ETFs do a version of this with a whole basket of stocks, usually every month.

Our CEO Nathan MA (@NM_DMZ) joined @MacroMate8 from @SolanaFndn on stage at Mantle RWA Day. A tokenized stock is only as good as the chain beneath it: speed, liquidity, Onchain is the start; usability is the point. Thanks @Mantle_Official for having us 🙌

Three @Nasdaq-100 income ETFs hold about $67B: → JEPQ: $43.8B → QQQI: $14.9B → QYLD: $8.4B They sell options on Nasdaq-100 stocks and pay holders monthly. TradFi proved people want to get paid to hold stocks. On-chain is where that gets built next.

Verizon said no. Broadcom said no. UnitedHealth said no. Nasdaq plans to as well. The tokens in question are made by a third party, not the company. Holding a tokenized stock? Know who made it, and what it actually gives you a claim to.

The Head of Digital Asset Strategy at @MorganStanley said that the tokenized assets market will land between $3T and $10T by 2030 (as per The Block). @RWA_xyz puts today's market around $39B. RWAlpha is building the income side of that: U.S. income ETFs, brought on-chain.

🏆 History made! Congratulations to Zheng Qinwen on winning the China Open — a landmark moment for Chinese tennis. What a champion. 🇨🇳🎾🔥 热烈庆祝郑钦文中网🏆夺冠，创造历史！

This is the stack we’re built on. 🟢 RWAlpha is where it all comes on-chain — real, institutional-grade yield in your wallet as bAI / bAIX. The full RWA stack, from real assets to your portfolio. Let’s go. 🔥

RWAlpha.AI just got a fresh new look. 🦦🟢 Real Yield, Institutional-Grade. Same mission, sharper site — real-world asset yield, on-chain via bAI / bAIX. Take a look → rwalpha.ai