Finance Innovation Lab retweeted
🧵What does #Budget26’s £20.4bn capital boost for the National Wealth Fund & British Business Bank mean? It could be a step towards reshaping the UK’s financial system to deliver affordable clean energy, good jobs & growth in every postcode. Here’s why & what needs to happen next
Finance Innovation Lab retweeted
Why do people on the lowest incomes often pay more to borrow?
Today at midday we're joining Fair By Design in their new #PovertyPremium Deep Dive webinar series to find out, and to explore what needs to change.
More information and sign up - bit.ly/3TOczDB

ALT Promotional graphic for an online event titled “Does credit work for people on low-incomes in 2026?” on 27 October 2026, 12–1pm, part of the Poverty Premium Deep Dive Series. Features photos of four speakers: Kate Pender (Fair4All Finance), Damon Gibbons (Centre for Responsible Credit), Kay Polley (Finance Innovation Lab) and Shiona Crichton (Moneyline). Registration link: https://bit.ly/3TOczDB.
Finance Innovation Lab retweeted
Too many small businesses still struggle to access the finance they need to grow.
CDFIs are stepping in where mainstream lenders fall short. A #FairBankingAct could help scale their role and widen access to fair, affordable credit.
#FairBankingForAll
thetimes.com/article/6e7d3ee…
Finance Innovation Lab retweeted
Small businesses are being pushed into high-cost debt because too many cannot access fair, affordable finance.
@thetimes shows why we need a #FairBankingAct to hold lenders accountable and make sure businesses can access the credit they need to thrive.
thetimes.com/article/8f494c9…
Finance Innovation Lab retweeted
I’ve coordinated a letter to the Chancellor, signed by @LabourParty & @CoopParty colleagues, calling for a Fair Banking Act to ensure people & viable businesses can access affordable finance wherever they live. Good growth in every postcode needs fair access to finance.
Finance Innovation Lab retweeted
📢 29 MPs have written to Chancellor John Healey calling for a #FairBankingAct to expand affordable credit and support growth in every postcode.
#FairBankingForAll @gareththomasMP
financeinnovationlab.org/mps…
Finance Innovation Lab retweeted
The Energy Transition Council's 'paradox of progress' - the transition is moving v slow despite cheap clean energy.
I'd argue this is about relative financing costs - govts need to make clean financing cheap & fossil fuel financing expensive.
energy-transitions.org/publi…
Finance Innovation Lab retweeted
With the UK’s first Labour and Co-operative Prime Minister, and a commitment to double the co-operative & mutuals economy, there’s a real opportunity to strengthen local economies & get more investment into communities.
A #FairBankingAct can help deliver it.
#FairBankingForAll
The commitment to double the size of the co-operative and mutual economy means handing power directly to people in their own communities.
Labour and Co-operative MP @andrewpakes_ asked the Government today how Whitehall will deliver on that ambition.
Finance Innovation Lab retweeted
Barclays made £3.3bn profit last quarter alone.
UK community lenders, who reach the small businesses banks turn away, lent just £181m in the whole of 2025.
Gareth Thomas MP wants Barclays, Santander and HSBC to each put in £10m, and a Fair Banking Act to make sure they do.
Finance Innovation Lab retweeted
Today in @thetimes: Former business minister wants Barclays, Santander and HSBC to each provide £10 million to ‘help unlock economic opportunity in areas that need it most’.
@gareththomasMP #FairBankingForAll
thetimes.com/article/a9b16da…
Finance Innovation Lab retweeted
"A Fair Banking Act is essential to allowing every postcode to access growth"
In @LabourList, @gareththomasMP sets out why Parliament should pass a #FairBankingAct.
#FairBankingForAll
labourlist.org/2026/07/fair-…
Finance Innovation Lab retweeted
A Fair Banking Act can help unlock growth in every postcode by improving access to affordable finance and supporting community lenders.
My latest for @LabourList, with thanks to @TheFinanceLab, @resp_finance & @CoopParty 👇
labourlist.org/2026/07/fair-…
Low-cost loans for solar panels could save households hundreds on bills - our research with @TheFinanceLab in the Guardian.
theguardian.com/environment/…
This summer's intense sunshine could be powering our homes. But most households can't afford to install their own solar panels. The Solar Saver scheme would change this. From @NEF and @TheFinanceLab 1/5
Finance Innovation Lab retweeted
Thank you @gareththomasMP & @APPGbanking for combining Charlotte’s lived insight with policy & regulatory expertise to discuss next steps in access to #AffordableCredit.
@Fair4AllFinance
@TheFCA
@_CallumAnderson
@TheFinanceLab
#FairBankingforAll
Finance Innovation Lab retweeted
We're in Parliament today with @gareththomasMP - starting with hearing from Charlotte, who shared her experience on having to use high cost credit.
#FairBankingForAll
We're hiring! If you want to join a team that's passionate about delivering a fairer economy that works for people and planet (and you like the sound of a 32 hour work week), check out our latest vacancies: neweconomics.org/about/work-…
Finance Innovation Lab retweeted
At least £325 bn of dirty money flows thru the UK every year & a staggering £788 billion when UK linked territories such as Jersey and the Cayman Islands are included - our new report
theguardian.com/business/202…
@LaurieWoodiwiss @Naomi_Fowler @jboltonjones @AlexJacobs16
Finance Innovation Lab retweeted
We've been saying the UK has a big dirty money problem. Now we know how BIG!
New research from our friends @TheFinanceLab has exposed that around £325 billion from financial crime, money laundering, corruption, illegal trade & tax dodging flows through the UK every year.
1/x
Finance Innovation Lab retweeted
We must keep the #CostOfLiving on the agenda.
Yesterday, @gareththomasMP told the Commons “Millions of people and thousands of small businesses are locked out of #AffordableCredit” - and said the new Financial Services Bill could be a step toward fixing this.
#FairBankingForAll
Today in Parliament, I highlighted @NIESRorg research showing the UK economy could grow by 3.5% with stronger mutual & community banking. Millions are locked out of affordable credit. Expanding credit unions & CDFIs could change that. @FBfACampaign @CoopParty @resp_finance
Finance Innovation Lab retweeted
‘If Labour wants to take on populism, it must start with the cost of living’ - @Y_FovargueMP in @LabourList on the rise of the #PovertyPremium.
labourlist.org/2026/04/take-…























