The #1 Onchain Finance Podcast. Made possible by Visa. Sponsored by Stripe, Tempo, Fireblocks, Mesh and Modern Treasury. A @brainfoodxyz Production.
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Tokenized Podcast retweeted
๐จ Ep. 107 of @TokenizedPod:ย Wall Street Bets Big on 24/7 Perpetual Futures
@sytaylor &ย @PetBerisha are joined by:
๐ @CharlieYouAI, Co-Founder & CTO,ย @RWA_xyz
๐ @chuk_xyz,ย Author, Stablecoin Blueprint
To discuss:
๐ ICE and Trade[XYZ] bring regulated perpetual futures to Hyperliquid
๐๏ธ Why 24/7 perpetual futures trading appeals to Wall Street
โ๏ธ Hyperliquidโs JELLYJELLY incident and readiness for institutional markets
โ๏ธ Google Cloud plans institutional crypto custody using multiparty computation
๐ฆ Bank procurement, cybersecurity and cloud outages influence custody decisions
๐ธ SoFi launches tokenized deposits offering 4.4% yield and stablecoin conversion
๐ How SoFi could drive mainstream consumer adoption of stablecoins
๐ญ๐ฐ HSBC launches Hong Kong dollar stablecoin Redcoin for PayMe users
โ๏ธ When businesses should issue their own stablecoin or use existing alternatives
โ
Solving interoperability between closed loop stablecoins and open payment networks
***
Timestamps:
00:00 Introduction
03:53 ICE and Trade[XYZ] bring regulated perpetual futures to Hyperliquid
06:07 Why 24/7 perpetual futures trading appeals to Wall Street
10:04 Hyperliquidโs JELLYJELLY incident and readiness for institutional markets
12:57 Google Cloud plans institutional crypto custody using multiparty computation
18:05 Bank procurement, cybersecurity and cloud outages influence custody decisions
26:39 SoFi launches tokenized deposits offering 4.4% yield and stablecoin conversion
31:01 How SoFi could drive mainstream consumer adoption of stablecoins
37:55 HSBC launches Hong Kong dollar stablecoin Redcoin for PayMe users
46:22 When businesses should issue their own stablecoin or use existing alternatives
50:35 Solving interoperability between closed loop stablecoins and open payment networks
***
๐๐๐ฆ๐ข๐ณ๐ค๐ฉ '๐๐ฐ๐ฌ๐ฆ๐ฏ๐ช๐ป๐ฆ๐ฅ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต' ๐๐ฏ ๐ ๐ฐ๐ถ๐๐ถ๐ฃ๐ฆ. ๐๐ฑ๐ฑ๐ญ๐ฆ, ๐๐ฑ๐ฐ๐ต๐ช๐ง๐บ ๐ฐ๐ณ ๐ข๐ฏ๐บ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต ๐๐ญ๐ข๐บ๐ฆ๐ณ! ๐
Tokenized Podcast retweeted
Great conversation, @sytaylor and @bamazizimesh. Thanks for having me! ๐ฅ
Tokenized Podcast retweeted
It used to cost $20 to place a stock trade. Then programmatic trading made it nearly free.
@PeteCooling thinks payments are next: high-frequency payments, driven by agents.
New @TokenizedPod: Agentic Commerce with @sytaylor and @bamazizimesh.
๐ง na2.hubs.ly/H08K8ld0
Tokenized Podcast retweeted
Payment networks are identity networks. Our founder @PeteCooling on @TokenizedPod with @sytaylor and @bamazizimesh: how authorization, reversals, and verifiable credentials come to stablecoin payments, and how settlement operators compete to move money for less.
Give it a listen!
tokenizedpod.com/episodes/paโฆ
๐จ Ep. 13 of Agentic Commerce:ย Payment Networks Are Identity Networks
@sytaylor & @bamazizimesh are joined by:
๐ @PeteCooling, Founder & CEO,ย @atumhq
To discuss:
๐๏ธ Building Visa's stablecoin settlement infrastructure and founding Atum
๐ How Atum connects fragmented payment apps, rails and currencies
๐ค๏ธ Stablecoin payments, fiat settlement operators and future lending opportunities
โ๏ธ Bringing authorisation, fraud prevention and chargebacks to stablecoin payments
๐ Digital identity, verifiable credentials and tokenization for secure payments
๐ธ How Atum's settlement operators compete to deliver lower-cost payments
๐ค X402 and MPP support amid limited agentic payment adoption
๐ Why stablecoin micropayments could outperform traditional card networks
๐ High frequency streaming payments and the rise of automated transactions
๐ค AI agent hyper negotiation and real time contractor payment arrangements
***
Timestamps:
00:00 Introduction
02:39 Building Visa's stablecoin settlement infrastructure and founding Atum
05:53 How Atum connects fragmented payment apps, rails and currencies
08:43 Stablecoin payments, fiat settlement operators and future lending opportunities
10:34 Bringing authorisation, fraud prevention and chargebacks to stablecoin payments
12:18 Digital identity, verifiable credentials and tokenization for secure payments
18:00 How Atum's settlement operators compete to deliver lower-cost payments
20:58 X402 and MPP support amid limited agentic payment adoption
23:47 Why stablecoin micropayments could outperform traditional card networks
27:16 High frequency streaming payments and the rise of automated transactions
30:49 AI agent hyper negotiation and real time contractor payment arrangements
***
๐ ๐๐ฆ๐ข๐ณ๐ค๐ฉ '๐๐ฐ๐ฌ๐ฆ๐ฏ๐ช๐ป๐ฆ๐ฅ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต' ๐๐ฏ ๐ ๐ฐ๐ถ๐๐ถ๐ฃ๐ฆ. ๐๐ฑ๐ฑ๐ญ๐ฆ, ๐๐ฑ๐ฐ๐ต๐ช๐ง๐บ ๐ฐ๐ณ ๐ข๐ฏ๐บ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต ๐๐ญ๐ข๐บ๐ฆ๐ณ! ๐
Tokenized Podcast retweeted
Enterprises building stablecoin programs at the scale of Samsung Wallet and Sony Bank need more than infrastructure.
With millions of users and products spanning multiple markets, they need a partner who can help them shape, build, and launch a stablecoin program tailored to their business while meeting the security, compliance, and regulatory requirements of operating at their scale.
Our CEO @nassyweazy joined @sytaylor on @TokenizedPod to talk about our approach to enterprise-grade infrastructure and why the worldโs largest companies choose Bastion as their stablecoin partner.
Tokenized Podcast retweeted
โDon't underestimate those cost savings and the new products you can build once you've got a single record.โ
@CuySheffield and @JacqMelinek discuss the index swap by @DRWTrading and Marex on Canton via @Derivnex, with data from @KaikoData, on @TokenizedPod with @SyTaylor.
Tokenized Podcast retweeted
๐จ Ep. 106 of @TokenizedPod:ย Microsoft & Goldman Sachs Say No to Tokenized Stocks
@cuysheffieldย is joined by:
๐ย @nlevine19,ย Investment Partner,ย @a16z Crypto
๐ย Cameron Drinkwater, Chief Product & Operations Officer, @SPDJIndices
๐ย @liamihorne, Product & Engineering,ย @tempo
To discuss:
๐ง OCC GENIUS Act rules on stablecoin yield and rewards programs
๐ CLARITY Act loophole and alternative ways to earn stablecoin yield
๐ฆ J.P. Morganโs tokenized deposits and interoperability with stablecoins
๐๏ธ S&P's programmable tokenized index funds and automated portfolio rebalancing
๐ Tempo Zones balancing institutional privacy and public blockchain interoperability
๐ S&Pโs OpenZeppelin acquisition and the future of smart contract security
๐ค AI-driven cyberattacks and growing demand for crypto security expertise
๐ณ Visa & Mesh enabling embedded stablecoin wallet payments at global merchants
โ๏ธ Major companies objecting to tokenized stock trading on OKX ICE
๐ค Tokenized equities enabling direct shareholder relationships and loyalty rewards
***
Timestamps:
00:00 Introduction
02:26 OCC GENIUS Act rules on stablecoin yield and rewards programs
05:52 CLARITY Act loophole and alternative ways to earn stablecoin yield
10:00 J.P. Morganโs tokenized deposits and interoperability with stablecoins
14:24 S&P's programmable tokenized index funds and automated portfolio rebalancing
17:39 Tempo Zones balancing institutional privacy and public blockchain interoperability
20:00 S&Pโs OpenZeppelin acquisition and the future of smart contract security
25:00 AI-driven cyberattacks and growing demand for crypto security expertise
29:01 Visa & Mesh enabling embedded stablecoin wallet payments at global merchants
35:00 Major companies objecting to tokenized stock trading on OKX ICE
45:22 Tokenized equities enabling direct shareholder relationships and loyalty rewards
***
๐๐๐ฆ๐ข๐ณ๐ค๐ฉ '๐๐ฐ๐ฌ๐ฆ๐ฏ๐ช๐ป๐ฆ๐ฅ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต' ๐๐ฏ ๐ ๐ฐ๐ถ๐๐ถ๐ฃ๐ฆ. ๐๐ฑ๐ฑ๐ญ๐ฆ, ๐๐ฑ๐ฐ๐ต๐ช๐ง๐บ ๐ฐ๐ณ ๐ข๐ฏ๐บ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต ๐๐ญ๐ข๐บ๐ฆ๐ณ! ๐
Tokenized Podcast retweeted
Moving more assets onchain can actually mean less integration work on the backend.
Watch @liamihorne explain how using tokenized deposits as stablecoin collateral could let issuers manage their reserves programmatically:
๐จ Ep. 106 of @TokenizedPod:ย Microsoft & Goldman Sachs Say No to Tokenized Stocks
@cuysheffieldย is joined by:
๐ย @nlevine19,ย Investment Partner,ย @a16z Crypto
๐ย Cameron Drinkwater, Chief Product & Operations Officer, @SPDJIndices
๐ย @liamihorne, Product & Engineering,ย @tempo
To discuss:
๐ง OCC GENIUS Act rules on stablecoin yield and rewards programs
๐ CLARITY Act loophole and alternative ways to earn stablecoin yield
๐ฆ J.P. Morganโs tokenized deposits and interoperability with stablecoins
๐๏ธ S&P's programmable tokenized index funds and automated portfolio rebalancing
๐ Tempo Zones balancing institutional privacy and public blockchain interoperability
๐ S&Pโs OpenZeppelin acquisition and the future of smart contract security
๐ค AI-driven cyberattacks and growing demand for crypto security expertise
๐ณ Visa & Mesh enabling embedded stablecoin wallet payments at global merchants
โ๏ธ Major companies objecting to tokenized stock trading on OKX ICE
๐ค Tokenized equities enabling direct shareholder relationships and loyalty rewards
***
Timestamps:
00:00 Introduction
02:26 OCC GENIUS Act rules on stablecoin yield and rewards programs
05:52 CLARITY Act loophole and alternative ways to earn stablecoin yield
10:00 J.P. Morganโs tokenized deposits and interoperability with stablecoins
14:24 S&P's programmable tokenized index funds and automated portfolio rebalancing
17:39 Tempo Zones balancing institutional privacy and public blockchain interoperability
20:00 S&Pโs OpenZeppelin acquisition and the future of smart contract security
25:00 AI-driven cyberattacks and growing demand for crypto security expertise
29:01 Visa & Mesh enabling embedded stablecoin wallet payments at global merchants
35:00 Major companies objecting to tokenized stock trading on OKX ICE
45:22 Tokenized equities enabling direct shareholder relationships and loyalty rewards
***
๐๐๐ฆ๐ข๐ณ๐ค๐ฉ '๐๐ฐ๐ฌ๐ฆ๐ฏ๐ช๐ป๐ฆ๐ฅ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต' ๐๐ฏ ๐ ๐ฐ๐ถ๐๐ถ๐ฃ๐ฆ. ๐๐ฑ๐ฑ๐ญ๐ฆ, ๐๐ฑ๐ฐ๐ต๐ช๐ง๐บ ๐ฐ๐ณ ๐ข๐ฏ๐บ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต ๐๐ญ๐ข๐บ๐ฆ๐ณ! ๐
Tokenized Podcast retweeted
Our guest for Monday's Tokenized Podcast
@cuysheffield and @nlevine19 are joined by:
๐ Cameron Drinkwater, Chief Product & Operations Officer, S&P Global
๐ @liamihorne, Product, @tempo
Out on Monday at 8am PT / 11am ET / 4pm GMT Find it on ๐๐ฝ๐ฝ๐น๐ฒ ๐ฃ๐ผ๐ฑ๐ฐ๐ฎ๐๐๐, ๐ฆ๐ฝ๐ผ๐๐ถ๐ณ๐ or ๐ฌ๐ผ๐๐ง๐๐ฏ๐ฒ by searching "Tokenized Podcast" ๐ท ๐
Tokenized Podcast retweeted
Enjoyed joining @sytaylor and @cuysheffield on @TokenizedPod to talk about the latest developments in stablecoins and tokenization!
Listen in below ๐
๐จ Ep. 105 of @TokenizedPod:ย Is the Stablecoin Sandwich Dead?
@sytaylor & @cuysheffield areย joined by:
๐ย @jacqmelinek, Founder & CEO, @StrataMedia_
๐ย @manueljgodoym, Co-Founder & CEO, @Felixpago
To discuss:
๐๏ธ Mastercard and BVNK launch unified fiat and stablecoin accounts
โ Visa Direct launches stablecoin-powered cross-border money movement and payouts
โ๏ธ Stablecoin liquidity challenges across smaller Latin American remittance corridors
๐ณ Rain launches embedded stablecoin wallets and vertically integrated payments infrastructure
๐ Hiding stablecoin complexity from customers and unlocking DeFi adoption
๐ฎ How stablecoin yield could transform traditional remittance business models
๐ฅ USDC and USDT dominance versus emerging branded stablecoin competitors
โ๏ธ DRW and Marex execute tokenized index swap on Canton
๐ USDC becomes the EU's first significant e-money token under MiCA
๐ฆ Kraken's parent Payward acquires Lithuanian bank to accelerate European expansion
***
Timestamps:
00:00 Introduction
01:00 Mastercard and BVNK launch unified fiat and stablecoin accounts
05:52 Visa Direct launches stablecoin-powered cross-border money movement and payouts
10:22 Stablecoin liquidity challenges across smaller Latin American remittance corridors
15:44 Rain launches embedded stablecoin wallets and vertically integrated payments infrastructure
21:23 Hiding stablecoin complexity from customers and unlocking DeFi adoption
24:16 How stablecoin yield could transform traditional remittance business models
29:38 USDC and USDT dominance versus emerging branded stablecoin competitors
34:26 DRW and Marex execute tokenized index swap on Canton
40:36 USDC becomes the EU's first significant e-money token under MiCA
46:21 Kraken's parent Payward acquires Lithuanian bank to accelerate European expansion
***
๐๐๐ฆ๐ข๐ณ๐ค๐ฉ '๐๐ฐ๐ฌ๐ฆ๐ฏ๐ช๐ป๐ฆ๐ฅ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต' ๐๐ฏ ๐ ๐ฐ๐ถ๐๐ถ๐ฃ๐ฆ. ๐๐ฑ๐ฑ๐ญ๐ฆ, ๐๐ฑ๐ฐ๐ต๐ช๐ง๐บ ๐ฐ๐ณ ๐ข๐ฏ๐บ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต ๐๐ญ๐ข๐บ๐ฆ๐ณ! ๐
Tokenized Podcast retweeted
How do you pay out pesos in Mexico without keeping pesos in a Mexican bank account?
On @TokenizedPod, @cuysheffield put that question to @manueljgodoym of @Felixpago.
Wise-style remittance models fund local accounts in every corridor ahead of time.
Fรฉlix sends USDC and buys pesos in a 24/7 market when the payout happens, at an FX rate Manuel says comes close to interbank.
Cuy names the trade-off: no capital sits idle in each country, but you need a liquidity partner on the receiving side.
Tokenized Podcast retweeted
Getting paid in stablecoins shouldnโt put your finances on public display.
Deelโs stablecoin wallet uses Tempo Zones for private contractor balances and payments.
โThey can transact in and out of the Zone fully privately and confidentiallyโ
From @thierryEdde44 on @TokenizedPod
Tokenized Podcast retweeted
Tempoโs @sytaylor sat down with @thierryEdde44 from @Deel and @kaili_jenner from @privy_io to chat about how Deel is using Tempo Zones for private stablecoin payments.
Watch the full conversation on @TokenizedPod:
๐จ BONUS @TokenizedPod! ๐จ
@sytaylor isย joined by:
๐ @thierryEdde44, Head of Crypto, @Deel
๐ @kaili_jenner, Engineer,ย @privy_io
To discuss:
๐ณ Deel's embedded stablecoin wallet for contractors in emerging markets
๐ก๏ธ How Tempo Zones protects contractor privacy while preserving Deel's visibility
๐ง How Privy's APIs simplify Deel's migration to private Tempo Zones
โก๏ธ Thousands of contractor wallets successfully migrated to private Tempo Zones
๐ ๏ธ Designing private stablecoin payments around real business requirements
๐๏ธ Maintaining payroll transaction visibility for support, reconciliation and audits
๐ Expanding stablecoin payouts into new markets while navigating compliance
โ
Enabling private stablecoin payments through simple Privy API configuration
๐ Growing demand for private stablecoin funding and chain agnostic solutions
๐ค Comparing Tempo's approach with protocol, chain and application level privacy
***
Timestamps:
00:00 Introduction
0:31 Deel's embedded stablecoin wallet for contractors in emerging markets
1:41 How Tempo Zones protects contractor privacy while preserving Deel's visibility
3:48 How Privy's APIs simplify Deel's migration to private Tempo Zones
5:13 Thousands of contractor wallets successfully migrated to private Tempo Zones
5:56 Designing private stablecoin payments around real business requirements
7:20 Maintaining payroll transaction visibility for support, reconciliation and audits
8:20 Expanding stablecoin payouts into new markets while navigating compliance
9:37 Enabling private stablecoin payments through simple Privy API configuration
10:57 Growing demand for private stablecoin funding and chain agnostic solutions
12:08 Comparing Tempo's approach with protocol, chain and application level privacy
***
๐๐๐ฆ๐ข๐ณ๐ค๐ฉ '๐๐ฐ๐ฌ๐ฆ๐ฏ๐ช๐ป๐ฆ๐ฅ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต' ๐๐ฏ ๐ ๐ฐ๐ถ๐๐ถ๐ฃ๐ฆ. ๐๐ฑ๐ฑ๐ญ๐ฆ, ๐๐ฑ๐ฐ๐ต๐ช๐ง๐บ ๐ฐ๐ณ ๐ข๐ฏ๐บ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต ๐๐ญ๐ข๐บ๐ฆ๐ณ! ๐
Tokenized Podcast retweeted
NEW: @tempo Head of Market Development & Host of @TokenizedPod @sytaylor to speak at DAS London
Nov 10-11. London. Donโt miss it.
Tokenized Podcast retweeted
OUSD has no mint or burn fees and redeems 1:1 against the US dollar.
@sytaylor explains why the neutrality behind OUSD is important and how it enables traditional financial institutions to get excited about stablecoins.
From @TokenizedPod:
Tokenized Podcast retweeted
Stacked @TokenizedPod ep
๐จ Ep. 104 of @TokenizedPod:ย OKX & ICE Launch 24/7 Tokenized Stocks
@sytaylor isย joined by:
๐ @nassyweazy, Co-Founder & CEO, @Bastion
๐ @gbricca, Head of Product,ย @morsemoney
๐ย Paul-Adrien Hyppolite, Co-Founder & CEO,ย @Spiko_finance
To discuss:
๐ ๏ธ Embedding 24/7 tokenized stock trading into consumer financial platforms
๐ After hours price discovery and tokenized stock price drift risks
๐ Rain and Modern Treasury apply for OCC national trust charters
โ
Spiko enables USDC subscriptions and redemptions for tokenized cash funds
๐ก๏ธ How OCC trust charters improve custody and customer fund protection
๐ค Samsung Wallet partners with Bastion and Coinbase for stablecoin remittances
๐ง Bastion's enterprise stablecoin infrastructure strategy for Samsung and Sony
๐ฐ Spiko's $90 million raise and vision for 24/7 cash yield
๐ Spiko's multicurrency funds and overnight swap strategies with BNP Paribas
โ๏ธ S&P introduces risk ratings for onchain lending vaults
***
Timestamps:
00:00 Introduction
03:44 Embedding 24/7 tokenized stock trading into consumer financial platforms
06:14 After hours price discovery and tokenized stock price drift risks
11:30 Rain and Modern Treasury apply for OCC national trust charters
16:09 Spiko enables USDC subscriptions and redemptions for tokenized cash funds
19:41 How OCC trust charters improve custody and customer fund protection
24:42 Samsung Wallet partners with Bastion and Coinbase for stablecoin remittances
28:28 Bastion's enterprise stablecoin infrastructure strategy for Samsung and Sony
30:53 Spiko's $90 million raise and vision for 24/7 cash yield
34:45 Spiko's multicurrency funds and overnight swap strategies with BNP Paribas
41:30 S&P introduces risk ratings for onchain lending vaults
***
๐๐๐ฆ๐ข๐ณ๐ค๐ฉ '๐๐ฐ๐ฌ๐ฆ๐ฏ๐ช๐ป๐ฆ๐ฅ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต' ๐๐ฏ ๐ ๐ฐ๐ถ๐๐ถ๐ฃ๐ฆ. ๐๐ฑ๐ฑ๐ญ๐ฆ, ๐๐ฑ๐ฐ๐ต๐ช๐ง๐บ ๐ฐ๐ณ ๐ข๐ฏ๐บ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต ๐๐ญ๐ข๐บ๐ฆ๐ณ! ๐
Tokenized Podcast retweeted
Stablecoins arenโt a threat to banks.
If stablecoins grow without banks, deposits migrate and the client relationship goes with them.
But every stablecoin still runs on banking.
@FifthThird's take: โReserves have to sit somewhere, redemptions have to clear somewhere, and the issuers need to operate and settle.โ
Thatโs fees and deposits for whichever banks show up to the party.
Stablecoins are only a threat to banks who don't adopt them.
Tokenized Podcast retweeted
๐จ Ep. 11 of Stablecoin Stories:ย Fifth Third Bank: Stablecoins, the Ultimate Instant Settlement Payment
With hosts:
๐ณ @sytaylor, Head of Market Development, @tempo
๐ฅ @rangoldi, SVP Payments, @FireblocksHQ
With guest:
๐ฆย Igor Istratov, Digital Assets Product Lead,ย @FifthThird
In this episode, Sy, Ran andย Igor discuss:
๐ฆ How Fifth Third's Newline delivers API-first embedded banking for digital assets
๐ Why commercial client demand is driving banks' stablecoin adoption
๐ How regulatory clarity unlocked stablecoin opportunities for traditional banks
๐ฐ Newline's operating, settlement, reserve and custodial accounts for digital assets
๐ค Why stablecoin reserves present deposit opportunities rather than just risks
๐ How stablecoins solve cross-border payment delays, FX uncertainty and fees
๐ธ Managing compliance, liquidity and operational complexity for 24/7 stablecoin payments
๐ค๏ธ Why stablecoins complement FedNow and existing domestic payment rails
๐ค How banks partner with issuers, custodians and onchain infrastructure providers
๐๏ธ Why stablecoins could become invisible infrastructure for everyday financial transactions
***
Timestamps:
00:00 Introduction
05:27 How Fifth Third's Newline delivers API-first embedded banking for digital assets
07:13 Why commercial client demand is driving banks' stablecoin adoption
09:17 How regulatory clarity unlocked stablecoin opportunities for traditional banks
10:46 Newline's operating, settlement, reserve and custodial accounts for digital assets
12:45 Why stablecoin reserves present deposit opportunities rather than just risks
14:04 How stablecoins solve cross-border payment delays, FX uncertainty and fees
16:13 Managing compliance, liquidity and operational complexity for 24/7 stablecoin payments
19:02 Why stablecoins complement FedNow and existing domestic payment rails
24:12 How banks partner with issuers, custodians and onchain infrastructure providers
32:54 Why stablecoins could become invisible infrastructure for everyday financial transactions
***
๐๐๐ฆ๐ข๐ณ๐ค๐ฉ '๐๐ฐ๐ฌ๐ฆ๐ฏ๐ช๐ป๐ฆ๐ฅ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต' ๐๐ฏ ๐ ๐ฐ๐ถ๐๐ถ๐ฃ๐ฆ. ๐๐ฑ๐ฑ๐ญ๐ฆ, ๐๐ฑ๐ฐ๐ต๐ช๐ง๐บ ๐ฐ๐ณ ๐ข๐ฏ๐บ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต ๐๐ญ๐ข๐บ๐ฆ๐ณ! ๐
Tokenized Podcast retweeted
Igor Istratov on why businesses care about payment speed, not stablecoins
"It's both at the same time, Simon. If you think about your example about mid-sized manufacturing in Ohio, they sent payments to suppliers in Asia. Let's say Thailand. Thailand is a big corridor for the cross-border payments."
"And they face a lot of friction today. They send a wire. It moves through correspondent banks. It's somewhere in the chain, they face a cutoff time or a weekend. And then days later, they get the confirmation receipt, maybe. And that also comes with the FX movement that can come out on top with uncertainty about the fees, how you charge on the FX side."
"And nobody can say exactly where the money movement is happening right now. So stablecoin settlement component helps to solve that. It gives you that near real-time movement. Knowing value of the time of the transaction and real traceability where you can see how payment is moving and settling in real time."
"And I think in that example, a lot of our clients, they really don't care that it's a stablecoin. They care that the money arrives today and they want to know the cost of it in real time.
๐จ Ep. 11 of Stablecoin Stories:ย Fifth Third Bank: Stablecoins, the Ultimate Instant Settlement Payment
With hosts:
๐ณ @sytaylor, Head of Market Development, @tempo
๐ฅ @rangoldi, SVP Payments, @FireblocksHQ
With guest:
๐ฆย Igor Istratov, Digital Assets Product Lead,ย @FifthThird
In this episode, Sy, Ran andย Igor discuss:
๐ฆ How Fifth Third's Newline delivers API-first embedded banking for digital assets
๐ Why commercial client demand is driving banks' stablecoin adoption
๐ How regulatory clarity unlocked stablecoin opportunities for traditional banks
๐ฐ Newline's operating, settlement, reserve and custodial accounts for digital assets
๐ค Why stablecoin reserves present deposit opportunities rather than just risks
๐ How stablecoins solve cross-border payment delays, FX uncertainty and fees
๐ธ Managing compliance, liquidity and operational complexity for 24/7 stablecoin payments
๐ค๏ธ Why stablecoins complement FedNow and existing domestic payment rails
๐ค How banks partner with issuers, custodians and onchain infrastructure providers
๐๏ธ Why stablecoins could become invisible infrastructure for everyday financial transactions
***
Timestamps:
00:00 Introduction
05:27 How Fifth Third's Newline delivers API-first embedded banking for digital assets
07:13 Why commercial client demand is driving banks' stablecoin adoption
09:17 How regulatory clarity unlocked stablecoin opportunities for traditional banks
10:46 Newline's operating, settlement, reserve and custodial accounts for digital assets
12:45 Why stablecoin reserves present deposit opportunities rather than just risks
14:04 How stablecoins solve cross-border payment delays, FX uncertainty and fees
16:13 Managing compliance, liquidity and operational complexity for 24/7 stablecoin payments
19:02 Why stablecoins complement FedNow and existing domestic payment rails
24:12 How banks partner with issuers, custodians and onchain infrastructure providers
32:54 Why stablecoins could become invisible infrastructure for everyday financial transactions
***
๐๐๐ฆ๐ข๐ณ๐ค๐ฉ '๐๐ฐ๐ฌ๐ฆ๐ฏ๐ช๐ป๐ฆ๐ฅ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต' ๐๐ฏ ๐ ๐ฐ๐ถ๐๐ถ๐ฃ๐ฆ. ๐๐ฑ๐ฑ๐ญ๐ฆ, ๐๐ฑ๐ฐ๐ต๐ช๐ง๐บ ๐ฐ๐ณ ๐ข๐ฏ๐บ ๐๐ฐ๐ฅ๐ค๐ข๐ด๐ต ๐๐ญ๐ข๐บ๐ฆ๐ณ! ๐
Tokenized Podcast retweeted
Stablecoin flows today are a commercial banking book. Theyโre just being written somewhere other than a bank.
Igor Istratov of @FifthThird on Newline and what it takes to run stablecoin payments at a top 10 US bank.
New @TokenizedPod Stablecoin Stories with @rangoldi and @sytaylor:
๐ฆ API-first embedded banking on a bank balance sheet
๐ Commercial clients driving demand, not crypto firms
๐ฐ The four accounts every digital asset business needs
๐ Why reserves bring deposits in, not out
๐ค๏ธ Where stablecoins sit next to FedNow and RTP
Full episode: youtu.be/VjHMRxq_Oow?si=wMjkโฆ