ReFi DAO 🪩 retweeted
仁, the Chinese character for humaneness, is made of a person and the number two.
Our humanity lives between people, not inside our heads. Worth remembering as we build what comes next.
This is perhaps one of the great ironies of our time: China is increasingly shaping the future of AI, yet very few people in the West have the faintest idea how its key thinkers see it - its philosophers, sociologists or ethicists.
As is too often the case, we - much like the frog in the well - assume our own AI debate covers every possible view, when much of it springs from the same cultural soil, built on assumptions about what defines us that we don’t even know we’re making.
Take for instance the assumption that intelligence is a key part of what makes us human. It’s so intuitively obvious to us that we literally named our species after it - Homo sapiens (Latin for "wise man").
If you think about it, just this assumption explains a large share of the anxiety: if intelligence is what makes us human, then artificial intelligence - or super intelligence - threatens the very thing that makes us us: we’re about to compete with artificial or super “us”. No wonder this feels existential.
But China has a tradition of thought as old as ours, if not older, and every bit as rich and sophisticated, which never placed intelligence at the core of what makes us human, and so meets the thinking machine from a completely different starting point.
Have you, for instance, ever heard of Zhao Tingyang? Probably not, and yet he may be the most original thinker on AI you’ve never read. He’s one of China’s most prominent philosophers, at the Chinese Academy of Social Sciences. While Silicon Valley spends billions trying to make AI share our values, he for one argues that doing so “may very well be a suicidal mistake”.
Sounds pretty important to hear him out, don’t you think?
Or take Liu Yongmou, a philosopher of technology at Renmin University in Beijing. His thinking is almost the opposite of ours. Where we fear machines that become more and more like us, he says that “humanity’s biggest problem is the machinization of humans, not the humanization of machines.”
You could even go back to antiquity, when, in many ways, we started asking questions about AI.
Did you know, for instance, that Aristotle, in the Politics, imagined a world where “the shuttle would weave and the plectrum touch the lyre without a hand to guide them”, and wondered about the social order consequences of this (mostly whether slaves would still be needed)?
There are Chinese equivalents to this. For instance, in the Zhuangzi, a foundational Taoist classic, you’ll find a similar thought experiment, with a completely different worry attached. An old gardener is watering his vegetables by hand, hauling water out of a well jar by jar. A visitor shows him a labor-saving device, and the gardener turns it down for the reason that whoever uses machines ends up with 机心 (jīxīn), a “machine-heart” - a mind that schemes, calculates and loses its simplicity. “It is not that I do not know [the machine],” he says, “but I should be ashamed to use it.”
Two labor-saving machines, two very different questions: where Aristotle wondered what automation would do to the social order, the Zhuangzi wondered what it would do to us, on the inside. Which, you’ll notice, is exactly Liu Yongmou’s worry, more than two thousand years earlier.
In fact, as we’ll see, 心 (xīn), the heart, is a motif that runs deep through the Chinese AI debate. It appears both in the fear, from Zhuangzi to Liu Yongmou, that machines could give us a “machine-heart” and its mirror image: the ambition to give machines a heart of their own. Zhu Songchun, who heads the Beijing Institute for General Artificial Intelligence, wants “to set a heart for machines” (为机器立心, wèi jīqì lì xīn).
“Heart” in the Chinese sense, that is, which differs totally from the Valentine's Day fluff we’ve reduced it to. 心 (xīn) means heart and mind at once: it’s where we feel but also where we think, tell right from wrong and care for others.
And, crucially, it’s in the heart that the quality Confucianism sees as the very definition of a human being takes root: 仁 (rén). We need two words to translate it, “benevolence” and “humaneness”, but in Chinese they’re one and the same: to be benevolent is to be human. It’s not about intelligence.
This is the entire point of my new article: to step out of our well for a moment and peer over the edge of China's.
What you’ll find there will, I think, surprise you, with questions you’d never thought to ask: from Zhao Tingyang warning that AI’s bad consequences can at least be fought, but that “humanity may die of all the good things AI creates”, to whether the fear that AI will make us “useless” rests on the false premise that a person is worth what they’re useful for.
A premise that a 2,300-year-old Taoist tree, which survived precisely because it was useless, demolished long ago. Could our predicted uselessness turn out, much like that tree’s, to be our saving grace?
Chinese thinkers’ answers to these questions are, I think, among the most interesting anyone has given to the defining question of our time. Whether or not you agree with them, they’re the intellectual backdrop of a country shaping much of AI, and with it our future: you might as well know what they think.
Enjoy the read here: arnaudbertrand.substack.com/…
🌱 Want to finance regeneration while earning real yield? Do you have a regenerative startup that needs access to capital today?
Join @higrowfi for an onboarding session for @refidaoist members & local nodes Thursday, Oct 22 from 5-6pm CET for a 1-hour virtual session.
Why GrowFi and why ReFi DAO? Shifting to regenerative food systems faces an estimated funding gap of $250-430 billion a year for the next decade. Current funding flows are only about a tenth of what’s needed. But that's not all.
Net zero needs about $6.4T a year in climate finance through 2030, and shifting to regenerative food systems adds another $250-430B a year. That’s a rough $55-75T over 10 years, versus just $1.46T in climate finance flows in 2022.
Traditional banks aren't built for the transition to a regenerative economy. That's why we built GrowFi, an onchain p2p lending platform that uses Ethereum network effects backed by living real world assets, and social capital that pays back loans with sustainable yield from the land.
Learn how to launch tokenized crowdlending campaigns for regenerative farms & businesses. Sign up in the link below👇
gm gm!
join us Thu Oct 22 for the 2nd GrowFi <> ReFi DAO onboarding call! with @higrowfi + our steward @regenavocado 👇
see how local nodes can launch campaigns and anyone can back what their bioregion and projects grow and offer 🫒
15h UTC · 17h CEST
luma.com/zil0fguo
it's the 2nd in a series funded through our Network Initiatives pool on @gardens_fund 🌱
bring your questions, your project, and a wallet if you want to follow along 👇
nitter.cf/higrowfi/status/210853…
🌱 Want to finance regeneration while earning real yield? Do you have a regenerative startup that needs access to capital today?
Join @higrowfi for an onboarding session for @refidaoist members & local nodes Thursday, Oct 22 from 5-6pm CET for a 1-hour virtual session.
Why GrowFi and why ReFi DAO? Shifting to regenerative food systems faces an estimated funding gap of $250-430 billion a year for the next decade. Current funding flows are only about a tenth of what’s needed. But that's not all.
Net zero needs about $6.4T a year in climate finance through 2030, and shifting to regenerative food systems adds another $250-430B a year. That’s a rough $55-75T over 10 years, versus just $1.46T in climate finance flows in 2022.
Traditional banks aren't built for the transition to a regenerative economy. That's why we built GrowFi, an onchain p2p lending platform that uses Ethereum network effects backed by living real world assets, and social capital that pays back loans with sustainable yield from the land.
Learn how to launch tokenized crowdlending campaigns for regenerative farms & businesses. Sign up in the link below👇
ReFi DAO 🪩 retweeted
Here's our conversation with @MontyMerlin on
Designing New Regenerative Systems | Monty Merlin on ReFi & Bioregional Finance.
What if a logging license could become a license to regenerate?
ReFi DAO 🪩 retweeted
What changes when climate insurance is built directly into a loan?
In this episode of @Crypto_Altruism, our pilot partners break down what it actually takes to embed climate risk into credit, and what that unlocked for borrowers previously considered too risky.
Listen: 🎧⬇️🎧
Climate shocks can create credit shocks for small businesses in vulnerable areas, & insurance is often out of reach ⛈️📉
In Ep 267 we explore how blockchain-based parametric insurance can help w/ @blockbima @Fortunecreditld @shambanetwork & RiskShield🎙️
cryptoaltruists.com/blog/cry…
We discuss:
🌍 Their pilot in Kenya, supported by @MCSocialVenture, where climate insurance is embedded directly into microloans to help absorb credit shocks
🌧️ How blockchain is helping last-mile communities build financial and climate resilience, reaching people the traditional system has left behind
💡 How parametric insurance reduces the time and cost needed to deliver support to those impacted by climate shocks
⛓️ How blockchain-powered smart contracts and oracles are transforming traditional insurance into something cheaper, faster, and more people-friendly
Join us for the 1st of 3 training sessions, starting on Sept 17th, 4–5pm CET. We've teamed up with @ReFiDAOist to onboard the first wave of curated crowdlending campaigns from local nodes and member projects, thanks to a generous grant from the network initiatives funding pool.
In this onboarding session, you'll learn how to take a campaign from idea to live: setting funding goals and accepted tokens, understanding the two-token design, staking mechanics, harvest reporting, and redemption options plus $GROW, the network token that spreads risk and reward across the community, backed by revenues from an basket of campaigns chosen by the community.
👉 Sign up below
ReFi DAO 🪩 retweeted
For our next Town Hall, we're joined by @maearthstudio.
Their third quadratic funding round is launching this summer, with a $500K matching pool for community-led land and nature projects worldwide. 🌍
Come chat regeneration with us.
June 2, 12pm ET
luma.com/townhall-maearth
ReFi DAO 🪩 retweeted
Grow Morning ☀️ It’s a brand new month and we are out here cultivating a regenerative future with @RifaiSicilia and our community food forest at Butterfly Hill. Thanks to our partners @grassEcon @SilviProtocol @ekonavi_com @OurBloomNetwork @ReFiDAOist @greengoodsapp @higrowfi
ReFi DAO 🪩 retweeted
Last Sunday, the Enraizados Node came back to life 🌿
A gathering of natural reserve owners across the Amazon, sharing what we face, what we've learned, and what we can build together.
A thread 🧵👇🏻
ReFi DAO 🪩 retweeted
The most powerful coordination mechanism humanity has invented?
Finance. The almighty “invisible hand of market forces” we are taught in neoliberal economics.
But even across mainstream institutions, foundations, investors and policymakers… a quiet consensus is emerging: The old system is broken.
I’m starting a new project exploring how we might bridge worlds — connecting the emerging ReFi / Web3 ecosystem with mainstream nature finance.
More soon 🌱
@circbioalliance @UniofOxford @LeverhulmeTrust @KateRaworth @UNEP
ReFi DAO 🪩 retweeted
Land sits upstream of almost every crisis we treat as separate.
My new piece on stewardship, restoration, and what web3 can (& can't) do about it. 🌱
Huge thanks to @CC_ReFi_News, @agroforestDAO, @RifaiSicilia, @SilviProtocol, @GainForestNow.
carboncopy.news/content/feat…
ReFi DAO 🪩 retweeted
Building a startup, product, or business for the first time is hard.
Doing it without structure, feedback, or real users is even harder.
That’s why we launched the
B<>rder/ess Builders OP
— a 2-week builder sprint designed to help:
🕴🏽Early-stage founders
💼First-time builders
👩🏽🏫 Student Entrepreneurs
🏪 Real world Business Owners
👨🏽💻Emerging startups
move from:
💭idea →
to
🔨validation →
to
📲users →
to
💲revenue
🗓 January 26 – February 8
This isn’t a hackathon.
It’s an Operator Program (OP) focused on real-world outcomes.
Sponsored by:
@PublicNouns
@localismfund
@BitsaveProtocol's BizMarket
During the Builders OP, participants will:
• Validate real business ideas
• Talk to users and test assumptions
• Learn practical marketing & growth fundamentals
• Build and launch MVPs (Web2, Web3, or hybrid)
• Work toward their first 100 users/customers and first revenue
• Get reality checks, consultations, and founder support
We’re doing this alongside ecosystem-aligned partners and communities including @PublicNouns, @Celo @localismfund, and local university tech clubs like @Borderlessunn, @borderless_kano, @BTCUniuyo, @Borderless_Ph, @UnicalTechClub with pathways to funding through @BitsaveProtocol's BizMarket, and post-program scaling.
The goal is simple:
"raise builders who can survive, adapt, and win in the real world".
If you’re a builder, entrepreneur, or early-stage startup looking for momentum, this is for you🫵🏽
Sign Up here👇🏽
luma.com/f8u4u3f8
A lot of people can build.
But very few know what to build, who to build for, and how to make it sustainable.
That’s where the B<>rder/ess Builder’s OP comes in to close that gap.
This 2-week Operating Program (OP) is designed for early-stage founders, builders, and small businesses who want to move beyond ideas and demos and toward real users, real feedback, and early revenue signals.
What you’ll work on (2-Week Sprint)
• Foundation, Reality Checks & Validation
• Problem Discovery & Customer Validation
• Business Model & Pricing
• Market Size & Go-To-Market Strategy
• Branding & Storytelling
• Legal Frameworks, Funding & BizFi Pathways
• Pitch Submissions + Feedback Review
How the Program Runs:
• Live sessions and hands-on workshops
• Practical assignments tied directly to your product
• Group discussions with honest, actionable feedback
• Guest sessions with builders, marketers, and operators
• Office hours and one-on-one consultations
• Community-based learning and accountability
Who this is for:
• First-time founders and builders
• Early-stage startups and small businesses
• Business owners looking to 10× revenue
• Developers who want to understand users and products
• Non-technical founders building with technical partners
• Web2 and Web3 teams (no restrictions)
You don’t need to be venture-backed.
You don’t need to have everything figured out.
You do need to be serious about building something useful.
If you’re ready to build with clarity and intention, The Builder’s OP is for you.
RSVP here:
luma.com/f8u4u3f8
Join our Telegram group for updates:
t.me/+rRzq-jqm3aQzNTRk
ReFi DAO 🪩 retweeted
Season 1 Contributor Rewards are LIVE! ✨
We’ve distributed 135,000 $CELO to 1,194 dedicated contributors via Prosperity Pass. Funded by the CeloPG S1 proposal and programs earnings, these rewards recognize the impact of those building the @Celo ecosystem.
Rewards were determined by PP level, S1 badge points, and self-verification.
Reward Tiers
number of points (number of individuals): CELO
• 800 pts (4): 1,000
• 600-799 (12): 500
• 500-599 (52): 400
• 400-499 (55): 300
• 300-399 (236): 200
• 100-199 (146): 100
• 1-99 (499): 25
A massive thank you to everyone who contributed to Celo’s growth this year.
Share a screenshot of your rewards and tag us so we can celebrate with you! 📸
ReFi DAO 🪩 retweeted
Stepped away from ReFi DAO in 2024.
Came back to find the network didn't just survive the bear market—it evolved into something I barely recognized.
And then I discovered something that changes everything for regenerative builders.
🧵🪡
ReFi DAO 🪩 retweeted
1/ We're excited to share the final results of the Local Meetups LATAM Round - in collaboration with @localismfund & @gitcoin, supporting grassroots Ethereum meetups as part of GG24.
Huge shoutout to all the communities that applied! 👏
Reflections and more info 🧵👇
ReFi DAO 🪩 retweeted
bullish ethereum localism.
takeaways from @gitcoin GG24 ethereum localism fund so far:
• $275k mobilized, with gitcoin’s $116k catalyzing ~2.36x in local + ecosystem co-funding
•round 01: 12 locally led programs funded across catalunya, cascadia, tanzania, ukraine, colombia, brazil, curaçao, fraser lowland (canada), and east + west africa. $100k+ raised locally, increasing durability and legitimacy (groups showing up with real skin-in-the-game)
• round 02 (local meetups LATAM) was co-funded by ethereum foundation and saw 37 complete grassroots meetup applications
• latam showed strong pull: 37 grassroots meetup applications post-devconnect
• ethereum works well as real infrastructure in many of these locales: payments, grants, governance, coordination
• lesson: place-based funding is high-touch, high-leverage, and essential for real-world adoption
some anecdotes:
• in tanzania, the refi solar saving circles were not pitched as “web3 adoption” at all. they were pitched as cheaper energy, shared ownership, and local resilience. ethereum just quietly handled the coordination and flows in the background
• gen ukraine was running a local grant program while the country is at war. the fact that they still prioritized transparent allocation, public reporting, and local co-funding says a lot about how strong the coordination muscle already is
• several catalunya and cascadian groups raised local money before they ever knew if they would get matched. that flipped the usual grants dynamic from “please fund us” to “we already did the work, now meet us halfway”
• in curaçao, the “onchain island” framing made ethereum legible to non-crypto locals by tying it to everyday governance and economic coordination, not tokens or speculation
• in latam, 37 meetup applications came in for a round that maxes out at a few hundred dollars per month. many organizers explicitly said they cared more about continuity and legitimacy than the check size
• evaluators noticed a sharp difference between proposals that used ai to sound polished and those grounded in lived local practice. the latter were often messier, but much more real
read the whole GG24 progress report by @MontyMerlin : gov.gitcoin.co/t/localism-fu…
ReFi DAO 🪩 retweeted
Remember the #ReFi orb?
Well, it's back. You can get your own here 👇
johnellison.github.io/refi-o…
Just go to remove.bg, sign up, get your API key and upload an image.
Was inspired by the @ReFiDAOist community call Friday so built this as a gift to all my regens!
ReFi DAO 🪩 retweeted
Looking forward to 2026 interoperable onchain enterprises will drive web3 growth and adoption turning oil and other bioregional cash crops into liquid investment opportunities with regen revenues. Shout out to new mechanisms like @revnets cc @MontyMerlin
nitter.cf/regenavocado/status/19…
We’re in business. Congrats to @MontyMerlin for being the first customer of @RifaiSicilia @ReFi_Italia @refi_med bio-olive oil.
Thanks to @agroforestDAO for helping to fill the liquidity. This is limited edition so if you want a bottle reach out. And yes I accept stable coins.
ReFi DAO 🪩 retweeted
The next trophic layer up is @refi_italia where we are taking the lessons learned from @RifaiSicilia and are creating a replicable and adaptable playbook for other local regen communities to adopt in Italy starting with Roma, thanks to the @localismfund nitter.cf/RifaiSicilia/status/18…
Replying to @RifaiSicilia
This begins from the ground up as we respond to fires, droughts and deforestation by developing open source syntropic agroforestry designs that integrate technology and culture for all to adopt and share.
We work closely with partners like @SilviProtocol to reward regeneration.









































