Pounds and Sense is a UK blog covering financial and other matters from an older person's viewpoint. I'm Nick, a now-retired freelance writer & editor.
West Midlands, England
Joined December 2016
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PoundsandSense 🇬🇧 retweeted
Last chance to take advantage of the current Trading 212 welcome offer. If you haven't done this before, you can get a free share worth up to £100 just for signing up. See trading212.com/invite/FMJXdY… Offer closes 3rd Nov 2026.
PoundsandSense 🇬🇧 retweeted
There you have it.... You need to eat a thousand gherkins a day to be better off under this @UKLabour Budget if you're a regular working person that doesn't claim benefits...
That's beyond me however much I might want to stick it to the Man 😂
Lol
My latest cartoon for tomorrow's @Telegraph
Buy a print of my cartoons at telegraph.co.uk/mattprints
Original artwork from chrisbeetles.com
Last chance to take advantage of the current Trading 212 welcome offer. If you haven't done this before, you can get a free share worth up to £100 just for signing up. See trading212.com/invite/FMJXdY… Offer closes 3rd Nov 2026.
Switch to EDF Energy and get a FREE £50 credited to your energy account. Zero-carbon energy at low online prices. Terms and conditions apply edfenergy.com/quote/refer-a-… #ad
Lol
My latest cartoon for tomorrow's @Telegraph
Buy a print of my cartoons at telegraph.co.uk/mattprints
Original artwork from chrisbeetles.com
PoundsandSense 🇬🇧 retweeted
Today's update on the Daily Sceptic is here. Ofcom wants ID checks for all social media users over 16; Labour's Budget will send Net Zero costs soaring, warns Paul Homewood; and teacher Joe Baron exposes the rampant antisemitism in Britain's schools. dailysceptic.org/todays-upda…
Wow. Brilliant analysis by Bernie.
WTF? A Prime Minister who has never run a business in his life demands answers because a private business fails? … let me help you, Andy & co.
A retail chain needs to stay in fashion, needs to go with the flow! … But you and successive governments don’t like their “tat” products (mostly sourced off shore to sell them at £1!!! That the whole point right?) anyway…
for free (without a taxpayer funded £MULTIMILLION enquiry I’ll tell you the problems… (you’re welcome)
▪️massively increased regulations and compliance costs.
▪️cheap tat sourced from abroad, with rising shipping and transport costs.
▪️Hit by increased minimum wages and employer National Insurance.
▪️Hit by rising rents and business rates.
▪️Hit by soaring energy bills and net zero costs.
▪️Hit by higher interest rates.
▪️Hit by consumers with less disposable income.
▪️Hit by the soaring cost of borrowing to buy stock months in advance.
▪️Hit by higher insurance premiums.
▪️Hit by shoplifting, organised theft and security costs.
▪️Hit by packaging taxes, recycling regulations and environmental compliance costs.( which you just throw into general taxation, non of it changes the weather)
▪️Hit by higher fuel, warehousing and distribution costs.
▪️Hit by increased employment costs, pensions and statutory obligations.
▪️Hit by competition from overseas online retailers operating with very different overheads.( duty free … for foreign businesses oops)
▪️And hit by the impossibility of passing those costs onto customers, who shop at Poundland precisely because they need cheap stuff! … which isn’t cheap anymore (see above)
Every single time you add something on … so do they!
And the idiot, deluded politicians who have made Britain more and more expensive and difficult to do business in, are demanding to know why businesses are struggling?
You are all moronic. My work here is done 🤡
Lol. Quite so!
My latest cartoon for tomorrow's @Telegraph
Buy a print of my cartoons at telegraph.co.uk/mattprints
Original artwork from chrisbeetles.com
PoundsandSense 🇬🇧 retweeted
Time is running out to take advantage of the current Trading 212 welcome offer. If you haven't done this before, you can get a free share worth up to £100 just for signing up. See trading212.com/invite/FMJXdY… Offer closes 3rd Nov 2026.
PoundsandSense 🇬🇧 retweeted
Tax rates on income from savings interest are set to rise by four additional percentage points from April 2027. Here’s what you can do to protect your cash moneyweek.com/personal-finan…
PoundsandSense 🇬🇧 retweeted
An ISA reversal will be welcome news to many, but did chancellor John Healey miss opportunities in his first Budget? moneyweek.com/economy/uk-eco…
PoundsandSense 🇬🇧 retweeted
New on PAS: The £3,000 Side Hustle Tax Break poundsandsense.com/the-3000-…
Time is running out to take advantage of the current Trading 212 welcome offer. If you haven't done this before, you can get a free share worth up to £100 just for signing up. See trading212.com/invite/FMJXdY… Offer closes 3rd Nov 2026.
New on PAS: The £3,000 Side Hustle Tax Break poundsandsense.com/the-3000-…
I do just wonder how this will affect people like me on a fixed term tariff for gas. Obviously I hope I will still get the benefit of the standing charge removal and not see any corresponding increase in the unit rate.
Thin gruel for bill payers as the Chancellor announces he will cut gas bills by up to £50 in the Budget, while average household energy bills are forecast to rise above £2,000 a year in the coming months.
Healey plans to scrap standing charges on household gas bills and instead recover them through the unit price consumers pay.
#CostOfNetZero
Lol
My latest cartoon for tomorrow's @Telegraph
Buy a print of my cartoons at telegraph.co.uk/mattprints
Original artwork from chrisbeetles.com
