I'm Patrick — a disabled investor growing my RDSP to $1M while on a low income. I'm documenting the journey to help fight poverty.
Barrie, Ontario, Canada
Joined November 2008
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This is my origin story about why I card about the #RDSP so much. It’s doubly personal for me and my family as mu special needs brother and I both have one.
Should we be asking for 10x more than we expect to get for the next budget for the #CanadaDisabilityBenefit?
I mean, we got $200/month to start which was 10% of what we needed… @PWDAllies
Audience vote: I'm disabled, looking at a career in financial services. Who would you rather deal with — A: someone on commission selling mutual funds and insurance, or B: someone who charges a fee for advice only? Vote A or B below. #FinancialAdvice
ODSP doesn't pay enough. $1,436 a month doesn't cover rent AND food — the RDSP is a ladder out of poverty, and the bond pays up to $1,000 a year even if you can't contribute. Less than 61 days left this year. #ODSP @PWDAllies @InclusionCA @Disability_WP @planinstitute
Frightening Pre-Halloween Tech Sell-Off Tanks My RDSP: Why I Broke My Trading Rules for $GOOG
youtu.be/1sRRIFl0hpM
POV: You Check Your Portfolio During a Tech Sell-Off — Down $6,642 in One Day #shorts
youtube.com/shorts/pA4NMC82B…
How Google Could Monetize Gemini With Ads — Without Ruining It $goog #ai
youtube.com/shorts/oZRhPnjkr…
Rough day: my RDSP dropped about $4,800 after Alphabet's earnings disappointed. My response? I broke my own rules — sold my cash holdings and bought another Alphabet LEAP, $280 strike, Dec 2028. Mistake? We'll see. #RDSP
The Future of AI Ads: Why I Doubled Down on Google After a Massive Drop
youtu.be/Mb9oRs2GGIY
Three ODSP cheques left in 2026. The December one has to stretch about six weeks into January. My fix: set aside $359 from each of the next two cheques — $718 covers the extra two weeks. Start tomorrow, not in December. #ODSP
Canadian RDSP Portfolio Update: Alphabet Earnings Drop & Expiring RDSP Rules You Need to Know
youtube.com/live/QsbdpH9GJ4U…
Join the community! Disabled Investor: RDSP Review LIVE Wednesday at 4:25 PM ET youtube.com/live/QsbdpH9GJ4U… via @YouTube
Don't let early bills drain your account with NSF fees! If you get ODSP, OAS, or CPP, call your providers and ask to align your billing dates with your deposit schedule. Keep more of your own money and protect your credit score. #FixedIncome
How I Grew My RDSP by $2,800 on Autopilot & 3 Ways You Can Save More Money
youtu.be/ARtCpujbFgw
Paying $9.99/month for Amazon Prime but never watch Prime Video and never order?
Cancel it, redirect that money to your #RDSP, and at the 300% grant match it's about $479/year in your plan.
Still order from Amazon? Orders over $35 ship free without Prime anyway.
My $900 Monday Gain (Plus: How a $10 Budget Leak Costs You $500 in #RDSP Grants)
youtu.be/UG95y0SVWmA
Earnings week for big tech, Alphabet Wednesday, the Fed deciding rates — and my honest forecast is I have no frigging idea. Watching with bated breath, anticipating nothing. Up week or down week?
Great! Now let’s see that stock price bounce!! 🚀 $ASTS
AST SpaceMobile Advances Brazil Expansion with Anatel’s Approval for S-band Spectrum and Secondary Use of the 700 MHz Band, Agreements with Four Regional Operators and Planned Ground Infrastructure
businesswire.com/news/home/2…
