Joel Alva

India is an extremely stressful country to live in! I lived for 37 years outside India in the developed world and came back 10 years ago! If you live in India, escape it! If you are outside India, never come back to it! 1) There is no accountability from the govt or the sarkari babu for the income taxes you pay 2) Your income taxes are being looted with the tax terror attacks 3) Your expenses are up - but the govt refuses to inflation adjust income tax slabs yearly 4) You buy a vehicle you end up paying 50% in taxes and almost 50% in fuel costs and 18% GST on service just to run it - with tolls and pothole roads, and if you’re in accident your pay for repairs apart from the road rage or traffic cop harassment looking for a bribe 5) They are taxing you like Europe but giving your sub Sahara Africa returns 6) Pay Rs 25 lakhs in cancer treatment - with 12% GST on cancer medicine/ blood transfusions and deal with ageist doctors, money grab hospitals, rude nurses and still not be sure if the medicines are fake or genuine! Things go wrong - nobody is accountable 7) Food, water, milk, fruit - can all be contaminated- analogy paneer / washing powder in milk, anyone? 8) Have court cases against builders - they used a new govt policy to cheat you! Get a judgment after 5 years in RERA (should take 60 days) and they don’t or can’t enforce their own judgments - the district administration doesn’t enforce recovery certificates ! Over 3000 pending in Gurugram alone over Rs 700 crores 9) invest in property ? The builder is already thinking of ways to cheat you! Changes your allotment, can delay project indefinitely, can change the CD, and they charge 5-8% in registration for this! Try to reason with them - they can shout at you or even threaten you! 10) invest in India markets? Govt can change policy arbitrarily every year - currency crashes, markets crash, FII run out and you’re left holding the bag! They even take tax on losses with STT 11) Your children are breathing toxic air because of farm fires every November/ December! So what does the govt do? Make your own life miserable by GARP odd/even so you can’t even take them to school in your car. 12) Thinking of a start-up? Get influenced by all the unicorn stories ? Do you know how many failed or are failing because of corruption, incompetence and sarkari processes ? 13) Your parents pass - didn’t update their nominee details because they were nominees for each other ? Get ready for another nightmare with banks and courts! 14) Get income tax notices for something from 5 years ago - you can’t even remember what it was or what was missed during Covid or during deaths in the family - they will keep harassing you! “Where did your earn this interest in your bank from” they ask you! Why do you have accounts in foreign countries ? Sir, NRI for 37 years - all white income! See how much I also invested in India and through bank transfers, and pay in tax. You need to drop everything in your life and answer them - or else!!! you can’t sleep at night - until the next notice arrives! 15) Eating out? Can’t be sure if you will get diarrhoea or typhoid ! Wife in hospital for Typhoid! Come home for 1 hour to freshen up at 10 pm and they move her to ICU when you are not there. Sir -Blood pressure dropped due to blood transfusion! But she was fine? 16) Go to any sarkari office - get treated like dirt! They will work at their own pace - no integrity or shame! Why did you even bother coming? 17) lose your job working in the private sector? Is there safety net for you and your family? 18) Don’t buy gold or invest in $$! But politicians are distributing gold to their voters! If you are a private sector individual in India - leave asap or become corrupt - that’s the lesson! @narendramodi @PMOIndia @FinMinIndia @nsitharaman @indSupremeCourt @MLJ_GoI @MoHUA_India @IncomeTaxIndia @IncomeTaxPayers @MoHFW_INDIA @NRIPulse #NRI #AbolishIncomeTax @RBI @DrSJaishankar @MEAIndia @CivicOp_india @cmohry #Gurugram #Haryana #India