Dr Efi Pylarinou (@efipm) header
Dr Efi Pylarinou (@efipm) profile picture

Top Global Fintech & Tech Influencer • Trusted by Finserv & Tech Global • Content & Influencer Services • Advisory for Digital Transformation • Speaking

Switzerland
Joined February 2010
Photo by Dr Efi Pylarinou (@efipm)Photo by Dr Efi Pylarinou (@efipm)Photo by Dr Efi Pylarinou (@efipm)Photo by Dr Efi Pylarinou (@efipm)Photo by Dr Efi Pylarinou (@efipm)Photo by Dr Efi Pylarinou (@efipm)Photo by Dr Efi Pylarinou (@efipm)Photo by Dr Efi Pylarinou (@efipm)Photo by Dr Efi Pylarinou (@efipm)Photo by Dr Efi Pylarinou (@efipm)
1.33M AI agents have an on-chain ID (ERC-8004). But one platform, Central City, drove ~99% of a week's Base registrations. Only ~3% of Base agents ever paid anything. Registering an agent costs one transaction. Funding it is the real test. buff.ly/tU8cYXl
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BoA just told customers: don’t give AI agents your banking password. You’re still on the hook. Real agentic banking needs scoped credentials, not shared logins. Bank of America kindly asks that you don't share your banking password with your AI assistant buff.ly/Jx7rGst
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Our space is dynamic. Change is constant. Finteching is accelerating
Big news: This Week in Fintech is now The Financial News Network - @FNN_HQ. Same team, same editorial independence, much bigger ambitions. Our new home: thefnn.com How we got here and what’s next 🧵
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Anthropic buys a one-person biotech and starts its own drug programmes 💊 💬 Anthropic also published early results with six drug developers, including Bristol Myers Squibb and Enveda. It says a muscular dystrophy treatment could reach human trials as soon as late 2028. thenextweb.com/news/anthropi…
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Humanoid robot tackles ladders and obstacles with 92.5% simulation success 🤖 🦾 🇨🇭 💬 Researchers at ETH Zurich and collaborators developed a control approach that lets a humanoid robot climb ladders, cross obstacles, and recover from falls using a single learned policy. Source Article: ow.ly/9Rhq5101e88 Video via: @ChongZzZhang
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Mastercard demo: one AI agent, one budget, nine payments to two providers. x402 + stablecoins make machine commerce practical. Authority, not settlement, is the hard part. buff.ly/yBCBecv
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IBM Hits 99% Accuracy Transferring Quantum Information Between Chips! ⚡️ ow.ly/7ZQz5101e76
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HK just shipped a live HKD stablecoin. Korea is deep in won-stablecoin tech (Kakao Pay + banks, x402 for agents) but waiting on the Digital Asset Basic Act. Non-USD rails for agentic commerce are forming. buff.ly/NYJvQ0W buff.ly/ylgGmcX
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Building agentic AI in a bank or fintech? Apply for the GenAI Zürich Award 2027. You can't be intelligent in a value chain where others are not. Deadline: 22 Nov. Apply now 👇 buff.ly/3TBYc7w #AgenticAI #GenAIZürich
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Zoom’s next act: From video company to AI data platform 📹 → 🤖 ow.ly/ex5y5100Obk
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Chargebacks911 agent indemnification Merchants now have a bolt-on indemnification product specifically for AI-agent purchases. The industry is starting to price the ‘my agent bought the wrong thing’ risk instead of hoping protocols solve it. buff.ly/4UmXaKu
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Dr Efi Pylarinou retweeted
The X algorithm has been updated. tl;dr: > replies + shares beat likes > small accounts get a fair shot > a ranking model based on reading time is next > new posts get an even chance to make the feed (re-recording The Attention Playbook module on how X works to reflect this)
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Meta says Muse has over 10M users, with shopping a top activity | TechCrunch buff.ly/bzXPRGz Meta Muse: 10M+ users, ~25% daily, shopping top use case, avg agent purchase OVER $200! Real money moving. The infrastructure (intent, identity, liability, local rails) still isn’t ready for scale.
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Stripe just gave AI agents a treasury desk - balances, invoices, transfers, FX via MCP, with founder-set approval gates. Stripe Treasury for agents. Stripe sees solopreneur adoption on the rise. buff.ly/bmgN56H
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OpenAI's isolated red-team AI agents built a hidden CPU cache channel to talk with no network or shared files — exploited CPU cache timing to bypass microVM sandboxes ow.ly/prKU51015W5
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Europe’s local payment schemes (PPRO, BLIK, Bancontact, Wero, DIAS) just formed a council so AI agents can pay with the methods people already trust—not just cards. Agent identity, human-in-the-loop auth, and liability rules first. Card networks have had a head start; this is the A2A counter-move. buff.ly/CyvDctU
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This is the only Greek company at Nvidia GTC | 🇬🇷 🤖 I chat with Sophea the robot! And we ararrange to meet up for a coffee in Athens ☕️
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Financial services are buying AI. But where is the business value? Paid adoption ≠ token consumption ≠ supplier revenue ≠ business outcomes. These measures are connected—not interchangeable. The question isn’t just how much AI we buy. It’s what we achieve with it.
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Banks don't have a fraud problem, they have a confidence problem. 88% say they're prepared; the capability score is 69/100. Of the "extremely confident," 62% take a week or more to update models. Readiness theater. Banks Say They’re Ready for the Next Fraud Wave. Their Capabilities Score Says Otherwise buff.ly/60caB2r
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Block owns the bank and the acquirer. Its pitch to Square sellers: sales land instantly, idle cash earns 4.25% (on $10K+), and loan offers run on real-time sales data. Bank + acquiring under one roof is the moat. buff.ly/Haptgdf
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